Is afm.nl Safe? Security Analysis for Autoriteit Financiële Markten (AFM)
http://afm.nlCheck if afm.nl is a scam or legitimate. Free security scan and reviews.
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
The Autoriteit Financiële Markten (AFM) is the Dutch independent regulator overseeing financial markets, ensuring transparency, fairness, and consumer protection. The website serves as an authoritative portal for sector professionals and consumers, providing regulatory information, news, and tools such as provider checks. The AFM holds a strong market position as a government entity with a clear mission to promote sustainable financial wellbeing in the Netherlands. Technically, the website employs modern frameworks like Bootstrap and jQuery, integrates a comprehensive cookie consent mechanism via Cookiebot, and uses CDN-hosted libraries to optimize performance and security. The site is mobile-optimized and accessible, with good SEO practices and structured navigation. Security posture is strong with HTTPS enforced and no visible vulnerabilities, though additional HTTP security headers could enhance protection. Privacy compliance is robust, featuring detailed cookie declarations and GDPR-aligned consent. Overall, the site reflects a professional, trustworthy, and well-maintained digital presence aligned with its regulatory role.
Detected Technologies
10 urgent findings need attention
3 critical · 7 high
- + 2 more findings in the full report below
Keep afm.nl under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
6 findings
35/100
GDPR Compliance
3 findings
58/100
NIS2 Compliance
9 findings
0/100
Email Security
4 findings
75/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
AFM operates as a government regulator in the finance sector, targeting financial institutions, advisors, and consumers. Its business model centers on regulatory oversight, compliance enforcement, and market supervision. The website supports this by providing sector-specific information, thematic content, and access to registers. The presence of partner domains such as the Dutch Central Bank (dnb.nl) and a dedicated recruitment site (werkenbijdeafm.nl) indicates a collaborative ecosystem. The AFM's content quality and branding consistency reinforce its authoritative market position. The absence of direct contact emails or phone numbers suggests a controlled communication channel via contact forms, typical for government entities. The site’s extensive cookie and privacy policies demonstrate a mature approach to data protection and user trust.
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a mature security posture with HTTPS enforced and no exposed sensitive data in the HTML. The integration of Cookiebot provides granular cookie consent management, enhancing privacy compliance. However, the absence of explicit HTTP security headers such as Content-Security-Policy and X-Frame-Options is a minor gap. No security.txt or incident response contact information is found, which could improve vulnerability disclosure and incident handling transparency. The use of well-maintained third-party libraries from trusted CDNs reduces risk, but ongoing monitoring is recommended. Overall, the site aligns well with best practices for a government regulatory website, balancing security and usability.
Strategic Recommendations
Priority Actions for Security Improvement
Implement HTTP security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection against common web attacks.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Autoriteit Financiële Markten (AFM)
De AFM maakt zich sterk voor eerlijke en transparante financiële markten. Als onafhankelijke gedragstoezichthouder dragen zij bij aan duurzaam financieel welzijn in Nederland.
excellent
consistent
Technical Stack
moderate
good
good
good
Security Assessment
- HTTPS enforced
- Cookie consent with granular controls
- No exposed sensitive data in HTML
- Use of integrity and crossorigin attributes on CDN resources
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is professionally designed and well-structured
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Data Protection Officer mentioned
LOWLarge organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
No HTTPS encryption
CRITICALGDPR requires appropriate security measures for personal data
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No HTTPS encryption
CRITICALNIS2 requires appropriate technical measures including encryption
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: energy, transport, banking, digital
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
DMARC not enforcing
MEDIUMDMARC policy is set to "none"
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
No HTTPS Encryption
CRITICALWebsite does not use HTTPS encryption, making all data transmission vulnerable to interception
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Transfer Lock Not Enabled
MEDIUMDomain can be transferred without authorization
Domain Delete Lock Not Enabled
LOWDomain can be deleted without additional verification
DMARC Policy Set to None
LOWDMARC is configured but not enforcing any policy
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does afm.nl compare?
See how afm.nl stacks up against similar websites in the same industry.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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