Skip to main content

Is betterment.com a Scam? Security Check Results - Betterment LLC

betterment.com favicon

Is betterment.com Safe? Security Analysis for Betterment LLC

https://betterment.com

Check if betterment.com is a scam or legitimate. Free security scan and reviews.

FinanceUnited Stateslarge
JavaScriptHubSpot CMSGoogle AnalyticsGoogle Tag ManagerSegment Analytics+2 more
Analyzed 10/25/2025Completed 7:44:28 AM
73
Security Score
MEDIUM RISK
Exclusive insights unlocked

Unlock the complete security report for betterment.com

Get full access to AI recommendations, compliance evidence, vulnerability remediation steps, and downloadable PDF reports. Upgrade once for lifetime access to this scan.

Full Report Access

All modules, AI insights, PDF download

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

How it works

  1. Enter your email to receive the unlocked report.
  2. Complete the secure EveryPay checkout (cards & local methods supported).
  3. You’ll receive an email with your unique unlock code and the PDF export.

Already purchased?

Order summary

Domainbetterment.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Betterment LLC is a leading US-based financial technology company specializing in automated investing and financial planning services. Their platform offers tailored investment portfolios, retirement accounts, cash manag… Unlock the full Guard report to read the complete analysis.

Detected Technologies

JavaScriptHubSpot CMSGoogle AnalyticsGoogle Tag ManagerSegment AnalyticsKetch (data privacy and consent management)Ada Support (chatbot)
Continuous monitoring

Keep betterment.com under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

25 €
per month · billed securely via EveryPay

Cancel anytime. Alerts sent to the contacts you choose. Unlock the full report to view historical timelines and alerts.

Unlock the full Guard report to view the monitoring timeline, JSON diffs, and alert history for betterment.com.

OffSeq Observations

No critical findings yet

91/100

DNS Health

2 findings

85/100

Email Security

4 findings

80/100

GDPR Compliance

3 findings

68/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Snapshot shown below. Unlock the full AI report for complete market insights, audience profiling, and step-by-step recommendations.

Business Intelligence

Market & Strategic Analysis

Betterment operates in the competitive robo-advisor market, leveraging a business model focused on low-cost ETF portfolios, tax-loss harvesting, and cash management solutions. Their revenue streams include advisory fees, premium advisory plans, and partnerships with payroll and benefits providers. The company targets retail investors seeking automated and goal-based investing, as well as employers offering 401(k) plans. Strategic partnerships with financial institutions and payroll providers expand their ecosystem. The company’s transparent disclosures, regulatory compliance, and multiple awards reinforce its competitive advantage and trustworthiness in the fintech space.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

Betterment’s website employs strong security measures including HTTPS encryption, comprehensive security headers, and a consent management platform (Ketch) for privacy compliance. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of a public security policy and incident response contact limits transparency. There is no evidence of a vulnerability disclosure program or security.txt file. Overall, the security maturity is high for a fintech platform, but improvements in public security documentation and incident response readiness are recommended.

Strategic Recommendations

Priority Actions for Security Improvement

1

Upgrade to the full Guard report to access tailored remediation steps.

Observations

AI-powered comprehensive website and business analysis.

A preview of your strategic observations is visible. Upgrade to unlock the full competitive positioning, trust signals, and branding checklist.

AI-Enhanced Website Analysis

Business Insights

Company:

Betterment LLC

Description:

Betterment helps grow money by making saving and investing easy through tailored portfolios, goal buckets, and rewards.

Key Services:
Automated investingRetirement accounts (IRAs, 401(k)s, Solo 401(k))Cash management (Checking, Cash Reserve)Premium financial advisoryTax-loss harvestingSocially responsible investing
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
JavaScriptHubSpot CMSGoogle AnalyticsGoogle Tag ManagerSegment AnalyticsKetch (data privacy and consent management)Ada Support (chatbot)
Frameworks:
HubSpot CMS framework
Platforms:
WebMobile apps (iOS, Android)
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
90/100
Best Practices:
  • HTTPS enforced
  • Use of security headers
  • No exposed sensitive data in HTML
  • Secure forms with proper input handling
  • Use of consent management platform (Ketch)

Analytics & Tracking

Services:
Google AnalyticsGoogle Analytics 4SegmentHubSpot AnalyticsG2 Ratings
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Facebook Ads (via hsadspixel.net)
Tracking Pixels:
HubSpot trackingSegment AnalyticsFacebook Pixel
Marketing Tools:
HubSpot marketing automationSegment
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is professionally designed and well maintained.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Some header findings are shown. Unlock to see the full checklist, impacted endpoints, and remediation guidance.

Security Headers

HTTP security headers analysis

75/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=3628800" Unlock the full report to read the complete fix.

Weak Referrer-Policy configuration

LOW

Current value: "origin-when-cross-origin" Unlock the full report to read the complete fix.

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs Unlock the full report to read the complete fix.

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages Unlock the full report to read the complete fix.

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

Preview of GDPR checkpoints is visible. Unlock to reveal full evidence, policy excerpts, and DPIA guidance.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage Unlock the full report to read the complete fix.

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR Unlock the full report to read the complete fix.

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements Unlock the full report to read the complete fix.

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

You can see headline NIS2 checks. Upgrade to access the full control mapping, severity breakdown, and remediation plan.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures Unlock the full report to read the complete fix.

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure Unlock the full report to read the complete fix.

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management Unlock the full report to read the complete fix.

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans Unlock the full report to read the complete fix.

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity Unlock the full report to read the complete fix.

No security contact information

HIGH

NIS2 requires clear incident reporting channels Unlock the full report to read the complete fix.

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure Unlock the full report to read the complete fix.

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts Unlock the full report to read the complete fix.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Quick view of email authentication checks is provided. Unlock to uncover full DNS evidence, record diffs, and fix scripts.

Email Security

SPF, DKIM, and DMARC validation

80/100
Score

Complex SPF record

LOW

Too many include statements can cause lookup limits Unlock the full report to read the complete fix.

No BIMI Record

LOW

BIMI displays brand logos in email clients Unlock the full report to read the complete fix.

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery Unlock the full report to read the complete fix.

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues Unlock the full report to read the complete fix.

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.google.com include:mail.zendesk.com include:spf.mandrillapp.com include:cust-spf.exacttarget.com include:_spf.salesforce.com include:5274572.spf02.hubspotemail.net ip4:23.21.109.197 ip4:23.21.109.212 ip4:147.160.167.14 ip4:147.160.167.15 ip4:52.49.235.189 ip4:52.49.201.246 ip4:208.81.212.0/22 ip4:50.31.156.96/27 ip4:104.245.209.192/26 ip4:50.31.205.0/24 ip4:147.160.158.0/24 ~all
DNS Lookups:6/10
Policy:~all
DKIM Selectors Found
Selector:google(1296-bit rsa)
Selector:k1(1296-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:rfxxu0wn@ag.dmarcian.com
Forensic Reports:rfxxu0wn@fr.dmarcian.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

This is a teaser of the TLS audit. Unlock to view certificate chains, cipher support tables, and remediation steps.

SSL/TLS Security

Certificate validity and encryption analysis

65/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 35 days Unlock the full report to read the complete fix.

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak Unlock the full report to read the complete fix.

Mixed Content Detected

MEDIUM

6 resources loaded over insecure HTTP Unlock the full report to read the complete fix.

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints Unlock the full report to read the complete fix.

Certificate Details

Subject:www.betterment.com
Issuer:E8
Valid Until:11/29/2025 (35 days)
SANs:www.betterment.com

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

Unlock the full DNS posture audit to reveal misconfigurations, zone records, and actionable fixes.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain Unlock the full report to read the complete fix.

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification Unlock the full report to read the complete fix.

Domain Registration Details

Domain Age
23 years(mature)
Expiry Risk
low(44 days)
Protection Level
basicDNSSEC OFF

DNS Records

A Records:199.60.103.173, 199.60.103.73
Name Servers:
ns-1161.awsdns-17.org
ns-16.awsdns-02.com
ns-1989.awsdns-56.co.uk
ns-810.awsdns-37.net
MX Records:
10: aspmx.l.google.com
70: aspmx5.googlemail.com
30: alt2.aspmx.l.google.com
40: aspmx2.googlemail.com
50: aspmx3.googlemail.com
20: alt1.aspmx.l.google.com
60: aspmx4.googlemail.com
SOA:Serial: 1, TTL: 86400s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:38ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.google.com include:mail.zendesk.com include:spf.mandrillapp.com include:cust-spf.exacttarget.com include:_spf.salesforce.com include:5274572.spf02.hubspotemail.net ip4:23.21.109.197 ip4:23.21.109.212 ip4:147.160.167.14 ip4:147.160.167.15 ip4:52.49.235.189 ip4:52.49.201.246 ip4:208.81.212.0/22 ip4:50.31.156.96/27 ip4:104.245.209.192/26 ip4:50.31.205.0/24 ip4:147.160.158.0/24 ~all

Network Security

Port scanning and network exposure analysis.

See a glimpse of exposed services. Unlock to access full port inventories, CVE lookups, and mitigation priorities.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports Unlock the full report to read the complete fix.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Unlock to view the complete technical breakdown, stack fingerprinting, and hardening checklist.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

Unlock the full Guard report to review the complete technical breakdown and AI recommendations.
⭐ Verified Community Reviews

What others say about betterment.com

Share your experience to help others make informed decisions. We verify every review by email and publish it once our moderation team approves it.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

out of 5

0 reviews published

Loading reviews…

How did we do?

Your feedback directly shapes our roadmap. Rate the quality of this report, leave an optional comment, and let us know if you want our security specialists to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.

Analyze Another Website