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Is avafin.lv a Scam? Security Check Results - Avafin Latvia SIA

avafin.lv Security Report Summary

avafin.lv received a security score of 51 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Avafin Latvia SIA's website security posture. Avafin Latvia SIA operates in the Finance industry in Latvia.

Avafin Latvia SIA operates as a consumer finance provider in Latvia, offering a range of loan products including personal, auto, home renovation, education, and green loans. The company positions itself as a reliable and secure lender with quick online loan offers and flexible repayment terms. The website is well-structured, localized in Latvian, and provides clear business and contact information, supporting its credibility in the financial sector. Technically, the site is built on WordPress with modern plugins and tracking tools, optimized for mobile and SEO. Security posture is good with HTTPS and cookie consent mechanisms, though some security headers could be improved. WHOIS data is unavailable due to query limits, limiting domain registration verification. Overall, the site presents a professional and trustworthy image suitable for its target audience.

The security scan identified 28 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress, Yoast SEO plugin, jQuery, jQuery UI, Slick Carousel, Google Tag Manager, Google Analytics.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is avafin.lv Safe? Security Analysis for Avafin Latvia SIA

https://www.avafin.lv

Check if avafin.lv is a scam or legitimate. Free security scan and reviews.

FinanceLatviamedium
WordPressYoast SEO pluginjQueryjQuery UISlick Carousel+2 more
Analyzed 7/30/2025Completed 5:06:58 PM8mo ago
51
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Order summary

Domainavafin.lv
Access tierFull report or marketing add-on

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VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Avafin Latvia SIA operates as a consumer finance provider in Latvia, offering a range of loan products including personal, auto, home renovation, education, and green loans. The company positions itself as a reliable and secure lender with quick online loan offers and flexible repayment terms. The website is well-structured, localized in Latvian, and provides clear business and contact information, supporting its credibility in the financial sector. Technically, the site is built on WordPress with modern plugins and tracking tools, optimized for mobile and SEO. Security posture is good with HTTPS and cookie consent mechanisms, though some security headers could be improved. WHOIS data is unavailable due to query limits, limiting domain registration verification. Overall, the site presents a professional and trustworthy image suitable for its target audience.

Detected Technologies

WordPressYoast SEO pluginjQueryjQuery UISlick CarouselGoogle Tag ManagerGoogle Analytics

12 urgent findings need attention

2 critical · 10 high

  • + 4 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

8 findings

15/100

GDPR Compliance

4 findings

25/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Avafin Latvia SIA is positioned as a medium-sized financial services company focused on consumer lending in Latvia and Europe. It leverages online platforms for loan applications and customer engagement, with a portfolio of brands including Creamcredit, Ladyloan, and Crediton. The business model centers on providing accessible credit with competitive interest rates and flexible terms. The company targets individual consumers needing financing for various personal needs. The presence of a loyalty program and customer testimonials indicates efforts to build customer retention and trust. Partnerships with related domains like portal.creamcredit.lv support operational efficiency. The company appears compliant with GDPR and local regulations, enhancing its market credibility.

Extracted Contact Information

Marketing Intelligence Data

Physical Addresses (1)

Company Registration

Legal Name:

Avafin Latvia SIA

Registration Number:

40103283854

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a mature security posture with enforced HTTPS, cookie consent, and no visible exposure of sensitive data. However, the absence of explicit security headers such as Content-Security-Policy and X-Frame-Options suggests room for enhancement. No vulnerability disclosures or incident response contacts are found, which could be improved to align with best practices. The site uses third-party scripts including Google Tag Manager, which requires ongoing monitoring for security risks. Overall, the security measures are adequate for a financial services website but could be strengthened to mitigate emerging threats and improve compliance transparency.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement comprehensive security headers (CSP, X-Frame-Options, X-XSS-Protection) to enhance protection against common web attacks.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Avafin Latvia SIA

Description:

Avafin Latvia SIA (previously SIA Creamfinance Latvia) is an innovative and fast-growing consumer finance service provider in Europe, offering consumer loans up to 30,000 EUR with flexible terms and competitive interest rates.

Key Services:
Consumer loansAuto loansHome renovation loansEducation loansGreen loans
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPressYoast SEO pluginjQueryjQuery UISlick CarouselGoogle Tag ManagerGoogle Analytics
Platforms:
WordPress
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google Analytics via Google Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and interactive loan calculator.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

25/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

Strict DMARC Alignment

LOW

Strict alignment may cause legitimate emails to fail

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.creamfinance.com include:spf.protection.outlook.com -all
DNS Lookups:2/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
DMARC Details
Policy:quarantine
Aggregate Reports:dmarc@creamfinance.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

0/100
Score

Unable to retrieve SSL certificate

CRITICAL

Could not establish secure connection to retrieve certificate information

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:141.193.213.11, 141.193.213.10
Name Servers:
albert.ns.cloudflare.comDNS only
leanna.ns.cloudflare.comDNS only
MX Records:
0: avafin-lv.mail.protection.outlook.com
SOA:Serial: 2379283382, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:184ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.creamfinance.com include:spf.protection.outlook.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does avafin.lv compare?

See how avafin.lv stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress CMS using a modern theme and plugins such as Yoast SEO and Slick Carousel. It integrates Google Tag Manager for analytics and tracking. The site is mobile optimized with responsive design and preloads key assets for performance. JavaScript libraries include jQuery and jQuery UI. Hosting provider details are not explicitly found. Performance is moderate with good SEO metadata and structured data (JSON-LD) for enhanced search engine understanding. The site uses a cookie consent banner and language switcher for Latvian and Russian. Technical debt appears low, but security header implementation is incomplete. Overall, the technical infrastructure supports a professional online lending platform.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainavafin.lv
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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