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Is shabellebank.com a Scam? Security Check Results - Shabelle Bank Reviews

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Is shabellebank.com Safe? Security Analysis for Shabelle Bank

Check if shabellebank.com is a scam or legitimate. Free security scan and reviews.

FinanceEthiopialarge
WordPressPHPjQuerySlider RevolutionFlatsome theme+1 more
Analyzed 9/5/2025Completed 3:35:22 PM
46
Security Score
HIGH RISK

AI Summary

Shabelle Bank is a licensed commercial bank operating in Ethiopia, specifically targeting the Somali Regional state. It offers a comprehensive range of financial services including retail, SME, corporate banking, treasury, and trade finance, all under Islamic banking principles. The bank positions itself as a leading financial institution in its region with a large branch network and significant customer base. Technically, the website is built on WordPress with modern plugins and themes, providing a good user experience and mobile optimization. Security posture is adequate with HTTPS and domain locking, but lacks advanced DNS security and visible incident response policies. Privacy compliance is basic with a privacy policy present but no cookie consent mechanism. Overall, the site is professional and trustworthy with room for improvement in security and compliance transparency.

Detected Technologies

WordPressPHPjQuerySlider RevolutionFlatsome themeSeraphinite Accelerator (performance plugin)

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The bank targets retail and corporate customers in Ethiopia, leveraging Islamic banking to differentiate itself. Its business model focuses on comprehensive banking services including microfinance and mobile banking, indicating a broad market approach. The presence of annual reports and organizational structure pages suggests transparency and governance focus. Partnerships are limited publicly but include social media engagement. The domain age and registration details align with the business claims, supporting credibility. Growth indicators include a large number of branches, agents, and customers. The bank's digital presence is moderate, with opportunities to enhance marketing and compliance visibility.

Extracted Contact Information

Marketing Intelligence Data

Email Addresses (1)

i*****@shabellebank.com

Phone Numbers (1)

+2512577*****

Security Posture Analysis

Comprehensive Security Assessment

The website employs HTTPS and domain locking with multiple EPP status flags, indicating good baseline security. However, DNSSEC is not enabled, which is a recommended security enhancement. No advanced security headers or explicit security policies are published. There is no visible incident response contact or vulnerability disclosure program. The use of common WordPress plugins necessitates regular security audits to mitigate risks. Overall, the security posture is moderate but could be strengthened by implementing DNSSEC, security headers, and publishing security policies.

Strategic Recommendations

Priority Actions for Security Improvement

1

Enable DNSSEC to protect against DNS spoofing and improve domain security.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Shabelle Bank

Description:

Shabelle Bank is a fully licensed commercial bank in Ethiopia, which conducts all its operations under the principles of Islamic banking. The bank offers the full spectrum of financial services, including retail banking, SME banking, corporate banking, treasury, and trade finance services.

Key Services:
Personal BankingCorporate BankingMobile BankingMicrofinanceSME BankingTreasuryTrade Finance
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPressPHPjQuerySlider RevolutionFlatsome themeSeraphinite Accelerator (performance plugin)
Frameworks:
WordPress
Platforms:
WordPress CMS
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enabled
  • Domain locked with multiple EPP status flags

Analytics & Tracking

Services:
Google Site Kit
Tracking Level:minimal
Privacy Compliance:basic

Advertising & Marketing

Marketing Tools:
Google Site Kit
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is a licensed commercial bank operating under Islamic banking principles in Ethiopia.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

53/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.google.com ~all
DNS Lookups:1/10
Policy:~all
DKIM Selectors Found
Selector:default(1416-bit rsa)

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

62/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 80 days

Mixed Content Detected

MEDIUM

5 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

No DMARC Record

MEDIUM

DMARC policy not configured

Domain Registration Details

Domain Age
6 years(mature)
Expiry Risk
low(351 days)
Protection Level
strongDNSSEC OFF

DNS Records

A Records:209.182.200.150
Name Servers:
ns1.servconfig.com
ns2.servconfig.com
MX Records:
10: shabellebank.com
SOA:Serial: 2022061738, TTL: 86400s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:229ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.google.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

0/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

Critical Service Exposed: MySQL

CRITICAL

Port 3306 (MySQL) is publicly accessible - MySQL - Database server

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress 6.8.2 using the Flatsome theme and Slider Revolution plugin, supported by jQuery and Seraphinite Accelerator for performance. The site loads moderately fast and is mobile optimized with responsive design. SEO is supported by proper meta tags, Open Graph, and JSON-LD structured data. Hosting details are limited but the domain registrar is GoDaddy.com, LLC. The technical stack is modern but relies on common CMS and plugins which require ongoing maintenance to avoid technical debt and security risks.
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