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Is bacinvestments.sm a Scam? Security Check Results - Banca Agricola Commerciale

bacinvestments.sm Security Report Summary

bacinvestments.sm received a security score of 40 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Banca Agricola Commerciale's website security posture. Banca Agricola Commerciale operates in the Finance industry in San Marino.

Banca Agricola Commerciale (BAC) is a well-established financial institution based in San Marino, providing a broad range of banking and financial services to both private individuals and businesses. The website reflects a mature and professional organization with a strong local presence and a history dating back to 1920. The business model focuses on traditional banking services complemented by digital tools such as mobile apps and online account management. BAC maintains a consistent brand image and offers comprehensive information about its products, subsidiaries, and news updates. Technically, the website is built on WordPress with modern web technologies and includes SEO and accessibility features, although performance is moderate. Security posture is a significant concern due to the absence of a valid SSL certificate and HTTPS support, which exposes users to risks and undermines trust. Privacy compliance is well addressed with clear policies and consent mechanisms. Overall, the domain registration data supports the legitimacy of the business, but technical security improvements are urgently needed.

The security scan identified 23 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress, Yoast SEO, Google Tag Manager, Google Maps API, Swiper.js, Ionicons.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is bacinvestments.sm Safe? Security Analysis for Banca Agricola Commerciale

https://bacinvestments.sm

Check if bacinvestments.sm is a scam or legitimate. Free security scan and reviews.

FinanceSan Marinomedium
WordPressYoast SEOGoogle Tag ManagerGoogle Maps APISwiper.js+1 more
Analyzed 6/15/2025Completed 8:55:17 AM9mo ago
40
Security Score
HIGH RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainbacinvestments.sm
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Banca Agricola Commerciale (BAC) is a well-established financial institution based in San Marino, providing a broad range of banking and financial services to both private individuals and businesses. The website reflects a mature and professional organization with a strong local presence and a history dating back to 1920. The business model focuses on traditional banking services complemented by digital tools such as mobile apps and online account management. BAC maintains a consistent brand image and offers comprehensive information about its products, subsidiaries, and news updates. Technically, the website is built on WordPress with modern web technologies and includes SEO and accessibility features, although performance is moderate. Security posture is a significant concern due to the absence of a valid SSL certificate and HTTPS support, which exposes users to risks and undermines trust. Privacy compliance is well addressed with clear policies and consent mechanisms. Overall, the domain registration data supports the legitimacy of the business, but technical security improvements are urgently needed.

Detected Technologies

WordPressYoast SEOGoogle Tag ManagerGoogle Maps APISwiper.jsIonicons

8 urgent findings need attention

8 high

Continuous monitoring

Keep bacinvestments.sm under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

5 findings

55/100

GDPR Compliance

5 findings

43/100

NIS2 Compliance

7 findings

25/100

Email Security

1 finding

50/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

BAC holds a strong market position as a medium-sized bank in San Marino with over a century of operation. Its competitive advantages include a trusted local brand, diversified financial products, and a digital presence that supports customer engagement. Revenue streams likely derive from traditional banking fees, loans, investments, and insurance products. The target customer segments include retail clients and corporate customers within San Marino. The company ecosystem includes subsidiaries such as BAC Life and BAC Investments, indicating vertical integration in insurance and investment services. Partnerships with local agencies and card providers enhance service offerings. Growth indicators include active news dissemination and digital service promotion. Strategic observations suggest a focus on maintaining trust and expanding digital capabilities while addressing security gaps.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The current security maturity level is low due to the lack of HTTPS and valid SSL/TLS certificates, which is a critical vulnerability for any financial institution. The absence of modern TLS protocols and strong cipher suites further exacerbates the risk. While some security headers are present, important protections like HSTS are not enabled. DNSSEC is disabled, and no domain protection locks are in place, increasing exposure to domain hijacking risks. There is no evidence of an incident response policy or vulnerability disclosure mechanism. Compliance with GDPR is supported by privacy policies and cookie consent but lacks explicit security policy documentation. The business impact of these vulnerabilities is high, potentially affecting customer trust and regulatory compliance. Immediate remediation is necessary to secure communications and protect sensitive data.

Strategic Recommendations

Priority Actions for Security Improvement

1

Acquire and deploy a valid SSL/TLS certificate to enable HTTPS across the entire site.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

55/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

43/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Insufficient contact information

MEDIUM

GDPR requires organizations to provide clear contact details

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy80% confidence
Cookie Policy0% confidence

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

25/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

50/100
Score

Email Security Check Incomplete

MEDIUM

Some email security checks timed out

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

100/100
Score
No issues found

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
10 years(mature)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:194.183.95.47
Name Servers:
dns.intelcom.smDNS only
dns.omniway.smDNS only
MX Records:
10: mail.bac.sm
20: mail2.bac.sm

DNSSEC Status

DNSSEC Not Enabled

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

20/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

How does bacinvestments.sm compare?

bacinvestments.sm scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is powered by WordPress CMS version 6.8.1 with Yoast SEO plugin for search optimization. It uses Google Tag Manager for analytics and Cookiebot for cookie consent management. The front-end employs Swiper.js for sliders and Ionicons for icons. The hosting environment runs on nginx server with IP 194.183.95.47. Performance metrics indicate no load time or resource data available, suggesting possible measurement gaps or caching issues. Mobile optimization is good with responsive design elements. Accessibility is basic with some ARIA and skip links present. SEO is enhanced by meta tags, Open Graph, and JSON-LD structured data. However, the lack of HTTPS and modern security protocols represents a critical technical debt. The site includes interactive maps using Google Maps API and multiple external links to partner and subsidiary domains. Overall, the technical infrastructure supports business needs but requires urgent security upgrades and performance tuning.
Professional PDF & Marketing Data

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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainbacinvestments.sm
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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