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Is bobfinancial.com a Scam? Security Check Results - BOBCARD LIMITED

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Is bobfinancial.com Safe? Security Analysis for BOBCARD LIMITED

https://bobfinancial.com

Check if bobfinancial.com is a scam or legitimate. Free security scan and reviews.

FinanceIndiamedium
ReactNext.jsJavaScriptGoogle Tag ManagerMicrosoft Clarity+1 more
Analyzed 7/25/2025Completed 8:23:27 AM
80
Security Score
LOW RISK
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Domainbobfinancial.com
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Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

BOBCARD LIMITED operates as a credit card and financial services provider in India, offering a diverse portfolio of credit cards tailored for retail and corporate customers. The company is a wholly owned subsidiary of Ba… Unlock the full Guard report to read the complete analysis.

Detected Technologies

ReactNext.jsJavaScriptGoogle Tag ManagerMicrosoft ClarityFacebook Pixel
Continuous monitoring

Keep bobfinancial.com under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

1 finding

95/100

GDPR Compliance

3 findings

58/100

NIS2 Compliance

5 findings

55/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Snapshot shown below. Unlock the full AI report for complete market insights, audience profiling, and step-by-step recommendations.

Business Intelligence

Market & Strategic Analysis

BOBCARD holds a competitive position in the Indian credit card market, leveraging its association with Bank of Baroda to build trust and brand recognition. Its business model centers on issuing credit cards with varied benefits targeting different customer segments including women, professionals, defense personnel, and business owners. Revenue streams likely include interest, fees, and merchant partnerships. The company maintains a strong partnership ecosystem with multiple digital platforms for card management and application processing. Growth indicators include active marketing campaigns, diverse product offerings, and digital transformation initiatives. The company emphasizes customer empowerment through digital tools and rewards programs, positioning itself as a modern and inclusive financial service provider.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a solid security foundation with HTTPS enforced and secure digital onboarding processes. However, the absence of explicit security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options represents an opportunity for improvement. No vulnerabilities or exposed sensitive data were detected in the HTML content. The lack of published security policies or incident response contacts limits transparency and may impact user trust. The use of tokenization and secure login portals is implied but not explicitly documented. Overall, the security maturity is good but could be enhanced by formalizing policies and improving header configurations.

Strategic Recommendations

Priority Actions for Security Improvement

1

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Observations

AI-powered comprehensive website and business analysis.

A preview of your strategic observations is visible. Upgrade to unlock the full competitive positioning, trust signals, and branding checklist.

AI-Enhanced Website Analysis

Business Insights

Company:

BOBCARD LIMITED

Description:

BOBCARD LIMITED is a credit card and financial service provider offering a wide range of card products and services for retail and corporate customers.

Key Services:
Credit card issuanceRewards and cashback programsDigital card managementCustomer support and application tracking
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
ReactNext.jsJavaScriptGoogle Tag ManagerMicrosoft ClarityFacebook Pixel
Frameworks:
Next.js
Platforms:
Web
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Secure forms with digital onboarding
  • Use of tokenization and secure login portals implied

Analytics & Tracking

Services:
Google Analytics (via GTM)Microsoft ClarityFacebook Pixel
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Tracking Pixels:
Microsoft ClarityFacebook Pixel
Marketing Tools:
Facebook PixelMicrosoft Clarity
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content about credit card products.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Some header findings are shown. Unlock to see the full checklist, impacted endpoints, and remediation guidance.

Security Headers

HTTP security headers analysis

95/100
Score

Weak Referrer-Policy configuration

LOW

Current value: "origin-when-cross-origin" Unlock the full report to read the complete fix.

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

Preview of GDPR checkpoints is visible. Unlock to reveal full evidence, policy excerpts, and DPIA guidance.

GDPR Compliance

Privacy and data protection assessment

58/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage Unlock the full report to read the complete fix.

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies Unlock the full report to read the complete fix.

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements Unlock the full report to read the complete fix.

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

You can see headline NIS2 checks. Upgrade to access the full control mapping, severity breakdown, and remediation plan.

NIS2 Compliance

Network & Information Security Directive

55/100
Score

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure Unlock the full report to read the complete fix.

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans Unlock the full report to read the complete fix.

No security contact information

HIGH

NIS2 requires clear incident reporting channels Unlock the full report to read the complete fix.

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure Unlock the full report to read the complete fix.

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts Unlock the full report to read the complete fix.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Quick view of email authentication checks is provided. Unlock to uncover full DNS evidence, record diffs, and fix scripts.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients Unlock the full report to read the complete fix.

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery Unlock the full report to read the complete fix.

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues Unlock the full report to read the complete fix.

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spfnew.logix.in include:spf.protection.outlook.com include:spf_c.oraclecloud.com ip4:123.108.58.124 ~all
DNS Lookups:3/10
Policy:~all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
DMARC Details
Policy:quarantine
Aggregate Reports:bfsl.emailsec@bobcard.co.in
Forensic Reports:bfsl.emailsec@bobcard.co.in

🏆SSL/TLS Security

Certificate validity and encryption analysis.

This is a teaser of the TLS audit. Unlock to view certificate chains, cipher support tables, and remediation steps.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1 Unlock the full report to read the complete fix.

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy Unlock the full report to read the complete fix.

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs Unlock the full report to read the complete fix.

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints Unlock the full report to read the complete fix.

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

Unlock the full DNS posture audit to reveal misconfigurations, zone records, and actionable fixes.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain Unlock the full report to read the complete fix.

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found Unlock the full report to read the complete fix.

DNS Records

A Records:180.179.30.134
Name Servers:
ns03.domaincontrol.comDNS only
ns04.domaincontrol.comDNS only
MX Records:
100: mx01.bobfinancial.com
100: mx02.bobfinancial.com
0: mx02.bobcard.co.in
0: mx01.bobcard.co.in
SOA:Serial: 2025071601, TTL: 600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:98ms

SPF Analysis

SPF Record:
v=spf1 include:_spfnew.logix.in include:spf.protection.outlook.com include:spf_c.oraclecloud.com ip4:123.108.58.124 ~all

Network Security

Port scanning and network exposure analysis.

See a glimpse of exposed services. Unlock to access full port inventories, CVE lookups, and mitigation priorities.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports Unlock the full report to read the complete fix.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Unlock to view the complete technical breakdown, stack fingerprinting, and hardening checklist.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

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