Is baclife.sm Safe? Security Analysis for Banca Agricola Commerciale
https://baclife.smCheck if baclife.sm is a scam or legitimate. Free security scan and reviews.
Below Finance avg (78)
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Banca Agricola Commerciale (BAC) is a well-established financial institution based in San Marino, providing a broad range of banking, investment, and insurance services to both private individuals and businesses. The website reflects a mature and professional presence with comprehensive business information, news updates, and customer resources. The company operates subsidiaries such as BAC Life S.p.A. and BAC Investments, indicating a diversified financial services group. The target audience is primarily local customers in San Marino, with services tailored to their needs including online and mobile banking solutions. Technically, the website is built on WordPress with modern plugins like Yoast SEO and Cookiebot for compliance and marketing. It integrates Google Tag Manager and Google Maps API, showing a moderate level of digital maturity. However, performance metrics are missing, and some technical debt is evident, especially in the SSL/TLS configuration. From a security perspective, the site lacks a valid SSL certificate and does not support modern TLS protocols, which is a critical vulnerability exposing users to potential data interception. While some security headers are present, the absence of HTTPS and DNSSEC reduces the overall security posture significantly. Privacy compliance is well addressed with clear privacy and cookie policies and consent mechanisms. Overall, the website is credible and professional but requires urgent improvements in SSL/TLS security to protect user data and enhance trust. Strategic recommendations include obtaining a valid SSL certificate, enabling modern TLS protocols, and enhancing DNS and domain protections.
Detected Technologies
8 urgent findings need attention
8 high
Keep baclife.sm under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
5 findings
55/100
GDPR Compliance
5 findings
43/100
NIS2 Compliance
7 findings
25/100
Email Security
1 finding
50/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
BAC holds a strong market position as a traditional bank with over 100 years of history in San Marino. Its business model focuses on retail and corporate banking, investments, and insurance services. The company leverages digital channels such as mobile apps and online banking to serve customers efficiently. The presence of subsidiaries and partner domains indicates a well-structured group ecosystem. The website content and structure support clear communication of services and trust-building with customers. Growth indicators include active news updates and community engagement. The partnership ecosystem includes card providers and local service companies, enhancing service offerings.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Security Posture Analysis
Comprehensive Security Assessment
The current security maturity level is low due to the lack of a valid SSL certificate and disabled TLS protocols, which are critical for secure communications. The website implements some security headers and cookie consent mechanisms, reflecting awareness of security best practices. However, the absence of DNSSEC and domain protection locks introduces risks of DNS spoofing and domain hijacking. No incident response or vulnerability disclosure policies are found, indicating limited preparedness for security incidents. Compliance with GDPR is supported by privacy and cookie policies. The security culture appears moderate but needs strengthening through technical improvements and formal policies.
Strategic Recommendations
Priority Actions for Security Improvement
Obtain and deploy a valid SSL/TLS certificate to enable HTTPS and secure user data in transit.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
Insufficient contact information
MEDIUMGDPR requires organizations to provide clear contact details
No Data Protection Officer mentioned
LOWLarge organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
Email Security Check Incomplete
MEDIUMSome email security checks timed out
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
SSL/TLS Check Incomplete
MEDIUMSome SSL/TLS checks timed out
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Transfer Lock Not Enabled
MEDIUMDomain can be transferred without authorization
Domain Delete Lock Not Enabled
LOWDomain can be deleted without additional verification
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
High-Risk Service Exposed: FTP
HIGHPort 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer
How does baclife.sm compare?
baclife.sm scores below average. Browse similar domains to see how competitors handle security.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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