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Is bank-avera.ch a Scam? Security Check Results - Bank Avera

bank-avera.ch Security Report Summary

bank-avera.ch received a security score of 74 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Bank Avera's website security posture. Bank Avera operates in the Finance industry in Switzerland.

Bank Avera is a Swiss banking institution offering a broad range of financial services including accounts, credit cards, mortgages, loans, asset management, pension solutions, and e-banking. The website targets both private and corporate clients primarily in Switzerland, positioning itself as a regional bank with a focus on personalized banking solutions. The digital infrastructure supports online account opening and integrates modern web technologies such as Concrete CMS, Google Tag Manager, and Mapbox for location services. Security measures include HTTPS, Google reCAPTCHA v3 on forms, and token-based form submissions, reflecting a mature security posture. However, the absence of explicit cookie consent and published security policies suggests areas for compliance improvement. Overall, the website is professional, trustworthy, and well-structured, supporting the bank's credibility and customer engagement.

The security scan identified 23 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: jQuery, Concrete CMS, Google Tag Manager, Google reCAPTCHA v3, Mapbox GL JS, Facebook Pixel, LinkedIn Insight Tag, Microsoft Bing Webmaster Tools.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is bank-avera.ch Safe? Security Analysis for Bank Avera

https://bank-avera.ch

Check if bank-avera.ch is a scam or legitimate. Free security scan and reviews.

FinanceSwitzerlandmedium
jQueryConcrete CMSGoogle Tag ManagerGoogle reCAPTCHA v3Mapbox GL JS+3 more
Analyzed 10/24/2025Completed 2:51:13 PM5mo ago
74
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainbank-avera.ch
Access tierFull report or marketing add-on

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VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Bank Avera is a Swiss banking institution offering a broad range of financial services including accounts, credit cards, mortgages, loans, asset management, pension solutions, and e-banking. The website targets both private and corporate clients primarily in Switzerland, positioning itself as a regional bank with a focus on personalized banking solutions. The digital infrastructure supports online account opening and integrates modern web technologies such as Concrete CMS, Google Tag Manager, and Mapbox for location services. Security measures include HTTPS, Google reCAPTCHA v3 on forms, and token-based form submissions, reflecting a mature security posture. However, the absence of explicit cookie consent and published security policies suggests areas for compliance improvement. Overall, the website is professional, trustworthy, and well-structured, supporting the bank's credibility and customer engagement.

Detected Technologies

jQueryConcrete CMSGoogle Tag ManagerGoogle reCAPTCHA v3Mapbox GL JSFacebook PixelLinkedIn Insight TagMicrosoft Bing Webmaster Tools

7 urgent findings need attention

7 high

Continuous monitoring

Keep bank-avera.ch under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

1 finding

95/100

GDPR Compliance

3 findings

68/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Bank Avera operates in the Swiss banking sector with a medium-sized footprint. Its business model revolves around retail and private banking services, leveraging digital channels for customer acquisition and service delivery. The bank's partnerships with online identification providers and real estate platforms enhance its service ecosystem. The website content and structure indicate a focus on transparency and customer convenience, with multiple calculators, contact options, and detailed product descriptions. The absence of extensive certifications or security disclosures may reflect a conservative approach or regulatory compliance handled offline. The bank's market position appears stable with a clear regional focus and a comprehensive service portfolio.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a solid security foundation with HTTPS enforcement, use of Google reCAPTCHA v3 to mitigate spam and abuse, and tokenized form submissions to prevent CSRF attacks. However, the lack of advanced security headers such as Content-Security-Policy and Strict-Transport-Security represents an opportunity for enhancement. No vulnerabilities or exposed sensitive data were detected in the HTML content. The absence of a public security policy or incident response contact limits transparency in security governance. Overall, the security posture is good but could benefit from formalized policies and additional technical controls.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement a comprehensive cookie consent mechanism to comply with GDPR and enhance user privacy transparency.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Bank Avera

Description:

Wir bieten ein umfangsreiches Sortiment: Konten, Kreditkarten, Hypotheken, Kredite, Vermögensverwaltung, Vorsorgelösungen, Säule 3a, E-Banking.

Key Services:
AccountsCredit cardsMortgagesLoansAsset managementPension solutionsE-Banking
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
jQueryConcrete CMSGoogle Tag ManagerGoogle reCAPTCHA v3Mapbox GL JSFacebook PixelLinkedIn Insight TagMicrosoft Bing Webmaster Tools
Frameworks:
Concrete CMS
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • Google reCAPTCHA v3 on forms
  • No exposed sensitive data in HTML
  • Use of tokens for form submissions

Analytics & Tracking

Services:
Microsoft ClarityGoogle Tag Manager
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Tracking Pixels:
Microsoft ClarityFacebook PixelLinkedIn Insight Tag
Marketing Tools:
Facebook PixelLinkedIn Insight Tag
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is professionally designed and content-rich

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

95/100
Score

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phoneform

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx a include:spf.protection.outlook.com ip4:20.203.208.220 ip4:193.192.241.212 ip4:193.192.241.213 ip4:209.206.26.129 ip4:20.203.139.44 ip4:10.34.158.62 include:spf.swisscom.com ~all
DNS Lookups:4/10
Policy:~all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

82/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

No DMARC Record

MEDIUM

DMARC policy not configured

DNS Records

A Records:20.250.18.7
Name Servers:
ns1-05.azure-dns.comDNS only
ns2-05.azure-dns.netDNS only
ns3-05.azure-dns.orgDNS only
ns4-05.azure-dns.infoDNS only
MX Records:
0: bankavera-ch01b.mail.protection.outlook.com
SOA:Serial: 1, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:47ms

SPF Analysis

SPF Record:
v=spf1 mx a include:spf.protection.outlook.com ip4:20.203.208.220 ip4:193.192.241.212 ip4:193.192.241.213 ip4:209.206.26.129 ip4:20.203.139.44 ip4:10.34.158.62 include:spf.swisscom.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does bank-avera.ch compare?

See how bank-avera.ch stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Concrete CMS and utilizes a modern tech stack including jQuery, Mapbox GL JS, and Google Tag Manager. Performance is moderate with good mobile optimization and SEO practices. The site uses asynchronous loading for analytics and tracking scripts, improving load times. The presence of multiple interactive modules such as contact forms, calculators, and product selection indicates a dynamic and user-focused design. However, some accessibility features appear basic and could be improved. Hosting details are not explicitly identified. Overall, the technical implementation supports a professional and functional banking website.
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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainbank-avera.ch
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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