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Is bankgirot.se a Scam? Security Check Results - Bankgirot

bankgirot.se Security Report Summary

bankgirot.se received a security score of 71 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Bankgirot's website security posture. Bankgirot operates in the Finance industry in Sweden.

Bankgirot is a key Swedish financial infrastructure provider specializing in payment services including clearing, invoicing, and direct debit solutions. The company serves businesses and organizations in Sweden, offering a broad portfolio of payment-related services. The website reflects a mature and professional organization with a clear focus on supporting Swedish payment infrastructure and customer self-service. The presence of job listings and annual reports indicates an active and transparent business. Technically, the website uses modern JavaScript libraries and analytics tools, with a cookie consent mechanism aligned with GDPR requirements. Security posture is strong with HTTPS and secure forms, though some security headers and explicit policies could be improved. WHOIS data extraction failed due to querying a subdomain, but metadata and content suggest a legitimate and established entity. Overall, the site is well-designed, trustworthy, and compliant with privacy regulations.

The security scan identified 27 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: jQuery, FontAwesome, Slick Carousel, Modernizr, Piwik PRO analytics, CookieTractor consent management.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is bankgirot.se Safe? Security Analysis for Bankgirot

https://bankgirot.se

Check if bankgirot.se is a scam or legitimate. Free security scan and reviews.

FinanceSwedenlarge
jQueryFontAwesomeSlick CarouselModernizrPiwik PRO analytics+1 more
Analyzed 10/10/2025Completed 1:26:20 PM5mo ago
71
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

Security teams trust us

EveryPay

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Order summary

Domainbankgirot.se
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Bankgirot is a key Swedish financial infrastructure provider specializing in payment services including clearing, invoicing, and direct debit solutions. The company serves businesses and organizations in Sweden, offering a broad portfolio of payment-related services. The website reflects a mature and professional organization with a clear focus on supporting Swedish payment infrastructure and customer self-service. The presence of job listings and annual reports indicates an active and transparent business. Technically, the website uses modern JavaScript libraries and analytics tools, with a cookie consent mechanism aligned with GDPR requirements. Security posture is strong with HTTPS and secure forms, though some security headers and explicit policies could be improved. WHOIS data extraction failed due to querying a subdomain, but metadata and content suggest a legitimate and established entity. Overall, the site is well-designed, trustworthy, and compliant with privacy regulations.

Detected Technologies

jQueryFontAwesomeSlick CarouselModernizrPiwik PRO analyticsCookieTractor consent management

6 urgent findings need attention

6 high

Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

3 findings

80/100

GDPR Compliance

2 findings

83/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Bankgirot operates in the banking sector as an essential payment infrastructure provider in Sweden. Its business model revolves around facilitating payment transactions, invoicing, and clearing services for corporate clients. The company targets Swedish businesses and financial institutions, positioning itself as a critical backbone in the national payment ecosystem. The website's content and linked domains indicate partnerships with service providers for invoicing and validation. The company appears large and established since at least 2014, with a consistent brand presence and active recruitment efforts. The business benefits from trust signals such as annual reports and comprehensive customer support resources.

Extracted Contact Information

Marketing Intelligence Data

Physical Addresses (1)

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a solid security posture with enforced HTTPS, cookie consent management, and use of CAPTCHA on forms. Analytics tools are used responsibly with clear privacy policies. However, the absence of explicit security headers like Content-Security-Policy and lack of published security or incident response policies are gaps. No vulnerabilities or exposed sensitive data were detected in the HTML content. The site would benefit from publishing a vulnerability disclosure policy and security.txt file to enhance transparency and incident handling readiness. Overall, the security maturity is good but can be improved with formalized policies and headers.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and publish explicit security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection against common web attacks.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Bankgirot

Description:

Här hittar du beskrivning av Bankgirots tjänsteutbud samt en rad självservicetjänster, supporthjälp genom handböcker och dokumentation samt Frågor & Svar.

Key Services:
UtbetalningarAutogiroKommunikationslösningarClearing och AvvecklingFakturatjänsterInbetalningarÖvriga tjänster
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
jQueryFontAwesomeSlick CarouselModernizrPiwik PRO analyticsCookieTractor consent management
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Cookie consent with detailed cookie descriptions
  • No exposed sensitive data in HTML
  • Secure forms with captcha (reCAPTCHA v2 site key present)

Analytics & Tracking

Services:
Piwik PROMatomo
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Piwik PROMatomo
Marketing Tools:
CookieTractor
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

80/100
Score

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

83/100
Score

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:194.132.117.189 ip4:194.242.108.129 ip4:139.105.84.148 ip4:139.105.84.149 ip4:54.76.215.95 ip4:54.171.200.119 ip4:54.194.225.125 ip4:52.16.121.75 ip4:139.105.84.136 ip4:139.105.84.137 ip4:139.105.96.242 ip4:139.105.96.243 include:spf-b.telia.co m include:spf.wm.net include:spf1.emar keteer.com include:spf.protection.outlook.com -all
DNS Lookups:4/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
Selector:s1(1360-bit rsa)
DMARC Details
Policy:quarantine
Subdomain Policy:quarantine
Aggregate Reports:dmarc@bankgirot.se
Forensic Reports:dmarc@bankgirot.se

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

67/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Mixed Content Detected

MEDIUM

2 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
30 years(mature)
Expiry Risk
medium(expired)
Protection Level
noneDNSSEC OFF
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:194.242.111.188
Name Servers:
ns.edb.com
ns1.edb.com
ns2.edb.com
ns4.edb.com
MX Records:
10: bgc-smgw-01.bankgirot.se
10: bgc-smgw-02.bankgirot.se
SOA:Serial: 2104971926, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:150ms

SPF Analysis

SPF Record:
v=spf1 ip4:194.132.117.189 ip4:194.242.108.129 ip4:139.105.84.148 ip4:139.105.84.149 ip4:54.76.215.95 ip4:54.171.200.119 ip4:54.194.225.125 ip4:52.16.121.75 ip4:139.105.84.136 ip4:139.105.84.137 ip4:139.105.96.242 ip4:139.105.96.243 include:spf-b.telia.co m include:spf.wm.net include:spf1.emar keteer.com include:spf.protection.outlook.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does bankgirot.se compare?

See how bankgirot.se stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern front-end stack including jQuery, FontAwesome icons, Slick Carousel for sliders, and Modernizr for feature detection. Analytics are handled via Piwik PRO and Matomo, with cookie consent managed by CookieTractor. The site is mobile optimized with responsive design and includes SEO best practices such as meta tags and Open Graph data. Performance is moderate with asynchronous script loading. No CMS or hosting provider details were detected. The site uses secure forms with CAPTCHA integration. Technical debt appears low, but opportunities exist to improve security headers and accessibility compliance.
Professional PDF & Marketing Data

Download the bankgirot.se report as PDF

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainbankgirot.se
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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