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Is xe.com a Scam? Security Check Results - Xe Reviews

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Is xe.com Safe? Security Analysis for Xe

Check if xe.com is a scam or legitimate. Free security scan and reviews.

FinanceN/alarge
ReactNext.jsJavaScriptCSSGoogle Tag Manager+5 more
Analyzed 8/2/2025Completed 4:07:55 PM
73
Security Score
MEDIUM RISK

AI Summary

Xe is a leading global provider of currency exchange rates and international money transfer services, boasting over 30 years of market presence. The company offers a comprehensive suite of services including live currency conversion tools, international transfers to over 190 countries, and a commercial-grade currency data API used by hundreds of companies worldwide. Their platform targets both individual consumers and businesses, providing secure, fast, and convenient financial services with a strong emphasis on user experience and trust. Technically, Xe employs a modern web infrastructure built on Next.js and React, integrating multiple analytics and marketing tools such as Google Tag Manager, Amplitude, and Facebook Pixel. The website is well-optimized for performance, mobile responsiveness, and accessibility, reflecting a mature digital presence. The use of security headers and HTTPS indicates a strong security posture, although explicit security policies and incident response information are not publicly detailed. From a security perspective, the site demonstrates good practices including secure forms, no exposed sensitive data, and comprehensive use of security headers. However, the absence of a public vulnerability disclosure program and security.txt file suggests room for improvement in transparency and incident readiness. Privacy compliance is well addressed with clear privacy and cookie policies, including GDPR adherence. Overall, Xe presents a trustworthy and professional online presence with robust business credibility and technical maturity. The main risk factor is the lack of publicly available WHOIS registration data, which slightly impacts domain trustworthiness assessment. Strategic recommendations include enhancing security transparency, publishing incident response details, and maintaining rigorous third-party script audits to sustain security and compliance standards.

Detected Technologies

ReactNext.jsJavaScriptCSSGoogle Tag ManagerAmplitudeTaboolaFacebook PixelBing AdsLinkedIn Insight Tag

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Xe operates as a finance sector essential entity specializing in currency exchange and international money transfers. Its business model revolves around providing real-time currency data and transfer services to a global audience, including individuals and enterprises. The company leverages partnerships with major platforms such as Shopify and Xero, enhancing its market reach. Revenue streams likely include transfer fees, API subscriptions, and premium services. The presence of extensive customer reviews and app store ratings indicates strong customer engagement and growth potential. Xe's strategic positioning as a trusted currency data provider to over 300 companies worldwide underscores its competitive advantage and industry influence.

Extracted Contact Information

Marketing Intelligence Data

Phone Numbers (1)

+1877932****

Security Posture Analysis

Comprehensive Security Assessment

Xe exhibits a mature security posture with enforced HTTPS, comprehensive security headers, and secure form handling. No immediate vulnerabilities or exposed sensitive data were detected in the website content. However, the absence of a public security policy, incident response contact channels, and vulnerability disclosure mechanisms indicates gaps in security transparency and incident management readiness. Compliance with GDPR is evident through privacy and cookie policies. The integration of multiple third-party tracking and marketing scripts necessitates ongoing security audits to mitigate supply chain risks. Overall, Xe maintains a strong security foundation but should enhance its public security governance documentation.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a detailed security policy and incident response plan accessible on the website.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Xe

Description:

Leading the world in currency conversions and global money transfers for 30+ years. Provides currency exchange rates, international money transfers, currency tools, and a currency data API.

Key Services:
International money transfersCurrency exchange ratesCurrency conversion toolsCurrency data API
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
ReactNext.jsJavaScriptCSSGoogle Tag ManagerAmplitudeTaboolaFacebook PixelBing AdsLinkedIn Insight Tag
Frameworks:
Next.js
Platforms:
WebAndroidiOS
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
90/100
Best Practices:
  • HTTPS enforced
  • Secure forms with proper input handling
  • No exposed sensitive data in HTML
  • Use of security headers

Analytics & Tracking

Services:
Google Analytics (via GTM)Amplitude
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
TaboolaImpact Radius
Tracking Pixels:
Facebook PixelBing AdsLinkedIn Insight Tag
Marketing Tools:
Amplitude
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and interactive tools.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

60/100
Score

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

73/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

87/100
Score

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:%{ir}.%{v}.%{d}.spf.has.pphosted.com include:44603794.spf05.hubspotemail.net include:mail.zendesk.com ~all
DNS Lookups:3/10
Policy:~all
DKIM Selectors Found
Selector:k1(1296-bit rsa)
Selector:selector2(1416-bit rsa)
DMARC Details
Policy:reject
Subdomain Policy:reject
Aggregate Reports:dmarc_rua@emaildefense.proofpoint.com
Forensic Reports:dmarc_ruf@emaildefense.proofpoint.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

95/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 81 days

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:xe.com
Issuer:Amazon RSA 2048 M03
Valid Until:10/22/2025 (81 days)
SANs:xe.com, *.xe.com

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

65/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Potential Subdomain Takeover

HIGH

Subdomain api.xe.com points to unregistered service xedataapiext-132583571.us-east-1.elb.amazonaws.com

DNS Records

A Records:18.165.122.11, 18.165.122.62, 18.165.122.116, 18.165.122.99
Name Servers:
ns-104.awsdns-13.comDNS only
ns-1530.awsdns-63.orgDNS only
ns-1670.awsdns-16.co.ukDNS only
ns-836.awsdns-40.netDNS only
MX Records:
10: mxb-00280f02.gslb.pphosted.com
10: mxa-00280f02.gslb.pphosted.com
SOA:Serial: 1, TTL: 86400s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:126ms

SPF Analysis

SPF Record:
v=spf1 include:%{ir}.%{v}.%{d}.spf.has.pphosted.com include:44603794.spf05.hubspotemail.net include:mail.zendesk.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built using modern web technologies including React and Next.js, ensuring fast performance and excellent mobile optimization. Integration with analytics and marketing platforms such as Google Tag Manager, Amplitude, and Facebook Pixel supports data-driven decision-making. The site employs security best practices like HTTPS and security headers. The content is well-structured with comprehensive metadata and JSON-LD structured data enhancing SEO. No CMS was explicitly detected, suggesting a custom or proprietary platform. Hosting details are not explicitly available. Overall, the technical infrastructure supports a high-quality user experience with scalability and security considerations.
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