Is acclm.ie Safe? Security Analysis for ACC Loan Management DAC
http://acclm.ieCheck if acclm.ie is a scam or legitimate. Free security scan and reviews.
Below Finance avg (78)
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
ACC Loan Management DAC, operating under the Rabobank group, manages legacy loan portfolios and banking services following the return of its banking license in 2014. The website serves as an information portal for customers and stakeholders related to ACCLM and ACCIL legacy accounts, providing details on loan portfolio transfers, account closures, complaints, and contact information. The business is positioned as a medium-sized financial entity focused on legacy banking services within Ireland, supported by the global Rabobank brand. Technically, the website employs modern web technologies including Angular and analytics tools like Piano Analytics and Tealium, ensuring a responsive and accessible user experience. Security posture is strong with HTTPS enforcement, security headers, and no visible vulnerabilities, although incident response contact details could be enhanced. Overall, the site demonstrates good compliance with privacy regulations, clear business credibility, and professional content presentation.
Detected Technologies
8 urgent findings need attention
3 critical · 5 high
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Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
4 findings
70/100
GDPR Compliance
3 findings
58/100
NIS2 Compliance
8 findings
0/100
Email Security
2 findings
88/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
The company operates as a subsidiary of Coöperatieve Rabobank U.A., focusing on managing legacy loan portfolios and related banking services. Its market position is niche, serving customers with historical banking products and loans. The business model revolves around servicing and managing legacy financial assets rather than active banking operations. The website reflects a mature digital presence with clear navigation and content relevant to its audience. Partnerships and related domains are tightly integrated within the Rabobank ecosystem, enhancing trust and operational coherence. Growth indicators are limited due to the legacy nature of the business, but the site maintains professional standards and compliance.
Security Posture Analysis
Comprehensive Security Assessment
The website exhibits a mature security posture with HTTPS enabled and multiple security headers implemented, including HSTS, X-Content-Type-Options, and Content-Security-Policy. No exposed sensitive data or vulnerable libraries were detected in the HTML content. The absence of explicit incident response contacts and a security.txt file suggests room for improvement in vulnerability disclosure readiness. Privacy compliance is well addressed with clear privacy and cookie policies and consent mechanisms. Overall, the security maturity is high, suitable for a financial services legacy portal, but could benefit from enhanced transparency on incident handling.
Strategic Recommendations
Priority Actions for Security Improvement
Publish explicit incident response contact information such as security@ or abuse@ email addresses to improve vulnerability reporting.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
ACC Loan Management DAC
ACC Loan Management DAC (ACC Loan Management or ACCLM) was formerly known as ACC Bank plc. In June 2014 the banking license was returned to the Central Bank of Ireland and the company name was changed to ACC Loan Management.
good
consistent
Technical Stack
moderate
good
good
good
Security Assessment
- HTTPS enforced
- Security headers present
- No exposed sensitive data in HTML
- Secure forms with no visible vulnerabilities
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is a legacy information portal for ACC Loan Management and ACC Investments Limited under Rabobank
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Weak Referrer-Policy configuration
LOWCurrent value: "same-origin"
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Data Protection Officer mentioned
LOWLarge organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
No HTTPS encryption
CRITICALGDPR requires appropriate security measures for personal data
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No HTTPS encryption
CRITICALNIS2 requires appropriate technical measures including encryption
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: energy, transport, banking, digital
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
No HTTPS Encryption
CRITICALWebsite does not use HTTPS encryption, making all data transmission vulnerable to interception
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
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🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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