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Is schwabplan.com a Scam? Security Check Results - Charles Schwab Reviews

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Is schwabplan.com Safe? Security Analysis for Charles Schwab

Check if schwabplan.com is a scam or legitimate. Free security scan and reviews.

FinanceUnited Statesenterprise
Drupal CMSJavaScriptLazySizes (lazy loading images)Tealium (tag management)Optimizely (A/B testing)+2 more
Analyzed 9/6/2025Completed 11:11:24 AM
76
Security Score
LOW RISK

AI Summary

Charles Schwab's workplace.schwab.com subdomain serves as a comprehensive portal for Retirement Plan Services, targeting participants, sponsors, and consultants. The site offers educational resources, account management tools, and secure login portals, reflecting the company's strong market position in financial services. The technical infrastructure is modern, leveraging Drupal CMS, advanced JavaScript libraries, and performance monitoring tools, ensuring a responsive and accessible user experience. Security posture is robust with HTTPS enforcement and multiple security headers, though explicit security policies and incident response information are not prominently published. Overall, the site demonstrates high professionalism and trustworthiness consistent with a large financial enterprise.

Detected Technologies

Drupal CMSJavaScriptLazySizes (lazy loading images)Tealium (tag management)Optimizely (A/B testing)Boomerang (performance monitoring)OneTrust (cookie consent)

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The website supports Charles Schwab's retirement plan services business model, focusing on providing financial education, account access, and plan management. Its integration with partner domains like schwabplan.com and schwabmoneywise.com enhances its service ecosystem. The site targets a broad audience including plan participants and sponsors, leveraging strong brand recognition and trust. The presence of multiple login portals indicates segmented user management. The business benefits from extensive digital maturity, though opportunities exist to enhance transparency around security and incident response.

Extracted Contact Information

Marketing Intelligence Data

Phone Numbers (2)

800*******
800*******

Security Posture Analysis

Comprehensive Security Assessment

The site exhibits a mature security posture with enforced HTTPS, comprehensive security headers, and secure form handling. No vulnerabilities or exposed sensitive data were detected in the analyzed content. However, the absence of a public security policy, vulnerability disclosure program, or security.txt file suggests room for improvement in transparency and incident readiness. Privacy compliance is well addressed with clear privacy and cookie policies and consent mechanisms. The security score is high, reflecting strong implementation of best practices typical for a financial services enterprise.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy and incident response page to improve transparency.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Charles Schwab

Description:

Retirement Plan Services by Charles Schwab offering retirement planning, learning resources, calculators, and account management for participants, sponsors, and consultants.

Key Services:
Retirement plan account managementLearning center with financial educationParticipant and sponsor login portalsConsultant resources
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
Drupal CMSJavaScriptLazySizes (lazy loading images)Tealium (tag management)Optimizely (A/B testing)Boomerang (performance monitoring)OneTrust (cookie consent)
Frameworks:
Drupal
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
90/100
Best Practices:
  • HTTPS enforced
  • Secure cookie consent mechanism
  • No exposed sensitive data in HTML
  • Use of security headers

Analytics & Tracking

Services:
TealiumBoomerang
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
TealiumOptimizelyBoomerang
Marketing Tools:
TealiumOptimizely
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is a subdomain of a major financial services company.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

80/100
Score

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

88/100
Score

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, health, digital

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:%{ir}.%{v}.%{d}.spf.has.pphosted.com -all
DNS Lookups:1/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1296-bit rsa)
Selector:mail(1296-bit rsa)
Selector:s1(1296-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:dmarc_rua@emaildefense.proofpoint.com
Forensic Reports:dmarc_ruf@emaildefense.proofpoint.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

82/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Registration Details

Domain Age
32 years(mature)
Expiry Risk
low(212 days)
Protection Level
strongDNSSEC OFF

DNS Records

A Records:162.93.229.103, 162.93.215.103
Name Servers:
a8-64.akam.net
a9-65.akam.net
np1.schwab.com
np2.schwab.com
np3.schwab.com
np4.schwab.com
MX Records:
5: mxa-00096901.gslb.pphosted.com
5: mxb-00096901.gslb.pphosted.com
SOA:Serial: 2023020506, TTL: 600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:171ms

SPF Analysis

SPF Record:
v=spf1 include:%{ir}.%{v}.%{d}.spf.has.pphosted.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Drupal CMS with modern JavaScript libraries including LazySizes for image lazy loading, Tealium for tag management, and Optimizely for A/B testing. Performance monitoring is implemented via Boomerang. The site is mobile optimized and accessible, with good SEO practices evident from meta tags and structured data. Hosting details are not explicit but the presence of Akamai-related scripts suggests CDN usage. Overall, the technical stack supports a scalable, secure, and user-friendly platform suitable for enterprise financial services.
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