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Is afterpay.com a Scam? Security Check Results - Afterpay

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Is afterpay.com Safe? Security Analysis for Afterpay

https://afterpay.com

Check if afterpay.com is a scam or legitimate. Free security scan and reviews.

FinanceN/alarge
React (Next.js)Google Tag ManagerMarketo MunchkinGoogle AnalyticsAmplitude+5 more
Analyzed 10/17/2025Completed 3:48:51 AM
63
Security Score
MEDIUM RISK
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Domainafterpay.com
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VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Afterpay operates as a leading international buy now pay later (BNPL) payment service provider, integrated with numerous retail stores across multiple countries including the United States, Australia, New Zealand, United… Unlock the full Guard report to read the complete analysis.

Detected Technologies

React (Next.js)Google Tag ManagerMarketo MunchkinGoogle AnalyticsAmplitudeTikTok AnalyticsTrustpilot widgetTypeform embedAppsFlyerClearbit
Continuous monitoring

Keep afterpay.com under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

6 findings

45/100

GDPR Compliance

4 findings

35/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Snapshot shown below. Unlock the full AI report for complete market insights, audience profiling, and step-by-step recommendations.

Business Intelligence

Market & Strategic Analysis

Afterpay's market positioning as a BNPL leader is supported by its multi-country presence and partnerships such as Clearpay in the UK. The business model leverages integration with popular retail stores and a user-friendly registration and login process. Revenue streams likely include merchant fees and consumer late fees. The target customer segments are consumers seeking flexible payment options. The company demonstrates growth through international expansion and a robust marketing and analytics ecosystem. Strategic partnerships and extensive tracking tools indicate a mature digital marketing approach.

Security Posture Analysis

Comprehensive Security Assessment

The website employs HTTPS with an excellent SSL configuration and a strict Content-Security-Policy header that restricts script sources to trusted domains. Multiple third-party analytics and marketing scripts are used, increasing the attack surface but managed through CSP. However, the absence of additional security headers such as X-Frame-Options and Strict-Transport-Security is a gap. No exposed sensitive data or vulnerable libraries were detected. The lack of visible privacy and cookie policies and absence of security incident contact information indicate compliance and transparency gaps. Overall, the security posture is good but could be enhanced with improved headers and policy disclosures.

Strategic Recommendations

Priority Actions for Security Improvement

1

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Observations

AI-powered comprehensive website and business analysis.

A preview of your strategic observations is visible. Upgrade to unlock the full competitive positioning, trust signals, and branding checklist.

AI-Enhanced Website Analysis

Business Insights

Company:

Afterpay

Description:

Afterpay is fully integrated with all your favorite stores. Shop as usual, then choose Afterpay as your payment method at checkout. First-time customers complete a quick registration, returning customers simply log in.

Key Services:
Buy now pay later payment processingCustomer account management
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
React (Next.js)Google Tag ManagerMarketo MunchkinGoogle AnalyticsAmplitudeTikTok AnalyticsTrustpilot widgetTypeform embedAppsFlyerClearbit
Frameworks:
Next.js
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • Strict Content-Security-Policy with multiple trusted domains
  • No object-src allowed
  • Base-uri restricted to 'none'

Analytics & Tracking

Services:
Google AnalyticsAmplitudeTikTok AnalyticsMarketo Munchkin
Tracking Level:extensive
Privacy Compliance:basic

Advertising & Marketing

Ad Networks:
Google AdsRakuten Marketing
Tracking Pixels:
Marketo MunchkinAmplitudeTikTok AnalyticsClearbit
Marketing Tools:
MarketoClearbitDemandbase
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is accessible and fully functional with no blocking mechanisms.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Some header findings are shown. Unlock to see the full checklist, impacted endpoints, and remediation guidance.

Security Headers

HTTP security headers analysis

45/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks Unlock the full report to read the complete fix.

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing Unlock the full report to read the complete fix.

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended) Unlock the full report to read the complete fix.

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests Unlock the full report to read the complete fix.

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs Unlock the full report to read the complete fix.

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages Unlock the full report to read the complete fix.

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

Preview of GDPR checkpoints is visible. Unlock to reveal full evidence, policy excerpts, and DPIA guidance.

GDPR Compliance

Privacy and data protection assessment

35/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy Unlock the full report to read the complete fix.

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage Unlock the full report to read the complete fix.

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies Unlock the full report to read the complete fix.

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn, Google APIs, Google Ads Unlock the full report to read the complete fix.

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

You can see headline NIS2 checks. Upgrade to access the full control mapping, severity breakdown, and remediation plan.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures Unlock the full report to read the complete fix.

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure Unlock the full report to read the complete fix.

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management Unlock the full report to read the complete fix.

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans Unlock the full report to read the complete fix.

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity Unlock the full report to read the complete fix.

No security contact information

HIGH

NIS2 requires clear incident reporting channels Unlock the full report to read the complete fix.

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure Unlock the full report to read the complete fix.

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts Unlock the full report to read the complete fix.

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital Unlock the full report to read the complete fix.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Quick view of email authentication checks is provided. Unlock to uncover full DNS evidence, record diffs, and fix scripts.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients Unlock the full report to read the complete fix.

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery Unlock the full report to read the complete fix.

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues Unlock the full report to read the complete fix.

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:116.50.57.190 ip4:167.89.51.22 ip4:168.245.115.7 ip4:168.245.9.178 ip4:168.245.97.197 include:mail.zendesk.com include:_spf.salesforce.com include:_spf.google.com -all
DNS Lookups:3/10
Policy:-all
DKIM Selectors Found
Selector:google(1416-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:dmarc_agg@vali.email

🏆SSL/TLS Security

Certificate validity and encryption analysis.

This is a teaser of the TLS audit. Unlock to view certificate chains, cipher support tables, and remediation steps.

SSL/TLS Security

Certificate validity and encryption analysis

75/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 59 days Unlock the full report to read the complete fix.

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak Unlock the full report to read the complete fix.

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints Unlock the full report to read the complete fix.

Certificate Details

Subject:afterpay.com
Issuer:WE1
Valid Until:12/17/2025 (59 days)
SANs:afterpay.com, *.afterpay.com, *.merchant.sg.platform.afterpay.com +22 more

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

Unlock the full DNS posture audit to reveal misconfigurations, zone records, and actionable fixes.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain Unlock the full report to read the complete fix.

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found Unlock the full report to read the complete fix.

Domain Registration Details

Domain Age
20 years(mature)
Expiry Risk
medium(68 days)
Protection Level
strongDNSSEC OFF

DNS Records

A Records:104.16.223.179, 104.19.176.211
AAAA Records:2606:4700::6813:b0d3, 2606:4700::6810:dfb3
Name Servers:
logan.ns.cloudflare.com
pat.ns.cloudflare.com
MX Records:
1: aspmx.l.google.com
10: alt3.aspmx.l.google.com
10: alt4.aspmx.l.google.com
5: alt1.aspmx.l.google.com
5: alt2.aspmx.l.google.com
SOA:Serial: 2385697461, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:41ms

SPF Analysis

SPF Record:
v=spf1 ip4:116.50.57.190 ip4:167.89.51.22 ip4:168.245.115.7 ip4:168.245.9.178 ip4:168.245.97.197 include:mail.zendesk.com include:_spf.salesforce.com include:_spf.google.com -all

Network Security

Port scanning and network exposure analysis.

See a glimpse of exposed services. Unlock to access full port inventories, CVE lookups, and mitigation priorities.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports Unlock the full report to read the complete fix.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Unlock to view the complete technical breakdown, stack fingerprinting, and hardening checklist.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

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⭐ Verified Community Reviews

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