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Is bcv.ch a Scam? Security Check Results - Banque Cantonale Vaudoise

bcv.ch Security Report Summary

bcv.ch received a security score of 68 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Banque Cantonale Vaudoise's website security posture. Banque Cantonale Vaudoise operates in the Finance industry in Switzerland.

Banque Cantonale Vaudoise (BCV) is a well-established Swiss bank founded in 1845, serving primarily the canton of Vaud. It offers a broad range of banking services including retail banking, SME credit, private banking, asset management, and digital banking solutions such as e-banking, Apple Pay, and TWINT. The bank holds a strong market position as the leading bank in its region with a high credit rating (AA by Standard & Poor's) and a large customer base of approximately 370,000 clients. The website reflects a mature digital infrastructure built on Adobe Experience Manager, with modern JavaScript technologies and integration with Adobe Analytics for data insights. The design is professional, mobile-optimized, and user-friendly, supporting clear navigation and comprehensive content relevant to its audience.

The security scan identified 27 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, jQuery, Adobe Launch, AppMeasurement (Adobe Analytics), MutationObserver API.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is bcv.ch Safe? Security Analysis for Banque Cantonale Vaudoise

https://bcv.ch

Check if bcv.ch is a scam or legitimate. Free security scan and reviews.

FinanceSwitzerlandlarge
JavaScriptjQueryAdobe LaunchAppMeasurement (Adobe Analytics)MutationObserver API
Analyzed 10/10/2025Completed 1:51:50 AM5mo ago
68
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainbcv.ch
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Banque Cantonale Vaudoise (BCV) is a well-established Swiss bank founded in 1845, serving primarily the canton of Vaud. It offers a broad range of banking services including retail banking, SME credit, private banking, asset management, and digital banking solutions such as e-banking, Apple Pay, and TWINT. The bank holds a strong market position as the leading bank in its region with a high credit rating (AA by Standard & Poor's) and a large customer base of approximately 370,000 clients. The website reflects a mature digital infrastructure built on Adobe Experience Manager, with modern JavaScript technologies and integration with Adobe Analytics for data insights. The design is professional, mobile-optimized, and user-friendly, supporting clear navigation and comprehensive content relevant to its audience.

Detected Technologies

JavaScriptjQueryAdobe LaunchAppMeasurement (Adobe Analytics)MutationObserver API

9 urgent findings need attention

9 high

  • + 1 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

4 findings

75/100

GDPR Compliance

4 findings

35/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

BCV's business model focuses on serving individuals, young clients, enterprises, and private banking customers with a strong emphasis on digital transformation and customer convenience. The bank's competitive advantages include its regional dominance, strong financial ratings, and comprehensive online services. Revenue streams likely include retail banking fees, mortgage lending, SME loans, asset management fees, and digital banking services. The partnership with BCV EXTRA indicates an ecosystem approach to customer engagement. The bank maintains a consistent brand image and trust signals such as security advisories and transparent policies.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a solid security posture with enforced HTTPS, secure login forms, cookie consent mechanisms, and user warnings against phishing and remote access scams. While explicit security headers are not visible in the HTML, the presence of modern security practices and the bank's reputation suggest robust backend security. However, the absence of a public security policy or incident response contact and vulnerability disclosure policy represents an area for improvement. No vulnerabilities or exposed sensitive data were detected in the content.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page outlining security frameworks and practices.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Banque Cantonale Vaudoise

Description:

La banque des Vaudoises et des Vaudois depuis 1845 et la première banque du canton auprès de la clientèle des particuliers et des entreprises.

Key Services:
Online account openingMortgage loansSME creditAsset managementE-banking services including Apple Pay and TWINT
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
JavaScriptjQueryAdobe LaunchAppMeasurement (Adobe Analytics)MutationObserver API
Frameworks:
Adobe Experience Manager (AEM)
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Login form uses POST method
  • Cookie consent mechanism implemented
  • Security warnings about phishing and remote access software
  • External links open in new tabs in webview to prevent navigation hijacking

Analytics & Tracking

Services:
Adobe Analytics
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Adobe Analytics (AppMeasurement)
Marketing Tools:
Adobe Launch
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is professionally designed and well maintained

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

75/100
Score

Weak X-Frame-Options configuration

LOW

Current value: "sameorigin, SAMEORIGIN"

Weak Referrer-Policy configuration

LOW

Current value: "same-origin"

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

35/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Third-party services without privacy policy

HIGH

Detected services: Facebook, Twitter, LinkedIn

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:194.163.64.118 ip4:194.163.64.119 ip4:194.163.64.120 ip4:194.163.64.121 a:bcv-prd-smtp.unic24.net ip4:195.49.25.210 include:spf.mailjet.com include:spf.swisscom.com ~all
DNS Lookups:3/10
Policy:~all

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

No DMARC Record

MEDIUM

DMARC policy not configured

DNS Records

A Records:194.163.65.81
Name Servers:
ns1.bcv.chDNS only
ns2.bcv.chDNS only
MX Records:
100: spmxsrv1.pub.bcv.ch
100: spmxsrv2.pub.bcv.ch
SOA:Serial: 461, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:80ms

SPF Analysis

SPF Record:
v=spf1 ip4:194.163.64.118 ip4:194.163.64.119 ip4:194.163.64.120 ip4:194.163.64.121 a:bcv-prd-smtp.unic24.net ip4:195.49.25.210 include:spf.mailjet.com include:spf.swisscom.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does bcv.ch compare?

See how bcv.ch stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Adobe Experience Manager CMS, leveraging modern JavaScript and Adobe Launch for tag management and analytics. The site is mobile-optimized with responsive design and good accessibility features. Performance is moderate, with asynchronous loading of scripts and lazy loading of images. The technical stack is modern and well integrated, though some improvements in explicit security header implementation and performance optimization could be considered. The site uses standard web technologies and integrates well with social media and external services.
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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainbcv.ch
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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