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Is swica.ch a Scam? Security Check Results - SWICA Reviews

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Is swica.ch Safe? Security Analysis for SWICA

https://swica.ch

Check if swica.ch is a scam or legitimate. Free security scan and reviews.

HealthcareSwitzerlandlarge
JavaScriptMatomo AnalyticsGoogle Tag ManagerSpeedKitOneTrust Cookie Consent
Analyzed 10/4/2025Completed 1:24:03 AM
76
Security Score
LOW RISK

AI Summary

SWICA is a prominent Swiss health insurance provider known for its high customer satisfaction ratings and comprehensive insurance offerings including basic, supplementary, and special insurance products. The company targets private customers primarily within Switzerland and emphasizes telemedicine and customer support services. The website reflects a mature digital presence with modern technologies such as Matomo analytics, Google Tag Manager, and a chatbot for customer interaction. Privacy and cookie policies are well implemented with consent mechanisms, aligning with GDPR requirements. Security posture is strong with HTTPS enforcement and security headers, though explicit security policy and incident response details are not publicly available. Overall, the website is professional, trustworthy, and well-optimized for performance and accessibility.

Detected Technologies

JavaScriptMatomo AnalyticsGoogle Tag ManagerSpeedKitOneTrust Cookie Consent

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

SWICA holds a leading position in the Swiss health insurance market, leveraging its reputation for customer satisfaction as a competitive advantage. Its business model focuses on providing a range of insurance products tailored to private individuals, supported by digital tools like premium calculators and telemedicine services. The company maintains partnerships with recognized Swiss comparison and financial platforms, enhancing its market reach. The website's content and structure support clear communication of services and facilitate customer engagement through multiple contact channels. Growth indicators include digital innovation and customer-centric service offerings.

Extracted Contact Information

Marketing Intelligence Data

Phone Numbers (3)

+4158800****
+4144404****
+4152244****

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a solid security foundation with HTTPS, multiple security headers, and cookie consent management. The use of third-party analytics and chatbot services is managed with privacy considerations. However, the absence of a dedicated security policy page and vulnerability disclosure mechanism suggests room for improvement in transparency and incident response readiness. No vulnerabilities or exposed sensitive data were detected in the analyzed content. The security score is high but could be enhanced by publishing explicit security governance information and incident contacts.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page outlining security practices and controls.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

SWICA

Description:

SWICA is a Swiss health insurance company recognized for high customer satisfaction. It offers basic, supplementary, and special insurance products, telemedicine services, and customer support.

Key Services:
Basic health insuranceSupplementary insuranceSpecial insuranceTelemedicineCustomer support
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
JavaScriptMatomo AnalyticsGoogle Tag ManagerSpeedKitOneTrust Cookie Consent
Frameworks:
EnterpriseBot Chatbot
Platforms:
Web
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
90/100
Best Practices:
  • HTTPS enforced
  • Security headers present
  • Consent management for cookies
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
MatomoGoogle Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Matomo
Marketing Tools:
Matomo Analytics
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

75/100
Score

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

88/100
Score

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

Complex SPF record

LOW

Too many include statements can cause lookup limits

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx:hin.ch ip4:194.209.209.205 ip4:194.209.230.121 ip4:194.209.230.122 include:_spfip.aspectra.com include:_spf.ntgt.de include:_csod2.swica.ch include:_spf.ch.seppmail.cloud include:_spf 2.swica.ch -all
DNS Lookups:6/10
Policy:-all
DKIM Selectors Found
Selector:default(1368-bit rsa)
DMARC Details
Policy:none
Aggregate Reports:dmarc@seppmail.io
Forensic Reports:dmarc@seppmail.io

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

82/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

DNS Records

A Records:159.168.141.161
Name Servers:
ns1.avectris.chDNS only
ns2.avectris.chDNS only
MX Records:
10: swica-ch.gate.seppmail.cloud
SOA:Serial: 2019091499, TTL: 10800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:68ms

SPF Analysis

SPF Record:
v=spf1 mx:hin.ch ip4:194.209.209.205 ip4:194.209.230.121 ip4:194.209.230.122 include:_spfip.aspectra.com include:_spf.ntgt.de include:_csod2.swica.ch include:_spf.ch.seppmail.cloud include:_spf 2.swica.ch -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website employs a modern technology stack including JavaScript frameworks, Matomo analytics, Google Tag Manager, and SpeedKit for performance optimization. The presence of a chatbot powered by EnterpriseBot enhances user engagement. The site is mobile-optimized with responsive design and accessibility features. SEO is supported by comprehensive meta tags, Open Graph data, and structured JSON-LD organization schema. Hosting details are not explicitly disclosed but performance indicators suggest a well-managed infrastructure. Opportunities exist to improve technical documentation and security transparency.
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