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Is bcl.lu a Scam? Security Check Results - Banque centrale du Luxembourg

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Is bcl.lu Safe? Security Analysis for Banque centrale du Luxembourg

https://bcl.lu

Check if bcl.lu is a scam or legitimate. Free security scan and reviews.

FinanceLuxembourgmedium
HTML5CSS3Bootstrap (navbar classes)Font Awesome iconsGoogle Custom Search Engine+3 more
Analyzed 11/1/2025Completed 4:46:52 AM
58
Security Score
MEDIUM RISK
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Domainbcl.lu
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

The Banque centrale du Luxembourg (BCL) website serves as the official online presence of Luxembourg's national central bank, a key member of the Eurosystem. It provides comprehensive information on monetary policy, fina… Unlock the full Guard report to read the complete analysis.

Detected Technologies

HTML5CSS3Bootstrap (navbar classes)Font Awesome iconsGoogle Custom Search EngineYouTube embedded videosjQuery (implied by Bootstrap carousel)Infopark CMS Fiona 7.0.1
Continuous monitoring

Keep bcl.lu under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

8 findings

25/100

GDPR Compliance

4 findings

25/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Snapshot shown below. Unlock the full AI report for complete market insights, audience profiling, and step-by-step recommendations.

Business Intelligence

Market & Strategic Analysis

BCL holds a strong market position as Luxembourg's central bank and a Eurosystem member, providing essential monetary policy implementation, financial stability supervision, and payment system oversight. Its business model is public-sector focused, with revenue streams likely from government funding and numismatic product sales. The target audience includes financial professionals, government entities, academics, and the public. The site reflects a mature digital presence with strategic partnerships (e.g., systemic risk committee, numismatic sales). Growth indicators include active publication of research and engagement in digital euro initiatives. The partnership ecosystem is well integrated with European and national financial bodies.

Security Posture Analysis

Comprehensive Security Assessment

The security maturity level is moderate. The site employs HTTPS and avoids exposing sensitive information. However, it lacks explicit security headers (CSP, HSTS, etc.) and published security or incident response policies. No vulnerability disclosures or security.txt files are present. GDPR compliance indicators are weak due to missing privacy and cookie policies. Incident response readiness is unclear. The security culture appears basic but could be improved by formalizing policies and enhancing transparency. No critical vulnerabilities or malware indicators were found.

Strategic Recommendations

Priority Actions for Security Improvement

1

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Observations

AI-powered comprehensive website and business analysis.

A preview of your strategic observations is visible. Upgrade to unlock the full competitive positioning, trust signals, and branding checklist.

AI-Enhanced Website Analysis

Business Insights

Company:

Banque centrale du Luxembourg

Description:

La Banque centrale du Luxembourg (BCL) est l’autorité monétaire du Luxembourg et membre de l’Eurosystème et du Système européen de banques centrales.

Key Services:
Monetary policy implementationFinancial stability and liquidity supervisionPayment systems infrastructure and oversightStatistical data publicationResearch and publicationsNumismatic product sales
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
HTML5CSS3Bootstrap (navbar classes)Font Awesome iconsGoogle Custom Search EngineYouTube embedded videosjQuery (implied by Bootstrap carousel)Infopark CMS Fiona 7.0.1
Frameworks:
Bootstrap
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

basic

Security Assessment

Security Score:
75/100
Best Practices:
  • Use of HTTPS (implied by https URLs)
  • No visible exposed sensitive data in HTML
  • No visible vulnerable libraries detected

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:basic

Advertising & Marketing

Marketing Tools:
Google Custom Search Engine
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content in French language.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Some header findings are shown. Unlock to see the full checklist, impacted endpoints, and remediation guidance.

Security Headers

HTTP security headers analysis

25/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=16070400; includeSubDomains" Unlock the full report to read the complete fix.

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks Unlock the full report to read the complete fix.

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing Unlock the full report to read the complete fix.

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load Unlock the full report to read the complete fix.

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended) Unlock the full report to read the complete fix.

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests Unlock the full report to read the complete fix.

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs Unlock the full report to read the complete fix.

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages Unlock the full report to read the complete fix.

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

Preview of GDPR checkpoints is visible. Unlock to reveal full evidence, policy excerpts, and DPIA guidance.

GDPR Compliance

Privacy and data protection assessment

25/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy Unlock the full report to read the complete fix.

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies Unlock the full report to read the complete fix.

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements Unlock the full report to read the complete fix.

Third-party services without privacy policy

HIGH

Detected services: LinkedIn, YouTube Unlock the full report to read the complete fix.

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

You can see headline NIS2 checks. Upgrade to access the full control mapping, severity breakdown, and remediation plan.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures Unlock the full report to read the complete fix.

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure Unlock the full report to read the complete fix.

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management Unlock the full report to read the complete fix.

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans Unlock the full report to read the complete fix.

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity Unlock the full report to read the complete fix.

No security contact information

HIGH

NIS2 requires clear incident reporting channels Unlock the full report to read the complete fix.

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure Unlock the full report to read the complete fix.

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts Unlock the full report to read the complete fix.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Quick view of email authentication checks is provided. Unlock to uncover full DNS evidence, record diffs, and fix scripts.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails Unlock the full report to read the complete fix.

No BIMI Record

LOW

BIMI displays brand logos in email clients Unlock the full report to read the complete fix.

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery Unlock the full report to read the complete fix.

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues Unlock the full report to read the complete fix.

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx mx:worldline.com include:_spf.worldline-solutions.com ip4:89.106.184.134 ip4:89.106.184.135 ~all
DNS Lookups:3/10
Policy:~all
DMARC Details
Policy:quarantine
Aggregate Reports:DMARCReport@bcl.lu

🏆SSL/TLS Security

Certificate validity and encryption analysis.

This is a teaser of the TLS audit. Unlock to view certificate chains, cipher support tables, and remediation steps.

SSL/TLS Security

Certificate validity and encryption analysis

67/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1 Unlock the full report to read the complete fix.

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy Unlock the full report to read the complete fix.

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs Unlock the full report to read the complete fix.

Mixed Content Detected

MEDIUM

10 resources loaded over insecure HTTP Unlock the full report to read the complete fix.

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints Unlock the full report to read the complete fix.

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

Unlock the full DNS posture audit to reveal misconfigurations, zone records, and actionable fixes.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain Unlock the full report to read the complete fix.

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found Unlock the full report to read the complete fix.

Domain Registration Details

DNS Records

A Records:217.117.196.133
Name Servers:
ns1.pt.lu
ns2.pt.lu
ns3.pt.luDNS only
MX Records:
10: mailsrv1.bcl.lu
20: mailsrv2.bcl.lu
SOA:Serial: 2025091500, TTL: 600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:69ms

SPF Analysis

SPF Record:
v=spf1 mx mx:worldline.com include:_spf.worldline-solutions.com ip4:89.106.184.134 ip4:89.106.184.135 ~all

Network Security

Port scanning and network exposure analysis.

See a glimpse of exposed services. Unlock to access full port inventories, CVE lookups, and mitigation priorities.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports Unlock the full report to read the complete fix.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Unlock to view the complete technical breakdown, stack fingerprinting, and hardening checklist.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

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⭐ Verified Community Reviews

What others say about bcl.lu

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