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Is ami.co.nz a Scam? Security Check Results - AMI Insurance

ami.co.nz Security Report Summary

ami.co.nz received a security score of 60 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers AMI Insurance's website security posture. AMI Insurance operates in the Finance industry in New Zealand.

AMI Insurance is a well-established New Zealand insurance provider, operating as a division of IAG New Zealand Limited. The company offers a broad range of insurance products including car, home, contents, landlord, travel, and business insurance, complemented by value-added services such as roadside rescue. The website reflects a strong market position supported by industry awards and a robust financial strength rating. The target audience primarily consists of New Zealand residents seeking personal and business insurance solutions. The business model focuses on direct online engagement with customers, providing quotes, policy management, and claims services digitally. Technically, the website is built on Adobe Experience Manager CMS and leverages modern web technologies including Adobe Helix RUM for performance monitoring, Typekit for fonts, and Vidyard for video content. The site is hosted likely via Akamai CDN, ensuring fast performance and excellent mobile optimization. SEO and accessibility practices are well implemented, contributing to a positive user experience. From a security perspective, the site enforces HTTPS and uses secure login portals. However, explicit security headers are not evident, and no cookie consent mechanism was detected, which are areas for improvement. The absence of WHOIS data for the domain is noted but is consistent with the domain being a subdomain under a larger corporate domain. Overall, the security posture is strong with no visible vulnerabilities. The website is safe for general audiences, with no adult or explicit content. Social media presence and multiple trust indicators enhance credibility. Strategic recommendations include implementing cookie consent for privacy compliance, adding security headers, and publishing a vulnerability disclosure policy to further strengthen trust and security culture.

The security scan identified 33 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Adobe Helix RUM, Typekit Fonts, Vidyard video embed, Boomerang performance monitoring, AEM (Adobe Experience Manager) CMS.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is ami.co.nz Safe? Security Analysis for AMI Insurance

https://ami.co.nz

Check if ami.co.nz is a scam or legitimate. Free security scan and reviews.

FinanceNew Zealandlarge
Adobe Helix RUMTypekit FontsVidyard video embedBoomerang performance monitoringAEM (Adobe Experience Manager) CMS
Analyzed 10/3/2025Completed 4:02:59 PM5mo ago
60
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainami.co.nz
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

AMI Insurance is a well-established New Zealand insurance provider, operating as a division of IAG New Zealand Limited. The company offers a broad range of insurance products including car, home, contents, landlord, travel, and business insurance, complemented by value-added services such as roadside rescue. The website reflects a strong market position supported by industry awards and a robust financial strength rating. The target audience primarily consists of New Zealand residents seeking personal and business insurance solutions. The business model focuses on direct online engagement with customers, providing quotes, policy management, and claims services digitally. Technically, the website is built on Adobe Experience Manager CMS and leverages modern web technologies including Adobe Helix RUM for performance monitoring, Typekit for fonts, and Vidyard for video content. The site is hosted likely via Akamai CDN, ensuring fast performance and excellent mobile optimization. SEO and accessibility practices are well implemented, contributing to a positive user experience. From a security perspective, the site enforces HTTPS and uses secure login portals. However, explicit security headers are not evident, and no cookie consent mechanism was detected, which are areas for improvement. The absence of WHOIS data for the domain is noted but is consistent with the domain being a subdomain under a larger corporate domain. Overall, the security posture is strong with no visible vulnerabilities. The website is safe for general audiences, with no adult or explicit content. Social media presence and multiple trust indicators enhance credibility. Strategic recommendations include implementing cookie consent for privacy compliance, adding security headers, and publishing a vulnerability disclosure policy to further strengthen trust and security culture.

Detected Technologies

Adobe Helix RUMTypekit FontsVidyard video embedBoomerang performance monitoringAEM (Adobe Experience Manager) CMS

11 urgent findings need attention

11 high

  • + 3 more findings in the full report below
Continuous monitoring

Keep ami.co.nz under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

8 findings

25/100

GDPR Compliance

3 findings

58/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

AMI Insurance holds a significant position in the New Zealand insurance market, backed by its parent company IAG New Zealand Limited. The company benefits from a diversified product portfolio catering to both personal and business customers. Its digital-first approach with online quotes, claims, and policy management aligns with modern consumer expectations. The partnership ecosystem includes customer help portals and integration with IAG services. Growth indicators include recent awards and financial ratings. The company’s operations emphasize customer care and community involvement, as evidenced by partnerships like Habitat for Humanity. Revenue streams are primarily from insurance premiums and value-added services like roadside rescue.

Security Posture Analysis

Comprehensive Security Assessment

The security maturity level of the website is good, with HTTPS enforced and no exposed sensitive data. The use of secure external login portals indicates a separation of sensitive operations. However, the lack of explicit security headers such as Content-Security-Policy and absence of a cookie consent mechanism represent compliance gaps, particularly regarding GDPR and privacy regulations. No incident response or vulnerability disclosure information is publicly available, which could be improved to enhance transparency and readiness. Overall, the security culture appears professional but could benefit from formalized policies and disclosures.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement a comprehensive cookie consent mechanism to comply with GDPR and privacy laws.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

AMI Insurance

Description:

On your side, caring for New Zealanders since 1926. Get a quote and buy online, manage your insurance, or make a claim.

Key Services:
Car insuranceHome insuranceContents insuranceLandlord insuranceTravel insuranceBusiness insuranceRoadside Rescue service
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
Adobe Helix RUMTypekit FontsVidyard video embedBoomerang performance monitoringAEM (Adobe Experience Manager) CMS
Frameworks:
Adobe HelixAEM
Platforms:
Web
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Secure login portals (external links to insurance.ami.co.nz)

Analytics & Tracking

Services:
Akamai Boomerang
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Akamai Boomerang
Marketing Tools:
Adobe Helix RUMVidyard
Transparency Level:basic

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

25/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=86400 ; includeSubDomains"

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

58/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.salesforce.com include:spf.protection.outlook.com a include:mailsy.custhelp.com ip4:202.86.97.232 ip4:202.50.0.97 ip4:202.50.5.97 -all
DNS Lookups:4/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1296-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:dmarc.reporting@iag.com.au
Forensic Reports:dmarc.reporting@iag.com.au

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

52/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Mixed Content Detected

MEDIUM

1 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.2TLSv1.3TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
28 years(mature)
Protection Level
noneDNSSEC OFF
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:95.100.110.31, 95.100.110.12
Name Servers:
a1-129.akam.net
a11-66.akam.netDNS only
a26-67.akam.net
a28-64.akam.net
a3-65.akam.netDNS only
a4-66.akam.net
MX Records:
0: ami-co-nz.mail.protection.outlook.com
SOA:Serial: 2017023000, TTL: 172800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:66ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.salesforce.com include:spf.protection.outlook.com a include:mailsy.custhelp.com ip4:202.86.97.232 ip4:202.50.0.97 ip4:202.50.5.97 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does ami.co.nz compare?

See how ami.co.nz stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website leverages a modern and robust technical infrastructure based on Adobe Experience Manager CMS, ensuring scalability and content management efficiency. Performance monitoring via Akamai Boomerang and use of CDNs contribute to fast load times and good user experience. The site is mobile-optimized and accessible, with clear navigation and SEO best practices implemented. Technical risks are minimal, though the absence of some security headers and cookie consent mechanisms indicate areas for modernization. Overall, the technical implementation supports the business goals effectively with room for incremental security and privacy enhancements.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainami.co.nz
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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