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Is americu.org a Scam? Security Check Results - Americu

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Is americu.org Safe? Security Analysis for Americu

http://americu.org

Check if americu.org is a scam or legitimate. Free security scan and reviews.

FinanceUnited Stateslarge
WordPressPHPjQuerySlick SliderAddThis+7 more
Analyzed 6/21/2025Completed 9:37:27 PM
56
Security Score
MEDIUM RISK
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Domainamericu.org
Access tierFull report or marketing add-on

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VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

AmeriCU Credit Union is a well-established financial institution based in Syracuse, New York, serving a broad regional membership with a comprehensive suite of banking, lending, investment, and insurance products. The we… Unlock the full Guard report to read the complete analysis.

Detected Technologies

WordPressPHPjQuerySlick SliderAddThisGoogle Tag ManagerGoogle AnalyticsGlia ChatExit NotifierCookie Notice pluginMax Mega MenuRank Math SEO
Continuous monitoring

Keep americu.org under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

4 findings

65/100

GDPR Compliance

4 findings

43/100

NIS2 Compliance

9 findings

0/100

Email Security

4 findings

75/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Snapshot shown below. Unlock the full AI report for complete market insights, audience profiling, and step-by-step recommendations.

Business Intelligence

Market & Strategic Analysis

AmeriCU operates as a regional credit union targeting consumers and businesses primarily in New York state, with expanded membership across 24 counties. Its business model focuses on member-centric financial products including savings, checking, loans, credit cards, business banking, and financial planning services. The credit union leverages partnerships with payment processors and loan application platforms to streamline member services. The website content and structure indicate a focus on trust, community involvement, and comprehensive financial wellness. Growth indicators include recent expansion announcements and active community programs. The partnership ecosystem includes payment gateways and insurance service providers, enhancing service breadth. Strategic observations suggest a stable market position with opportunities to enhance security transparency and incident response readiness.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The website employs HTTPS with good SSL configuration and uses security-related plugins such as Exit Notifier and Cookie Notice to enhance user security and privacy. Security headers are partially implemented but could be improved with explicit CSP, X-Frame-Options, and other headers. The login form includes anti-duplicate submission logic, indicating attention to form security. However, the absence of a published security policy, incident response plan, and vulnerability disclosure mechanism represents gaps in security maturity. No exposed sensitive data or vulnerable libraries were detected in the HTML content. Overall, the security posture is solid but could benefit from enhanced transparency and additional technical controls to meet best practices and compliance standards.

Strategic Recommendations

Priority Actions for Security Improvement

1

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Observations

AI-powered comprehensive website and business analysis.

A preview of your strategic observations is visible. Upgrade to unlock the full competitive positioning, trust signals, and branding checklist.

AI-Enhanced Website Analysis

Business Insights

Company:

Americu

Description:

AmeriCU Credit Union is a financial institution offering banking, borrowing, business, planning, and protection services including savings, checking, loans, credit cards, investments, insurance, and financial counseling.

Key Services:
Savings accountsChecking accountsLoans (mortgages, auto, personal, recreational vehicle, student)Credit cardsBusiness banking and lendingInvestments and financial counselingInsurance productsMember security and fraud avoidance
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPressPHPjQuerySlick SliderAddThisGoogle Tag ManagerGoogle AnalyticsGlia ChatExit NotifierCookie Notice pluginMax Mega MenuRank Math SEO
Frameworks:
WordPress
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enforced
  • Secure login form with anti-duplicate submission checks
  • Cookie consent banner with revoke option
  • Exit notifier warning for external links
  • Use of security plugins (Exit Notifier, Cookie Notice)

Analytics & Tracking

Services:
Google AnalyticsTVSquared
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
TVSquaredPixelTrackerAddThis
Marketing Tools:
AddThisExit Notifier
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is professionally designed and content-rich.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Some header findings are shown. Unlock to see the full checklist, impacted endpoints, and remediation guidance.

Security Headers

HTTP security headers analysis

65/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load Unlock the full report to read the complete fix.

Weak Referrer-Policy configuration

LOW

Current value: "origin" Unlock the full report to read the complete fix.

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs Unlock the full report to read the complete fix.

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages Unlock the full report to read the complete fix.

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

Preview of GDPR checkpoints is visible. Unlock to reveal full evidence, policy excerpts, and DPIA guidance.

GDPR Compliance

Privacy and data protection assessment

43/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage Unlock the full report to read the complete fix.

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR Unlock the full report to read the complete fix.

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements Unlock the full report to read the complete fix.

No HTTPS encryption

CRITICAL

GDPR requires appropriate security measures for personal data Unlock the full report to read the complete fix.

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

You can see headline NIS2 checks. Upgrade to access the full control mapping, severity breakdown, and remediation plan.

NIS2 Compliance

Network & Information Security Directive

0/100
Score

No HTTPS encryption

CRITICAL

NIS2 requires appropriate technical measures including encryption Unlock the full report to read the complete fix.

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures Unlock the full report to read the complete fix.

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure Unlock the full report to read the complete fix.

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management Unlock the full report to read the complete fix.

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans Unlock the full report to read the complete fix.

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity Unlock the full report to read the complete fix.

No security contact information

HIGH

NIS2 requires clear incident reporting channels Unlock the full report to read the complete fix.

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts Unlock the full report to read the complete fix.

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, health, digital Unlock the full report to read the complete fix.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Quick view of email authentication checks is provided. Unlock to uncover full DNS evidence, record diffs, and fix scripts.

Email Security

SPF, DKIM, and DMARC validation

75/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none" Unlock the full report to read the complete fix.

No BIMI Record

LOW

BIMI displays brand logos in email clients Unlock the full report to read the complete fix.

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery Unlock the full report to read the complete fix.

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues Unlock the full report to read the complete fix.

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_s00473789.autospf.email ~all
DNS Lookups:1/10
Policy:~all
DKIM Selectors Found
Selector:s1(1440-bit rsa)
DMARC Details
Policy:none
Aggregate Reports:210ee1d2c206.a@dmarcinput.com
Forensic Reports:210ee1d2c206.f@dmarcinput.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

This is a teaser of the TLS audit. Unlock to view certificate chains, cipher support tables, and remediation steps.

SSL/TLS Security

Certificate validity and encryption analysis

0/100
Score

No HTTPS Encryption

CRITICAL

Website does not use HTTPS encryption, making all data transmission vulnerable to interception Unlock the full report to read the complete fix.

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

Unlock the full DNS posture audit to reveal misconfigurations, zone records, and actionable fixes.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain Unlock the full report to read the complete fix.

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found Unlock the full report to read the complete fix.

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy Unlock the full report to read the complete fix.

Domain Registration Details

Domain Age
25 years(mature)
Expiry Risk
none(2846 days)
Protection Level
moderateDNSSEC OFF

DNS Records

A Records:141.193.213.20, 141.193.213.21
Name Servers:
ns-cloud-e1.googledomains.com
ns-cloud-e2.googledomains.com
ns-cloud-e3.googledomains.com
ns-cloud-e4.googledomains.com
MX Records:
10: mx1.hc4818-20.iphmx.com
10: mx2.hc4818-20.iphmx.com
SOA:Serial: 1, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:27ms

SPF Analysis

SPF Record:
v=spf1 include:_s00473789.autospf.email ~all

Network Security

Port scanning and network exposure analysis.

See a glimpse of exposed services. Unlock to access full port inventories, CVE lookups, and mitigation priorities.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports Unlock the full report to read the complete fix.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Unlock to view the complete technical breakdown, stack fingerprinting, and hardening checklist.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

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⭐ Verified Community Reviews

What others say about americu.org

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