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Is axi-card.pl a Scam? Security Check Results - Easy Payment Services OOD Oddział w Polsce

axi-card.pl Security Report Summary

axi-card.pl received a security score of 64 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Easy Payment Services OOD Oddział w Polsce's website security posture. Easy Payment Services OOD Oddział w Polsce operates in the Finance industry in Poland.

AXI Card is a Polish financial services provider specializing in non-bank credit card products with simplified application processes and flexible credit limits. The company targets consumers seeking accessible credit solutions without the traditional banking bureaucracy. Their offerings include a MasterCard credit card with mobile app management, online application, and 24/7 customer support including personal account managers. The website is professionally designed, mobile-optimized, and provides comprehensive product information and customer support channels. Technically, the site employs modern JavaScript frameworks (Vue.js), integrates multiple marketing and tracking tools such as Google Tag Manager, SalesManago, and Cookiebot, and enforces HTTPS with CSRF protection. However, it lacks visible security headers and a published security policy or incident response plan. Privacy compliance is strong with clear cookie consent and GDPR-aligned privacy policies. The domain registration is consistent and stable, supporting the legitimacy of the business. Overall, the website presents a trustworthy and professional digital presence for a medium-sized financial services company operating in Poland.

The security scan identified 27 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Google Tag Manager, Cookiebot, SalesManago, LiveHelpNow, Facebook SDK, Vue.js (inferred from templates and directives).

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is axi-card.pl Safe? Security Analysis for Easy Payment Services OOD Oddział w Polsce

https://axi-card.pl

Check if axi-card.pl is a scam or legitimate. Free security scan and reviews.

FinancePolandmedium
Google Tag ManagerCookiebotSalesManagoLiveHelpNowFacebook SDK+1 more
Analyzed 7/23/2025Completed 1:25:54 PM9mo ago
64
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainaxi-card.pl
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

AXI Card is a Polish financial services provider specializing in non-bank credit card products with simplified application processes and flexible credit limits. The company targets consumers seeking accessible credit solutions without the traditional banking bureaucracy. Their offerings include a MasterCard credit card with mobile app management, online application, and 24/7 customer support including personal account managers. The website is professionally designed, mobile-optimized, and provides comprehensive product information and customer support channels. Technically, the site employs modern JavaScript frameworks (Vue.js), integrates multiple marketing and tracking tools such as Google Tag Manager, SalesManago, and Cookiebot, and enforces HTTPS with CSRF protection. However, it lacks visible security headers and a published security policy or incident response plan. Privacy compliance is strong with clear cookie consent and GDPR-aligned privacy policies. The domain registration is consistent and stable, supporting the legitimacy of the business. Overall, the website presents a trustworthy and professional digital presence for a medium-sized financial services company operating in Poland.

Detected Technologies

Google Tag ManagerCookiebotSalesManagoLiveHelpNowFacebook SDKVue.js (inferred from templates and directives)

11 urgent findings need attention

1 critical · 10 high

  • + 3 more findings in the full report below
Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

6 findings

40/100

GDPR Compliance

3 findings

40/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

AXI Card operates in the competitive Polish consumer finance market, offering a niche product of non-bank credit cards with streamlined approval processes. Their business model focuses on convenience, digital accessibility, and customer-centric services such as personal account managers and SMS notifications. The company leverages partnerships with payment networks (MasterCard) and uses digital marketing tools to reach and retain customers. The presence of certifications like RODO and BNB indicates regulatory compliance and trust-building efforts. The target audience is Polish consumers who prefer non-traditional credit options. The company appears to be a branch of Easy Payment Services OOD, indicating a broader corporate structure. Growth potential lies in expanding digital services and enhancing customer engagement through mobile and online platforms.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a moderate security posture with HTTPS enabled and CSRF tokens implemented, which protects user sessions and data submissions. The presence of cookie consent mechanisms aligns with privacy regulations. However, the absence of key security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options reduces defense-in-depth. No explicit security policy or incident response information is published, which may impact transparency and readiness. No vulnerabilities or exposed sensitive data were detected in the HTML content. The site uses reputable third-party scripts but should regularly audit these for vulnerabilities. Overall, the security posture is adequate but could be improved by implementing additional headers and publishing security documentation.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection against common web attacks.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Easy Payment Services OOD Oddział w Polsce

Description:

AXI Card offers a non-bank credit card with a limit up to 10,000 PLN, mobile app support, online application, free card delivery, and 24/7 customer support. The card targets customers seeking flexible credit solutions without traditional bank procedures.

Key Services:
Credit card issuanceMobile application for card managementOnline application processingCustomer support including personal account managersSMS notifications for transactions
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
Google Tag ManagerCookiebotSalesManagoLiveHelpNowFacebook SDKVue.js (inferred from templates and directives)
Frameworks:
Vue.js
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enforced
  • CSRF token present in meta tag
  • Cookie consent mechanism implemented

Analytics & Tracking

Services:
Google Tag ManagerSalesManago
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Google Ads (AW-796432691)
Tracking Pixels:
SalesManagoFacebook Pixel
Marketing Tools:
SalesManagoCookiebotNovocall
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

40/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

40/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn, YouTube, Google APIs

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.protection.outlook.com include:spf.smartit.bg include:_spf.jupiter.salesmanago.pl -all
DNS Lookups:3/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
Selector:selector2(1416-bit rsa)
DMARC Details
Policy:quarantine
Aggregate Reports:dmarcreports@axi-card.pl
Forensic Reports:dmarcreports@axi-card.pl

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

75/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 41 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:axi-card.pl
Issuer:WE1
Valid Until:9/2/2025 (41 days)
SANs:axi-card.pl, *.axi-card.pl

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Registration Details

Domain Age
8 years(mature)
Expiry Risk
none(2170 days)

DNS Records

A Records:104.21.4.188, 172.67.154.40
AAAA Records:2606:4700:3036::ac43:9a28, 2606:4700:3035::6815:4bc
Name Servers:
nash.ns.cloudflare.comDNS only
tegan.ns.cloudflare.comDNS only
MX Records:
0: axicard-pl0i.mail.protection.outlook.com
SOA:Serial: 2374653999, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:184ms

SPF Analysis

SPF Record:
v=spf1 include:spf.protection.outlook.com include:spf.smartit.bg include:_spf.jupiter.salesmanago.pl -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does axi-card.pl compare?

See how axi-card.pl stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern front-end stack with Vue.js and Bootstrap for responsive design. It integrates multiple marketing and analytics tools such as Google Tag Manager, SalesManago, and Cookiebot for consent management. The site is mobile-optimized and includes accessibility features like contrast modes and zoom controls. Performance is moderate, with asynchronous loading of scripts to improve speed. The CMS appears custom-built or proprietary, with no common CMS detected. Hosting provider details are not explicit. The site uses HTTPS with a valid SSL certificate and includes CSRF tokens for form security. There is room for improvement in security headers and formal security documentation. Overall, the technical infrastructure supports a professional and user-friendly experience with good compliance to privacy standards.
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PDF Report & Export

PDF download, email delivery, unlock code

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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainaxi-card.pl
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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