Is soscredit.lv Safe? Security Analysis for SIA "Schaefer"
Check if soscredit.lv is a scam or legitimate. Free security scan and reviews.
AI Summary
Soscredit.lv operates as an online financial intermediary platform based in Latvia, providing fast credit line services up to €25,000 without collateral or guarantor requirements. The platform targets Latvian residents needing urgent financial assistance, offering flexible repayment terms and quick approval processes, typically within 15 minutes. The website is well-structured, professionally designed, and mobile-optimized, supporting a positive user experience. Technically, it leverages modern JavaScript frameworks and integrates marketing and analytics tools such as Google Tag Manager, Facebook Pixel, and WonderPush for push notifications. Security practices include HTTPS enforcement and CSRF protection, although some security headers could be improved. Privacy and cookie policies are clearly presented with consent mechanisms, aligning with GDPR requirements. The absence of WHOIS data limits domain trust verification, but the website content and business information appear consistent and legitimate. Overall, Soscredit.lv demonstrates a mature digital presence with a solid security posture and compliance awareness, suitable for its financial services business.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Soscredit.lv is positioned as a medium-sized financial intermediary serving the Latvian market with a focus on quick credit solutions. Its business model revolves around connecting consumers with lenders, likely generating revenue through commissions or referral fees. The company emphasizes customer convenience, fast processing times, and flexible credit options. The presence of multiple related domains in various countries suggests a broader international footprint or partnership network. Customer testimonials and clear contact information enhance credibility. The platform targets individuals aged 18+ who require urgent funds, with marketing efforts supported by push notifications and retargeting. The company operates transparently with published privacy and terms policies, indicating regulatory compliance and customer trust focus.
Extracted Contact Information
Marketing Intelligence Data
Email Addresses (1)
Phone Numbers (1)
Physical Addresses (1)
Security Posture Analysis
Comprehensive Security Assessment
The website exhibits a good security posture with mandatory HTTPS usage and CSRF token implementation in forms, reducing common web attack risks. Consent management for cookies and data collection aligns with privacy regulations. However, the absence of explicit security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options represents an area for improvement to mitigate clickjacking and MIME sniffing attacks. No vulnerabilities or exposed sensitive data were detected in the HTML content. The use of third-party scripts necessitates ongoing monitoring to prevent supply chain risks. Incident response and security policy information are not publicly available, which could be enhanced to improve transparency and preparedness. Overall, the security maturity is solid but could benefit from additional hardening measures.
Strategic Recommendations
Priority Actions for Security Improvement
Implement Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options HTTP headers to strengthen security.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
SIA "Schaefer"
Soscredit.lv is a financial intermediary platform offering quick credit line services without collateral or guarantor, targeting Latvian customers who need urgent money. It provides credit limits up to €25,000 with flexible repayment terms and fast approval times.
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enforced
- CSRF token present in forms
- Consent management for cookies
- No exposed sensitive data in HTML
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with rich content and multiple sections describing services, benefits, and contact info.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Strict-Transport-Security header
HIGHForces HTTPS connections
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
EU business without adequate privacy measures
CRITICALEU businesses are subject to strict GDPR requirements
Third-party services without privacy policy
HIGHDetected services: Google Analytics, Facebook
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: energy, transport, banking, digital
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
DMARC not enforcing
MEDIUMDMARC policy is set to "none"
No DMARC reporting
LOWDMARC aggregate reports not configured
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 34 days
Weak SSL Key Length
HIGHSSL certificate uses 256-bit key, which is considered weak
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
DMARC Policy Set to None
LOWDMARC is configured but not enforcing any policy
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings