Is alfakredyt.pl Safe? Security Analysis for Alfakredyt Spółka z ograniczoną odpowiedzialnością
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Below Finance avg (78)
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Alfakredyt Sp. z o.o. operates as an online consumer lending platform in Poland, offering short-term loans with a streamlined application process. The company targets Polish consumers seeking quick financial solutions, providing clear loan cost examples and customer testimonials to build trust. The website is built on a modern Angular framework with integration of common web libraries and Google Analytics for tracking. Privacy and cookie policies are implemented, reflecting GDPR compliance efforts. Security posture is solid with HTTPS enforced, though some security headers and explicit incident response policies are absent. Overall, the site presents a professional and trustworthy front for a medium-sized financial services company.
Detected Technologies
10 urgent findings need attention
1 critical · 9 high
- + 2 more findings in the full report below
Keep alfakredyt.pl under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
1 finding
0/100
GDPR Compliance
5 findings
10/100
NIS2 Compliance
8 findings
17/100
Email Security
3 findings
55/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Alfakredyt positions itself as a competitive online lender in the Polish market, emphasizing ease of loan application and customer service. The business model focuses on first and subsequent loans with transparent pricing. The presence of a loyalty program and customer reviews indicates efforts to retain clients and build brand reputation. Contact information and legal disclosures are comprehensive, supporting credibility. The company operates under Polish law with registration details clearly stated. No direct partnerships or subsidiaries are identified from the website content.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Company Registration
Alfakredyt Spółka z ograniczoną odpowiedzialnością
KRS 0000458132
Security Posture Analysis
Comprehensive Security Assessment
The website enforces HTTPS and includes cookie consent mechanisms, indicating baseline security and privacy awareness. However, the absence of security headers such as Content-Security-Policy and lack of a published security policy or incident response contact reduce the overall security maturity. No vulnerabilities or exposed sensitive data were detected in the HTML content. The use of third-party libraries like jQuery and Angular requires ongoing vulnerability management. No security.txt or vulnerability disclosure program is present, which could improve transparency and trust.
Strategic Recommendations
Priority Actions for Security Improvement
Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, and X-XSS-Protection.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Alfakredyt Spółka z ograniczoną odpowiedzialnością
Alfakredyt is a Polish financial services company offering short-term consumer loans online with a focus on quick and simple loan application and approval processes.
good
consistent
Technical Stack
moderate
good
basic
basic
Security Assessment
- HTTPS enforced
- Cookie consent implemented
- No exposed sensitive data in HTML
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with no blocking or WAF challenge.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
EU business without adequate privacy measures
CRITICALEU businesses are subject to strict GDPR requirements
Third-party services without privacy policy
HIGHDetected services: Google Analytics, Cloudflare, Google APIs
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DMARC record found
HIGHDMARC provides email authentication and reporting
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
SPF Details
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Partial SSL/TLS Assessment
LOWCompleted 2 of 4 security checks due to time constraints
Certificate Details
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does alfakredyt.pl compare?
See how alfakredyt.pl stacks up against similar websites in the same industry.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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PDF Report & Export
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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