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Is tectonic.finance a Scam? Security Check Results - Tectonic Reviews

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Is tectonic.finance Safe? Security Analysis for Tectonic

Check if tectonic.finance is a scam or legitimate. Free security scan and reviews.

FinanceN/asmall
ReactNext.jsJavaScriptGoogle Tag Manager
Analyzed 9/5/2025Completed 8:22:59 PM
61
Security Score
MEDIUM RISK

AI Summary

Tectonic is a decentralized finance platform operating as the first lending and borrowing protocol within the Cronos blockchain ecosystem. It enables users to earn passive yield on crypto assets and access instant loans backed by their holdings. The platform is powered by the TONIC governance token, which facilitates community governance and staking. The website presents a professional and consistent brand image, emphasizing security through audited smart contracts and open source principles. However, it lacks publicly available privacy, cookie, and terms of service policies, as well as direct contact information, which are important for user trust and regulatory compliance. Technically, the website is built using modern web technologies including React and Next.js, with Google Tag Manager integrated for analytics. The site is mobile optimized and performs moderately well, though accessibility features could be improved. Security posture is strong with HTTPS enforced and audited smart contracts, but the absence of explicit security headers and vulnerability disclosure policies indicates room for enhancement. Overall, the platform appears legitimate and well-positioned in the DeFi space, but it should improve transparency around privacy, security incident response, and user contact options to strengthen trust and compliance. The domain WHOIS data is privacy protected, which is common in crypto projects, and no suspicious patterns were detected. The website content is safe and suitable for a general audience interested in crypto finance.

Detected Technologies

ReactNext.jsJavaScriptGoogle Tag Manager

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Tectonic occupies a niche as the pioneering lending and borrowing platform on the Cronos blockchain, targeting crypto asset holders seeking yield and liquidity. Its business model leverages decentralized finance principles with a governance token to engage the community. The platform's competitive advantage lies in its early mover status within Cronos and its audited smart contracts, which enhance security credibility. Revenue streams likely include interest from loans and fees. The target customers are crypto investors and borrowers within the Cronos ecosystem. The company maintains an active community presence on Twitter, Telegram, Discord, and Medium, supporting engagement and updates. Strategic observations include the need to bolster compliance documentation and incident response transparency to support growth and regulatory adherence.

Security Posture Analysis

Comprehensive Security Assessment

Tectonic demonstrates a moderate to strong security posture with HTTPS enforced and smart contracts audited by a reputable firm (Slowmist). The open source nature of the protocol supports transparency and community trust. However, the website lacks explicit security headers such as Content Security Policy and HSTS, which are recommended to mitigate common web vulnerabilities. There is no publicly available vulnerability disclosure or incident response information, which limits the ability of security researchers and users to report issues effectively. The absence of privacy and cookie policies also indicates potential compliance gaps with GDPR and other data protection regulations. Overall, while the core protocol security appears solid, the web presence and compliance posture require improvements to reduce risk and enhance user confidence.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish comprehensive privacy and cookie policies to improve regulatory compliance and user trust.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Tectonic

Description:

Tectonic is the first lending and borrowing platform of the Cronos ecosystem, powered by the TONIC governance token. It is a cross-chain money market for earning passive yield and accessing instant backed loans.

Key Services:
Crypto asset savings with passive yieldInstant crypto-backed loansGovernance via TONIC token
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
ReactNext.jsJavaScriptGoogle Tag Manager
Frameworks:
Next.js
Platforms:
Cronos blockchain ecosystem
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Audited smart contracts
  • Open source code

Analytics & Tracking

Services:
Google Tag Manager
Tracking Level:moderate
Privacy Compliance:poor

Advertising & Marketing

Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:moderate

Key Observations

1

Website is fully accessible with no blocking or WAF challenges

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

35/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=0; includeSubDomains; preload"

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

35/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Twitter

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, digital

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

75/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

Strict DMARC Alignment

LOW

Strict alignment may cause legitimate emails to fail

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.google.com ~all
DNS Lookups:1/10
Policy:~all
DKIM Selectors Found
Selector:google(1416-bit rsa)
DMARC Details
Policy:none
Aggregate Reports:tectonic.finance@rua.dmarcdkim.io
Forensic Reports:tectonic.finance@ruf.dmarcdkim.io

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

75/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 48 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:tectonic.finance
Issuer:WE1
Valid Until:10/24/2025 (48 days)
SANs:tectonic.finance, *.tectonic.finance

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

DNS Records

A Records:104.21.32.1, 104.21.96.1, 104.21.16.1, 104.21.112.1, 104.21.48.1, 104.21.80.1, 104.21.64.1
AAAA Records:2606:4700:3030::6815:4001, 2606:4700:3030::6815:5001, 2606:4700:3030::6815:6001, 2606:4700:3030::6815:7001, 2606:4700:3030::6815:1001, 2606:4700:3030::6815:2001, 2606:4700:3030::6815:3001
Name Servers:
emma.ns.cloudflare.comDNS only
otto.ns.cloudflare.comDNS only
MX Records:
10: alt4.aspmx.l.google.com
1: aspmx.l.google.com
5: alt2.aspmx.l.google.com
5: alt1.aspmx.l.google.com
10: alt3.aspmx.l.google.com
SOA:Serial: 2382253404, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:92ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.google.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a modern React and Next.js framework, enabling server-side rendering and good SEO practices. Google Tag Manager is used for analytics and tracking, indicating some level of user behavior monitoring. The site is mobile responsive and visually consistent with good design quality. Performance is moderate, with no major loading issues detected. However, the absence of a CMS suggests content updates may be manual or developer-driven. The hosting provider is not explicitly identified. There is no evidence of technical debt or deprecated libraries, but security headers are missing, which is a technical risk. Overall, the technical infrastructure is solid but could benefit from enhanced security configurations and improved compliance documentation.
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