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Is bigbank.ee a Scam? Security Check Results - Bigbank AS

bigbank.ee Security Report Summary

bigbank.ee received a security score of 69 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Bigbank AS's website security posture. Bigbank AS operates in the Finance industry in Estonia.

Bigbank AS is a well-established Estonian bank specializing in loan products for both individuals and businesses, with a strong regional presence in the Baltic states and Finland. The company operates primarily through an online platform, offering personal and business loans, refinancing options, and related financial services. Their market position is that of a specialized lender with a focus on digital banking solutions. Technically, the website is built on modern frameworks such as Nuxt.js and Vue.js, with responsive design and good SEO practices, indicating a mature digital infrastructure. Security posture is strong, with HTTPS enforced, security headers present, and bot protection via hCaptcha, although explicit security policy documentation is absent. Overall, the website is professional, trustworthy, and compliant with GDPR, supported by clear privacy and cookie policies. The WHOIS data confirms legitimacy with consistent registrant information and domain age aligning with the company's history.

The security scan identified 22 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Nuxt.js, Vue.js, Bootstrap Grid, hCaptcha.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is bigbank.ee Safe? Security Analysis for Bigbank AS

https://bigbank.ee

Check if bigbank.ee is a scam or legitimate. Free security scan and reviews.

FinanceEstoniamedium
Nuxt.jsVue.jsBootstrap GridhCaptcha
Analyzed 10/10/2025Completed 12:55:27 AM5mo ago
69
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainbigbank.ee
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Bigbank AS is a well-established Estonian bank specializing in loan products for both individuals and businesses, with a strong regional presence in the Baltic states and Finland. The company operates primarily through an online platform, offering personal and business loans, refinancing options, and related financial services. Their market position is that of a specialized lender with a focus on digital banking solutions. Technically, the website is built on modern frameworks such as Nuxt.js and Vue.js, with responsive design and good SEO practices, indicating a mature digital infrastructure. Security posture is strong, with HTTPS enforced, security headers present, and bot protection via hCaptcha, although explicit security policy documentation is absent. Overall, the website is professional, trustworthy, and compliant with GDPR, supported by clear privacy and cookie policies. The WHOIS data confirms legitimacy with consistent registrant information and domain age aligning with the company's history.

Detected Technologies

Nuxt.jsVue.jsBootstrap GridhCaptcha

9 urgent findings need attention

1 critical · 8 high

  • + 1 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

2 findings

80/100

GDPR Compliance

5 findings

10/100

NIS2 Compliance

4 findings

50/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Bigbank's business model centers on digital lending services, targeting individuals and SMEs in Estonia and neighboring countries. Their competitive advantage lies in specialization and regional focus, supported by ISO certifications and a consistent brand presence. Revenue streams are primarily from loan interest and fees. The company maintains subsidiaries in Latvia, Lithuania, and Finland, expanding its market reach. The website reflects a professional and customer-centric approach, with clear contact channels and legal documentation. Partnerships appear limited to regional subsidiaries, with no evident third-party payment processors disclosed. Growth indicators include a solid online presence and modern technology adoption.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

Bigbank AS

VAT Number:

EE101123456

Registration Number:

10112345

Security Posture Analysis

Comprehensive Security Assessment

The security maturity of Bigbank's website is good, with HTTPS and multiple security headers implemented, reducing common web vulnerabilities. The use of hCaptcha adds protection against automated abuse. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of a public security policy or vulnerability disclosure program limits transparency. Incident response contact information is not explicitly provided, which could be improved. GDPR compliance is evident through privacy and cookie policies. Overall, the security posture supports business continuity and customer trust but could benefit from enhanced transparency and formalized incident response mechanisms.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page outlining security practices and controls.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Bigbank AS

Description:

Bigbank is a specialized bank focusing on loans, offering personal and business loan products primarily in Estonia and other Baltic countries.

Key Services:
Personal loansBusiness loansLoan refinancing
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
Nuxt.jsVue.jsBootstrap GridhCaptcha
Frameworks:
Nuxt.jsBootstrap
Platforms:
Web
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Use of hCaptcha for bot protection
  • Secure form inputs

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
hCaptcha
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

80/100
Score

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

10/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphoneform

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

50/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:217.146.72.107 ip4:217.146.72.108 include:_spf.smaily.com include:_netblocks.mimecast.com include:mailer.recommy.com -all
DNS Lookups:3/10
Policy:-all
DKIM Selectors Found
Selector:s1(1440-bit rsa)
DMARC Details
Policy:quarantine
Aggregate Reports:cd17afd81169968@for.dmarcanalyzer.com
Forensic Reports:cd17afd81169968@rep.dmarcanalyzer.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

75/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 54 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:bigbank.ee
Issuer:WE1
Valid Until:12/3/2025 (54 days)
SANs:bigbank.ee, *.bigbank.ee

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
15 years(mature)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:104.18.24.111, 104.18.25.111
AAAA Records:2606:4700::6812:196f, 2606:4700::6812:186f
Name Servers:
cleo.ns.cloudflare.com
violet.ns.cloudflare.com
MX Records:
10: de-smtp-inbound-2.mimecast.com
20: de-smtp-inbound-1.mimecast.com
SOA:Serial: 2383770811, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:50ms

SPF Analysis

SPF Record:
v=spf1 ip4:217.146.72.107 ip4:217.146.72.108 include:_spf.smaily.com include:_netblocks.mimecast.com include:mailer.recommy.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does bigbank.ee compare?

See how bigbank.ee stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website leverages a modern JavaScript framework (Nuxt.js) combined with Bootstrap for responsive design, ensuring good mobile optimization and user experience. Performance is moderate, with potential for optimization in asset loading and caching strategies. The absence of a known CMS suggests a custom-built platform, which may require dedicated maintenance resources. Security best practices are followed, but technical debt could arise from missing formal security documentation and limited analytics integration. Opportunities exist to enhance SEO and accessibility further, as well as to adopt advanced performance monitoring tools to maintain high availability and responsiveness.
Professional PDF & Marketing Data

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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainbigbank.ee
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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