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Is bilfinans.no a Scam? Security Check Results - Volkswagen Møller Bilfinans AS Reviews

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Is bilfinans.no Safe? Security Analysis for Volkswagen Møller Bilfinans AS

https://bilfinans.no

Check if bilfinans.no is a scam or legitimate. Free security scan and reviews.

FinanceNorwaylarge
Adobe Helix RUMAdobe DTM (Dynamic Tag Manager)JavaScriptHTML5CSS3+1 more
Analyzed 10/11/2025Completed 3:25:58 PM
68
Security Score
MEDIUM RISK
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Domainbilfinans.no
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Volkswagen Møller Bilfinans AS is a leading Norwegian financial services company specializing in vehicle leasing, financing, and insurance for both private and business customers. The company positions itself as one of N… Unlock the full Guard report to read the complete analysis.

Detected Technologies

Adobe Helix RUMAdobe DTM (Dynamic Tag Manager)JavaScriptHTML5CSS3WebP images

Security Headers

3 findings

80/100

GDPR Compliance

4 findings

35/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Snapshot shown below. Unlock the full AI report for complete market insights, audience profiling, and step-by-step recommendations.

Business Intelligence

Market & Strategic Analysis

Volkswagen Møller Bilfinans operates in the finance and transportation sectors, focusing on vehicle leasing and financing solutions. Their business model revolves around providing tailored financial products to both private individuals and corporate clients, leveraging partnerships with major car manufacturers. The company benefits from a strong brand association with Volkswagen and related automotive brands, enhancing customer trust and market reach. Their digital ecosystem includes customer portals such as Min Bilfinans and Fleetweb, indicating a mature digital service offering. The absence of direct contact information on the main site suggests a focus on digital self-service channels. The company appears to have a large operational scale within Norway, supported by a network of 99 dealerships. Strategic partnerships and a comprehensive service portfolio position them well for continued growth in the Norwegian automotive finance market.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a good baseline security posture with mandatory HTTPS and secure login via BankID, which is a strong authentication mechanism in Norway. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the lack of visible security headers such as Content-Security-Policy, X-Frame-Options, and others reduces the overall security hardening. The absence of a cookie consent banner and explicit privacy compliance mechanisms could pose regulatory risks under GDPR. No incident response or security policy pages were found, which limits transparency and preparedness communication. Overall, the security posture is solid but could be improved by implementing additional HTTP security headers, publishing security policies, and enhancing privacy compliance features.

Strategic Recommendations

Priority Actions for Security Improvement

1

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Observations

AI-powered comprehensive website and business analysis.

A preview of your strategic observations is visible. Upgrade to unlock the full competitive positioning, trust signals, and branding checklist.

AI-Enhanced Website Analysis

Business Insights

Company:

Volkswagen Møller Bilfinans AS

Description:

Vi er Norges største leasingselskap, og tilbyr finansiering til både privatkunder og næring.

Key Services:
PrivatleasingBillånLeasing for næringskunderForsikringBiladministrasjonVedlikehold
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
Adobe Helix RUMAdobe DTM (Dynamic Tag Manager)JavaScriptHTML5CSS3WebP images
Frameworks:
Adobe Experience Manager (AEM)
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Use of BankID for authentication
  • No exposed sensitive data in HTML
  • Secure login portals open in new windows

Analytics & Tracking

Services:
Adobe Helix RUM
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Tracking Pixels:
Adobe DTM
Marketing Tools:
Adobe DTMAdobe Helix RUM
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and navigation

🛡️Security Headers

HTTP security headers analysis and recommendations.

Some header findings are shown. Unlock to see the full checklist, impacted endpoints, and remediation guidance.

Security Headers

HTTP security headers analysis

80/100
Score

Weak Referrer-Policy configuration

LOW

Current value: "origin" Unlock the full report to read the complete fix.

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs Unlock the full report to read the complete fix.

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages Unlock the full report to read the complete fix.

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

Preview of GDPR checkpoints is visible. Unlock to reveal full evidence, policy excerpts, and DPIA guidance.

GDPR Compliance

Privacy and data protection assessment

35/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy Unlock the full report to read the complete fix.

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage Unlock the full report to read the complete fix.

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies Unlock the full report to read the complete fix.

Third-party services without privacy policy

HIGH

Detected services: Facebook, LinkedIn Unlock the full report to read the complete fix.

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

You can see headline NIS2 checks. Upgrade to access the full control mapping, severity breakdown, and remediation plan.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures Unlock the full report to read the complete fix.

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure Unlock the full report to read the complete fix.

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management Unlock the full report to read the complete fix.

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans Unlock the full report to read the complete fix.

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity Unlock the full report to read the complete fix.

No security contact information

HIGH

NIS2 requires clear incident reporting channels Unlock the full report to read the complete fix.

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure Unlock the full report to read the complete fix.

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts Unlock the full report to read the complete fix.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Quick view of email authentication checks is provided. Unlock to uncover full DNS evidence, record diffs, and fix scripts.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails Unlock the full report to read the complete fix.

No BIMI Record

LOW

BIMI displays brand logos in email clients Unlock the full report to read the complete fix.

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery Unlock the full report to read the complete fix.

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues Unlock the full report to read the complete fix.

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 -all
DNS Lookups:0/10
Policy:-all
DMARC Details
Policy:quarantine
Aggregate Reports:volkswagenfs@rua.netcraft.com
Forensic Reports:volkswagenfs@ruf.netcraft.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

This is a teaser of the TLS audit. Unlock to view certificate chains, cipher support tables, and remediation steps.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1 Unlock the full report to read the complete fix.

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy Unlock the full report to read the complete fix.

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs Unlock the full report to read the complete fix.

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 82 days Unlock the full report to read the complete fix.

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints Unlock the full report to read the complete fix.

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

Unlock the full DNS posture audit to reveal misconfigurations, zone records, and actionable fixes.

DNS Health

DNS configuration and security assessment

90/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain Unlock the full report to read the complete fix.

Domain Registration Details

Domain Age
0 years(young)

DNS Records

A Records:185.60.97.123
Name Servers:
dnsglb1.vwfsag.deDNS only
dnsglb2.vwfs.netDNS only
SOA:Serial: 1000355, TTL: 900s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:130ms

SPF Analysis

SPF Record:
v=spf1 -all

Network Security

Port scanning and network exposure analysis.

See a glimpse of exposed services. Unlock to access full port inventories, CVE lookups, and mitigation priorities.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports Unlock the full report to read the complete fix.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Unlock to view the complete technical breakdown, stack fingerprinting, and hardening checklist.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

Unlock the full Guard report to review the complete technical breakdown and AI recommendations.
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