Is acierfinancieringen.nl Safe? Security Analysis for Achmea Bank N.V.
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Below Finance avg (78)
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Acier Financieringen operates as a trade name of Achmea Bank N.V., providing mortgage financing, insurance mediation, and savings and investment products primarily targeting Dutch homeowners. The company is well-established with regulatory licenses from De Nederlandsche Bank and registration with the Dutch Authority for the Financial Markets, positioning it as a credible financial services provider in the Netherlands. The website content is professionally presented in Dutch, with clear navigation and relevant business information, although no direct contact emails or phone numbers are visible in the provided HTML content. Technically, the website uses jQuery and a consent monitoring script from Harvest Graindata, hosted on Brandshelter infrastructure. Performance is slow with a large page size and long load time, but mobile optimization and navigation clarity are good. However, the absence of a valid SSL certificate is a critical security flaw, exposing users to potential risks. DNS records show a strict SPF policy but malformed CAA entries, and no security headers or advanced TLS features are enabled. Security posture is weak due to missing HTTPS and lack of security policies or incident response information on the site. Privacy compliance is adequate with clear cookie and privacy policies and a consent mechanism. Business credibility is strong given the regulatory disclosures and professional presentation. Overall, the site requires urgent SSL implementation and security hardening to protect users and improve trust. Strategic recommendations include immediate installation of a valid SSL certificate, correction of DNS CAA records, enabling security headers and HSTS, publishing security and incident response policies, and improving site performance to enhance user experience and security posture.
Detected Technologies
10 urgent findings need attention
1 critical · 9 high
- + 2 more findings in the full report below
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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
4 findings
65/100
GDPR Compliance
5 findings
15/100
NIS2 Compliance
7 findings
25/100
Email Security
1 finding
50/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Achmea Bank N.V., under the trade name Acier Financieringen, operates in the Dutch financial sector focusing on mortgage lending and related financial products. The company leverages its regulatory licenses and established market presence to serve homeowners seeking mortgage solutions and financial planning. The business model combines direct lending and intermediary services for insurance and investment products. The website targets Dutch consumers with clear calls to action for mortgage checks and sustainability information. The partnership ecosystem includes MijnHypotheekOnline for customer login services. Growth indicators are not explicit but the professional digital presence and regulatory compliance suggest a stable medium-sized financial institution. No explicit revenue or subsidiary data is available from the website content.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (2)
Company Registration
Achmea Bank N.V.
KvK 27154399
Security Posture Analysis
Comprehensive Security Assessment
The current security maturity level is low due to the absence of a valid SSL certificate, which is a critical vulnerability exposing users to data interception and trust issues. The site lacks security headers and advanced TLS configurations such as HSTS and OCSP stapling. DNS records show a strict SPF policy but malformed CAA records, indicating incomplete DNS security configuration. No published security or incident response policies reduce transparency and preparedness for security events. Privacy compliance is adequate with cookie consent and privacy statements present. No evidence of vulnerability disclosure or security.txt files was found. Overall, the security posture requires significant improvements to meet industry best practices and regulatory expectations.
Strategic Recommendations
Priority Actions for Security Improvement
Install and maintain a valid SSL/TLS certificate to enable HTTPS across the entire site.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Weak Referrer-Policy configuration
LOWCurrent value: "no-referrer, strict-origin-when-cross-origin"
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
Insufficient contact information
MEDIUMGDPR requires organizations to provide clear contact details
EU business without adequate privacy measures
CRITICALEU businesses are subject to strict GDPR requirements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
Email Security Check Incomplete
MEDIUMSome email security checks timed out
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
SSL/TLS Check Incomplete
MEDIUMSome SSL/TLS checks timed out
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
Unregistered MX Record
HIGHMX record points to unregistered domain:
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
DNS Records
DNSSEC Status
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does acierfinancieringen.nl compare?
acierfinancieringen.nl scores below average. Browse similar domains to see how competitors handle security.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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