Skip to main content

Is arcapay.com a Scam? Security Check Results - ArcaPay UAB

arcapay.com Security Report Summary

arcapay.com received a security score of 74 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers ArcaPay UAB's website security posture. ArcaPay UAB operates in the Finance industry in Lithuania.

ArcaPay UAB is a Lithuania-based financial services company specializing in foreign exchange and international B2B payment solutions. Established in 2011 and authorized by the Bank of Lithuania, ArcaPay offers competitive currency conversion, international payments, and FX risk management services tailored for businesses engaged in cross-border trade. Their platform emphasizes efficiency, cost savings, and regulatory compliance, positioning them as a trusted player in the European FX payment market. The website reflects a mature digital presence with clear service descriptions, user-friendly forms, and multilingual support.

The security scan identified 24 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Google Analytics, Google Tag Manager, reCAPTCHA, Hotjar, jQuery, Bootstrap.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

arcapay.com favicon

Is arcapay.com Safe? Security Analysis for ArcaPay UAB

http://arcapay.com

Check if arcapay.com is a scam or legitimate. Free security scan and reviews.

FinanceLithuaniamedium
Google AnalyticsGoogle Tag ManagerreCAPTCHAHotjarjQuery+1 more
Analyzed 6/24/2025Completed 9:19:01 PM10mo ago
74
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

Security teams trust us

EveryPay

Secure checkout

Instant

Reports delivered

Professional PDF & Marketing Data

Get the professional PDF report for arcapay.com

Export this security analysis as a professional PDF document, receive it via email, and access marketing intelligence data including contact emails and phone numbers. One-time purchase for lifetime access.

PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainarcapay.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

ArcaPay UAB is a Lithuania-based financial services company specializing in foreign exchange and international B2B payment solutions. Established in 2011 and authorized by the Bank of Lithuania, ArcaPay offers competitive currency conversion, international payments, and FX risk management services tailored for businesses engaged in cross-border trade. Their platform emphasizes efficiency, cost savings, and regulatory compliance, positioning them as a trusted player in the European FX payment market. The website reflects a mature digital presence with clear service descriptions, user-friendly forms, and multilingual support.

Detected Technologies

Google AnalyticsGoogle Tag ManagerreCAPTCHAHotjarjQueryBootstrap

6 urgent findings need attention

6 high

Continuous monitoring

Keep arcapay.com under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

25 €
per month · billed securely via EveryPay
Less than 1 € / day — cheaper than a single incident response hour

Cancel anytime. Alerts sent to the contacts you choose. Unlock the full report to view historical timelines and alerts.

Purchase to access the monitoring timeline, JSON diffs, alert history, and PDF export for arcapay.com.

Security Headers

2 findings

85/100

GDPR Compliance

2 findings

80/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

75/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

ArcaPay operates a B2B business model focused on providing smart, cost-effective FX and payment solutions to international businesses. Their competitive advantage lies in superior exchange rates, fast transaction processing, and a network of banking partners enabling payments to over 100 countries in 60+ currencies. The company leverages digital tools such as online calculators, batch payments, and sanctions checking services to enhance client experience. Their regulatory compliance and authorization by the Bank of Lithuania enhance trust and market credibility. The presence of social media channels and a demo request option indicates active customer engagement and growth orientation.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a solid security posture with HTTPS enforcement, CSRF protection on forms, integration of Google reCAPTCHA to prevent automated abuse, and references to advanced data encryption and regular audits. Security headers such as Content-Security-Policy and Strict-Transport-Security are present, enhancing protection against common web attacks. However, the absence of a public incident response policy or vulnerability disclosure program represents a gap in transparency and readiness. No exposed sensitive data or vulnerable libraries were detected, indicating good operational security hygiene.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement a visible cookie consent banner to ensure full compliance with EU cookie regulations.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

ArcaPay UAB

Description:

ArcaPay offers efficient solutions for cross-border payments, currency exchange and risk management. We specialise in business-to-business (B2B) transactions.

Key Services:
Currency conversionInternational paymentsFX risk managementBatch payments
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
Google AnalyticsGoogle Tag ManagerreCAPTCHAHotjarjQueryBootstrap
Frameworks:
Bootstrap
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • CSRF tokens in forms
  • Use of reCAPTCHA for bot prevention
  • Data encryption mentioned
  • Regularly audited technology

Analytics & Tracking

Services:
Google AnalyticsHotjar
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Google Ads
Tracking Pixels:
Hotjar
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is professionally designed and content-rich.

Get this report delivered to your inbox

Receive a summary of the arcapay.com security findings by email. Quick and easy to share with decision makers.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

85/100
Score

Weak Referrer-Policy configuration

LOW

Current value: "same-origin"

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

80/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphoneform

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Need this report as a PDF?

Download the complete arcapay.com security analysis as a professional PDF. Share it with your team, clients, or stakeholders.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

75/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.mailersend.net include:_spf.google.com include:amazonses.com ~all
DNS Lookups:3/10
Policy:~all
DKIM Selectors Found
Selector:google(1416-bit rsa)
Selector:k2(1416-bit rsa)
Selector:mail(1296-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:none
Aggregate Reports:rua@dmarc.brevo.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

75/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 83 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:arcapay.com
Issuer:WE1
Valid Until:9/16/2025 (83 days)
SANs:arcapay.com, *.arcapay.com

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
8 years(mature)
Expiry Risk
medium(expired)
Protection Level
basicDNSSEC OFF

DNS Records

A Records:104.26.10.175, 172.67.71.9, 104.26.11.175
AAAA Records:2606:4700:20::681a:baf, 2606:4700:20::ac43:4709, 2606:4700:20::681a:aaf
Name Servers:
kami.ns.cloudflare.com
woz.ns.cloudflare.com
MX Records:
1: aspmx.l.google.com
10: alt3.aspmx.l.google.com
10: alt4.aspmx.l.google.com
5: alt1.aspmx.l.google.com
5: alt2.aspmx.l.google.com
SOA:Serial: 2375738604, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:31ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.mailersend.net include:_spf.google.com include:amazonses.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does arcapay.com compare?

See how arcapay.com stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern technology stack including Bootstrap for responsive design, jQuery for interactivity, and integrates multiple third-party services such as Google Analytics, Google Tag Manager, Hotjar, and Google reCAPTCHA. The HTML structure is valid and SEO optimized with appropriate meta tags and Open Graph data. Performance is moderate with asynchronous loading of scripts and optimized images. Mobile optimization is good, supporting multiple languages and device sizes. The site lacks a detected CMS, suggesting a custom or proprietary platform. Overall, the technical infrastructure supports a professional and secure user experience with room for enhancements in accessibility and cookie compliance.
Professional PDF & Marketing Data

Download the arcapay.com report as PDF

Get the complete analysis in a shareable PDF format, delivered instantly to your email with lifetime access.

PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainarcapay.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

Scan your own website

Liked the arcapay.com report? Run the same comprehensive security analysis on your domain — free, instant, and no sign-up required.

Or browse our directory of >10,000 scanned websites.

⭐ Verified Community Reviews

What others say about arcapay.com

Share your experience to help others make informed decisions. We verify every review by email and publish it once our moderation team approves it.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

out of 5

0 reviews published

Loading reviews…

How did we do?

Your feedback directly shapes our roadmap. Rate the quality of this report, leave an optional comment, and let us know if you want our security specialists to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.

Analyze Another Website