Is bhw.it Safe? Security Analysis for BHW Bausparkasse AG
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
BHW Bausparkasse AG is a well-established financial institution specializing in mortgage and loan services primarily for the Italian market. The company operates with a mature domain registered since 1999 and offers a range of services including credit management and administrative support, some of which are outsourced to reputable partners like Cerved Credit Management Group. The website provides clear contact information and legal references, supporting its credibility in the finance sector. Technically, the website employs legacy technologies such as jQuery and Modernizr and demonstrates moderate performance with good mobile optimization. However, the absence of a valid SSL certificate and HTTPS support significantly undermines the site's security posture. The lack of security headers and cookie consent mechanisms further highlights compliance and security gaps. From a security perspective, while SPF and DMARC records are properly configured, the missing HTTPS and security headers expose users to potential risks. The domain's WHOIS data is consistent with the business claims, showing a low expiry risk and no privacy protection, which supports legitimacy. Overall, the site requires urgent security improvements to protect user data and comply with privacy regulations. Strategic recommendations include implementing HTTPS with a valid SSL certificate, enabling security headers and HSTS, introducing cookie consent mechanisms to comply with GDPR, and enhancing domain protection. These measures will improve trust, security, and compliance, aligning the website with industry best practices.
Detected Technologies
13 urgent findings need attention
4 critical · 9 high
- + 5 more findings in the full report below
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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
7 findings
30/100
GDPR Compliance
6 findings
0/100
NIS2 Compliance
8 findings
5/100
Email Security
2 findings
75/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
BHW Bausparkasse AG holds a solid market position as a medium-sized financial services provider focused on mortgage and loan products in Italy. Its business model leverages partnerships with credit management firms to outsource administrative and credit recovery functions, optimizing operational efficiency. The company targets Italian customers seeking mortgage financing solutions, supported by clear communication channels and legal compliance references. The website reflects a consistent branding strategy and provides essential business information, although it lacks advanced digital marketing and analytics tools. The partnership ecosystem with Cerved Credit Management Group indicates strategic collaboration to manage credit risks and customer portfolios effectively. Growth indicators are not explicitly visible on the website, but the mature domain and longstanding presence suggest stability. Overall, BHW Bausparkasse AG demonstrates a focused business approach with reliable service offerings, though digital maturity and online marketing sophistication appear limited.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Security Posture Analysis
Comprehensive Security Assessment
The current security posture of the BHW Bausparkasse website is weak due to the absence of HTTPS and a valid SSL certificate, exposing users to data interception and man-in-the-middle attacks. While SPF and DMARC DNS records are correctly configured, enhancing email security, the lack of security headers such as Content-Security-Policy and X-Frame-Options increases vulnerability to common web attacks. No incident response or security policy information is publicly available, indicating potential gaps in transparency and readiness. The website does not implement cookie consent mechanisms, raising GDPR compliance concerns. The domain is not protected with locks, which could allow unauthorized DNS changes. To improve security maturity, the company should prioritize SSL implementation, add security headers, enable HSTS, and publish clear security and incident response policies. These steps will reduce risk exposure and demonstrate a commitment to protecting customer data.
Strategic Recommendations
Priority Actions for Security Improvement
Implement a valid SSL/TLS certificate and enable HTTPS site-wide immediately.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
Insufficient contact information
MEDIUMGDPR requires organizations to provide clear contact details
EU business without adequate privacy measures
CRITICALEU businesses are subject to strict GDPR requirements
No HTTPS encryption
CRITICALGDPR requires appropriate security measures for personal data
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No HTTPS encryption
CRITICALNIS2 requires appropriate technical measures including encryption
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
DMARC not enforcing
MEDIUMDMARC policy is set to "none"
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
SPF Details
DMARC Details
MTA-STS Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
No HTTPS Encryption
CRITICALWebsite does not use HTTPS encryption, making all data transmission vulnerable to interception
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Transfer Lock Not Enabled
MEDIUMDomain can be transferred without authorization
Domain Delete Lock Not Enabled
LOWDomain can be deleted without additional verification
DMARC Policy Set to None
LOWDMARC is configured but not enforcing any policy
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does bhw.it compare?
bhw.it scores below average. Browse similar domains to see how competitors handle security.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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