Is zkb.ch Safe? Security Analysis for Zürcher Kantonalbank
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AI Summary
Zürcher Kantonalbank is a well-established Swiss universal bank with over 150 years of history, offering a broad range of financial services including private banking, retail banking, mortgages, investment, and digital banking solutions. The website reflects a mature digital presence with comprehensive service information targeting private clients in Switzerland. The bank positions itself as a secure and trusted financial institution with strong local roots. Technically, the site uses Adobe Experience Manager as its CMS, integrates OneTrust for cookie consent, and employs Adobe Analytics for user tracking. The site is mobile-optimized, accessible, and SEO-friendly. Security posture is strong with HTTPS enforced and consent mechanisms in place, though explicit security policies and incident response contacts are not found. Overall, the domain registration and WHOIS data align well with the bank's identity, supporting legitimacy and trust.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
The bank holds a significant market position in Swiss banking, leveraging its long history and local identity. Its business model focuses on universal banking services with a strong emphasis on private clients and wealth management. The website's detailed navigation and content indicate a customer-centric approach with multiple service verticals such as accounts, mortgages, investments, and pension planning. Partnerships with Swisscanto and frankly indicate strategic alliances in asset management and digital pension services. The bank's digital maturity is evident through modern web technologies and analytics integration, supporting data-driven marketing and customer engagement.
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a solid security foundation with HTTPS, use of nonce attributes in scripts, and cookie consent management via OneTrust. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. However, the absence of explicit security policies, incident response contacts, and vulnerability disclosure mechanisms suggests room for improvement in transparency and readiness. The use of Adobe Analytics and third-party scripts necessitates ongoing security audits to mitigate supply chain risks. Overall, the security posture is good but could be enhanced by publishing formal security documentation and contact channels.
Strategic Recommendations
Priority Actions for Security Improvement
Publish a clear and accessible privacy policy and terms of service on the main site.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Zürcher Kantonalbank
Wir haben 100 % Zürcher DNA und sind eine der sichersten Universalbanken weltweit. Wir setzen uns für die Lösung Ihrer individuellen finanziellen Bedürfnisse ein.
excellent
consistent
Technical Stack
moderate
excellent
good
good
Security Assessment
- HTTPS enforced
- Use of OneTrust for cookie consent
- No exposed sensitive data in HTML
- Secure login links for eBanking
- Use of nonce attributes in scripts
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is professionally designed and well-structured
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Data Protection Officer mentioned
LOWLarge organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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