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Is bolt.com a Scam? Security Check Results - Bolt Financial, Inc. Reviews

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Is bolt.com Safe? Security Analysis for Bolt Financial, Inc.

https://bolt.com

Check if bolt.com is a scam or legitimate. Free security scan and reviews.

TechnologyUnited Stateslarge
ReactNext.jsGoogle OptimizeWistia video playerCloudinary (image hosting)+1 more
Analyzed 10/8/2025Completed 7:22:58 AM
72
Security Score
MEDIUM RISK
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Domainbolt.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Bolt Financial, Inc. operates a sophisticated technology platform focused on simplifying checkout and finance experiences for retailers and customers. Positioned as an innovative leader in the e-commerce and fintech sect… Unlock the full Guard report to read the complete analysis.

Detected Technologies

ReactNext.jsGoogle OptimizeWistia video playerCloudinary (image hosting)Transcend (privacy management)

Security Headers

4 findings

75/100

GDPR Compliance

3 findings

58/100

NIS2 Compliance

9 findings

2/100

Email Security

1 finding

95/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Snapshot shown below. Unlock the full AI report for complete market insights, audience profiling, and step-by-step recommendations.

Business Intelligence

Market & Strategic Analysis

Bolt's market positioning as a cutting-edge checkout and payments platform is reinforced by strategic partnerships, such as with Klarna, and a diverse service offering that includes AI-powered personalization and stablecoin integration. The business model is primarily B2B SaaS, generating revenue through checkout solutions, fraud prevention, and subscription management. The company demonstrates growth through new product launches like Checkout 2.0 and the SuperApp. Its partnership ecosystem and client base include notable retail brands, enhancing its competitive advantage. The website content and structure reflect a mature, large enterprise with a focus on innovation and customer retention.

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a mature security posture with HTTPS enforced and no visible sensitive data leaks. However, the absence of explicit security headers such as Content Security Policy (CSP), HSTS, and X-Frame-Options represents an area for improvement. No public security policy or incident response contact information is provided, which could hinder transparency and trust in case of security incidents. Privacy compliance is well addressed via a detailed privacy policy, but the lack of a cookie consent banner may pose compliance risks under GDPR and similar regulations. Overall, the security maturity is good but could be enhanced by formalizing policies and improving header configurations.

Strategic Recommendations

Priority Actions for Security Improvement

1

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Observations

AI-powered comprehensive website and business analysis.

A preview of your strategic observations is visible. Upgrade to unlock the full competitive positioning, trust signals, and branding checklist.

AI-Enhanced Website Analysis

Business Insights

Company:

Bolt Financial, Inc.

Description:

Bolt powers frictionless experiences for retailers and customers at every step of the shopping journey—from login to checkout.

Key Services:
Checkout solutions (Checkout 2.0, Checkout OS, Checkout Everywhere)Fraud managementSubscriptionsStablecoinsUser networkConnect platformSuperApp for finance and crypto
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
ReactNext.jsGoogle OptimizeWistia video playerCloudinary (image hosting)Transcend (privacy management)
Frameworks:
Next.js
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of security-related meta tags

Analytics & Tracking

Services:
Google Optimize
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Google OptimizeWistia
Marketing Tools:
HubSpot (form)Marketo (form)Transcend (privacy management)
Transparency Level:basic

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and modern design

🛡️Security Headers

HTTP security headers analysis and recommendations.

Some header findings are shown. Unlock to see the full checklist, impacted endpoints, and remediation guidance.

Security Headers

HTTP security headers analysis

75/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=2592000; includeSubDomains" Unlock the full report to read the complete fix.

Weak Referrer-Policy configuration

LOW

Current value: "origin" Unlock the full report to read the complete fix.

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs Unlock the full report to read the complete fix.

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages Unlock the full report to read the complete fix.

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

Preview of GDPR checkpoints is visible. Unlock to reveal full evidence, policy excerpts, and DPIA guidance.

GDPR Compliance

Privacy and data protection assessment

58/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage Unlock the full report to read the complete fix.

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies Unlock the full report to read the complete fix.

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements Unlock the full report to read the complete fix.

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

You can see headline NIS2 checks. Upgrade to access the full control mapping, severity breakdown, and remediation plan.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures Unlock the full report to read the complete fix.

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure Unlock the full report to read the complete fix.

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management Unlock the full report to read the complete fix.

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans Unlock the full report to read the complete fix.

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity Unlock the full report to read the complete fix.

No security contact information

HIGH

NIS2 requires clear incident reporting channels Unlock the full report to read the complete fix.

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure Unlock the full report to read the complete fix.

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts Unlock the full report to read the complete fix.

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital Unlock the full report to read the complete fix.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Quick view of email authentication checks is provided. Unlock to uncover full DNS evidence, record diffs, and fix scripts.

Email Security

SPF, DKIM, and DMARC validation

95/100
Score

Complex SPF record

LOW

Too many include statements can cause lookup limits Unlock the full report to read the complete fix.

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:servers.mcsv.net include:_spf.google.com include:_spf.bigcommerce.com include:44395348.spf05.hubspotemail.net include:mg-spf.greenhouse.io include:mail-spf.devrev.ai ip4:23.227.61.129 ip4:23.227.61.130 -all
DNS Lookups:6/10
Policy:-all
DKIM Selectors Found
Selector:google(1296-bit rsa)
Selector:k1(1296-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:reject
Subdomain Policy:reject
Aggregate Reports:demarc-reports@bolt.com
Forensic Reports:demarc-reports@bolt.com
MTA-STS Details

🏆SSL/TLS Security

Certificate validity and encryption analysis.

This is a teaser of the TLS audit. Unlock to view certificate chains, cipher support tables, and remediation steps.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1 Unlock the full report to read the complete fix.

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy Unlock the full report to read the complete fix.

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs Unlock the full report to read the complete fix.

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 63 days Unlock the full report to read the complete fix.

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints Unlock the full report to read the complete fix.

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

Unlock the full DNS posture audit to reveal misconfigurations, zone records, and actionable fixes.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain Unlock the full report to read the complete fix.

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found Unlock the full report to read the complete fix.

DNS Records

A Records:18.239.18.100, 18.239.18.82, 18.239.18.93, 18.239.18.86
Name Servers:
ns-1089.awsdns-08.orgDNS only
ns-1953.awsdns-52.co.ukDNS only
ns-365.awsdns-45.comDNS only
ns-576.awsdns-08.netDNS only
MX Records:
5: alt1.aspmx.l.google.com
10: alt4.aspmx.l.google.com
5: alt2.aspmx.l.google.com
10: alt3.aspmx.l.google.com
1: aspmx.l.google.com
SOA:Serial: 1, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:51ms

SPF Analysis

SPF Record:
v=spf1 include:servers.mcsv.net include:_spf.google.com include:_spf.bigcommerce.com include:44395348.spf05.hubspotemail.net include:mg-spf.greenhouse.io include:mail-spf.devrev.ai ip4:23.227.61.129 ip4:23.227.61.130 -all

Network Security

Port scanning and network exposure analysis.

See a glimpse of exposed services. Unlock to access full port inventories, CVE lookups, and mitigation priorities.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports Unlock the full report to read the complete fix.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Unlock to view the complete technical breakdown, stack fingerprinting, and hardening checklist.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

Unlock the full Guard report to review the complete technical breakdown and AI recommendations.
⭐ Verified Community Reviews

What others say about bolt.com

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Community rating

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