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Is addiko.com a Scam? Security Check Results - Addiko Bank AG

addiko.com Security Report Summary

addiko.com received a security score of 40 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Addiko Bank AG's website security posture. Addiko Bank AG operates in the Finance industry in Austria.

Addiko Bank AG operates as a regional digital bank serving multiple European countries with a focus on online banking products such as savings accounts and loans. The website reflects a professional and consistent brand presence with clear navigation and relevant content targeting retail and corporate banking customers. Technically, the site is built on WordPress with modern plugins and integrates multiple analytics and marketing tools. However, the security posture is weakened by the absence of a valid SSL certificate and lack of modern TLS protocol support, which is critical for a financial institution. Privacy compliance is well addressed with GDPR-aligned policies and cookie consent mechanisms. Overall, while the business and technical aspects are solid, the security deficiencies pose a significant risk that must be remediated promptly.

The security scan identified 20 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Apache, jQuery, Google Tag Manager, Yoast SEO, WPML (WordPress Multilingual Plugin), Visual Composer, WordPress, WordPress CMS.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is addiko.com Safe? Security Analysis for Addiko Bank AG

http://addiko.com

Check if addiko.com is a scam or legitimate. Free security scan and reviews.

FinanceAustriamedium
ApachejQueryGoogle Tag ManagerYoast SEOWPML (WordPress Multilingual Plugin)+3 more
Analyzed 6/15/2025Completed 10:18:30 PM9mo ago
40
Security Score
HIGH RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainaddiko.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Addiko Bank AG operates as a regional digital bank serving multiple European countries with a focus on online banking products such as savings accounts and loans. The website reflects a professional and consistent brand presence with clear navigation and relevant content targeting retail and corporate banking customers. Technically, the site is built on WordPress with modern plugins and integrates multiple analytics and marketing tools. However, the security posture is weakened by the absence of a valid SSL certificate and lack of modern TLS protocol support, which is critical for a financial institution. Privacy compliance is well addressed with GDPR-aligned policies and cookie consent mechanisms. Overall, while the business and technical aspects are solid, the security deficiencies pose a significant risk that must be remediated promptly.

Detected Technologies

ApachejQueryGoogle Tag ManagerYoast SEOWPML (WordPress Multilingual Plugin)Visual ComposerWordPressWordPress CMS

11 urgent findings need attention

3 critical · 8 high

  • + 3 more findings in the full report below
Continuous monitoring

Keep addiko.com under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

1 finding

90/100

GDPR Compliance

6 findings

0/100

NIS2 Compliance

8 findings

5/100

Email Security

1 finding

50/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Addiko Bank AG positions itself as a digital-first bank with a presence in Austria and several Southeastern European countries. Its business model focuses on providing accessible online banking services, investor relations transparency, and corporate governance disclosures. The company leverages partnerships and country-specific domains to localize services. The use of advanced marketing and analytics tools indicates a mature digital marketing strategy. The absence of direct contact emails or phone numbers on the main site suggests a preference for controlled communication channels such as contact forms and career platforms. The domain registration and DNS setup are consistent with the business claims, supporting legitimacy.

Security Posture Analysis

Comprehensive Security Assessment

The website implements several important security headers including CSP, HSTS, X-Frame-Options, and X-XSS-Protection, which are positive indicators. However, the lack of a valid SSL certificate and disabled TLS protocols critically undermine the security posture, exposing users to potential man-in-the-middle attacks and data interception. No incident response or vulnerability disclosure information is publicly available, which is a gap in transparency. The cookie consent mechanism and privacy policy indicate good privacy practices, but the technical SSL issues must be addressed immediately to protect sensitive banking data and maintain trust.

Strategic Recommendations

Priority Actions for Security Improvement

1

Obtain and deploy a valid SSL/TLS certificate to enable secure HTTPS connections.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

90/100
Score

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

0/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Insufficient contact information

MEDIUM

GDPR requires organizations to provide clear contact details

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, Twitter, LinkedIn

No HTTPS encryption

CRITICAL

GDPR requires appropriate security measures for personal data

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

5/100
Score

No HTTPS encryption

CRITICAL

NIS2 requires appropriate technical measures including encryption

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

50/100
Score

Email Security Check Incomplete

MEDIUM

Some email security checks timed out

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

0/100
Score

No HTTPS Encryption

CRITICAL

Website does not use HTTPS encryption, making all data transmission vulnerable to interception

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:35.156.50.113
Name Servers:
a.ns14.netDNS only
b.ns14.netDNS only
c.ns14.netDNS only
d.ns14.netDNS only
MX Records:
10: mx2.addiko.com
5: mx1.addiko.com

DNSSEC Status

DNSSEC Not Enabled

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does addiko.com compare?

addiko.com scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is hosted on an Amazon AWS IP with Cloudfront CDN usage, indicating a scalable and reliable infrastructure. It uses WordPress CMS with popular plugins such as WPML for multilingual support and Visual Composer for page building. Google Tag Manager and multiple analytics tools are integrated for marketing and user behavior tracking. The site is mobile optimized and SEO friendly with proper meta tags and structured data (JSON-LD). However, performance metrics are unavailable, and SSL/TLS configuration is invalid, which is a critical technical risk. Accessibility is basic but present, and the site uses modern JavaScript libraries like jQuery.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainaddiko.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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