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Is capcito.com a Scam? Security Check Results - Capcito Finance AB

capcito.com Security Report Summary

capcito.com received a security score of 53 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Capcito Finance AB's website security posture. Capcito Finance AB operates in the Finance industry in Sweden.

Capcito Finance AB is a Swedish fintech company specializing in providing flexible business financing solutions such as business loans and invoice factoring. Established in 2015, it has positioned itself as a trusted partner for SMEs in Sweden, leveraging partnerships with major service providers like Fortnox, Visma, and Björn Lundén. The website reflects a professional and user-friendly platform with clear service offerings and a strong emphasis on transparency and customer support. Technically, the site is built on modern frameworks including Next.js and React, integrated with Storyblok CMS and Piwik PRO analytics, ensuring a fast, responsive, and SEO-optimized user experience. Security posture is strong with HTTPS enforcement, security headers, and secure form handling, although explicit security policies and incident response contacts are not publicly detailed. Privacy compliance is well addressed with comprehensive privacy and cookie policies and a granular consent mechanism. Overall, Capcito demonstrates a mature digital presence with high trustworthiness and business credibility.

The security scan identified 29 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: React, Next.js, Storyblok CMS, Piwik PRO analytics, Google Tag Manager.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is capcito.com Safe? Security Analysis for Capcito Finance AB

http://capcito.com

Check if capcito.com is a scam or legitimate. Free security scan and reviews.

FinanceSwedenmedium
ReactNext.jsStoryblok CMSPiwik PRO analyticsGoogle Tag Manager
Analyzed 6/18/2025Completed 8:02:10 PM9mo ago
53
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domaincapcito.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Capcito Finance AB is a Swedish fintech company specializing in providing flexible business financing solutions such as business loans and invoice factoring. Established in 2015, it has positioned itself as a trusted partner for SMEs in Sweden, leveraging partnerships with major service providers like Fortnox, Visma, and Björn Lundén. The website reflects a professional and user-friendly platform with clear service offerings and a strong emphasis on transparency and customer support. Technically, the site is built on modern frameworks including Next.js and React, integrated with Storyblok CMS and Piwik PRO analytics, ensuring a fast, responsive, and SEO-optimized user experience. Security posture is strong with HTTPS enforcement, security headers, and secure form handling, although explicit security policies and incident response contacts are not publicly detailed. Privacy compliance is well addressed with comprehensive privacy and cookie policies and a granular consent mechanism. Overall, Capcito demonstrates a mature digital presence with high trustworthiness and business credibility.

Detected Technologies

ReactNext.jsStoryblok CMSPiwik PRO analyticsGoogle Tag Manager

10 urgent findings need attention

3 critical · 7 high

  • + 2 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

5 findings

55/100

GDPR Compliance

4 findings

43/100

NIS2 Compliance

9 findings

0/100

Email Security

5 findings

65/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Capcito operates in the finance sector targeting Swedish SMEs needing financing solutions. Its business model revolves around online application and real-time analysis to offer tailored financial products. The company benefits from strategic partnerships with established accounting and business service providers, enhancing its market reach and credibility. The website content and structure indicate a focus on transparency, ease of use, and customer engagement, supported by trust signals such as Trustpilot reviews and regulatory registration. Growth indicators include a sizable customer base and significant loan volumes. The partnership ecosystem and integration with popular platforms suggest a scalable and collaborative approach to market expansion.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

Capcito Finance AB

Registration Number:

SE559001518501

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a solid security foundation with HTTPS, multiple security headers, and no visible exposure of sensitive data. The presence of cookie consent with detailed options aligns with GDPR requirements. However, the absence of a dedicated security policy page, incident response contact information, and vulnerability disclosure mechanisms represents gaps in transparency and readiness. No known vulnerabilities or insecure libraries were detected in the provided content. The security score is high but could be improved by publishing explicit security governance documents and incident handling procedures.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page outlining security practices and controls.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Capcito Finance AB

Description:

Capcito erbjuder Företagsfinansiering i form av Företagslån, Fakturaköp & Fakturabelåning. Inga dolda avgifter.

Key Services:
FöretagslånFakturaköp Fortnox
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
ReactNext.jsStoryblok CMSPiwik PRO analyticsGoogle Tag Manager
Frameworks:
Next.js
Platforms:
Web
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
90/100
Best Practices:
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Secure forms with proper input types
  • Cookie consent with granular controls

Analytics & Tracking

Services:
Piwik PROGoogle Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Piwik PRO
Marketing Tools:
StoryblokZendesk Web Widget
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

55/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Weak Referrer-Policy configuration

LOW

Current value: "origin-when-cross-origin"

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

43/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

No HTTPS encryption

CRITICAL

GDPR requires appropriate security measures for personal data

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphoneform

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

0/100
Score

No HTTPS encryption

CRITICAL

NIS2 requires appropriate technical measures including encryption

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

65/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

DMARC Partial Enforcement

LOW

DMARC only applies to 25% of messages

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.google.com include:amazonses.com include:mail.zendesk.com ~all
DNS Lookups:3/10
Policy:~all
DMARC Details
Policy:quarantine(25% enforcement)
Aggregate Reports:support@capcito.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

0/100
Score

No HTTPS Encryption

CRITICAL

Website does not use HTTPS encryption, making all data transmission vulnerable to interception

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
10 years(mature)
Expiry Risk
medium(expired)
Protection Level
noneDNSSEC OFF
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:76.76.21.21
Name Servers:
ns-1391.awsdns-45.org
ns-146.awsdns-18.com
ns-1554.awsdns-02.co.uk
ns-928.awsdns-52.net
MX Records:
1: aspmx.l.google.com
10: alt3.aspmx.l.google.com
10: alt4.aspmx.l.google.com
5: alt1.aspmx.l.google.com
5: alt2.aspmx.l.google.com

DNSSEC Status

DNSSEC Not Enabled

SPF Analysis

SPF Record:
v=spf1 include:_spf.google.com include:amazonses.com include:mail.zendesk.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does capcito.com compare?

See how capcito.com stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website leverages a modern tech stack including React and Next.js for frontend rendering, with Storyblok as the CMS, enabling flexible content management. Analytics are handled via Piwik PRO and Google Tag Manager, supporting privacy-compliant tracking. The site is well optimized for performance and mobile responsiveness, with proper meta tags and SEO practices. No technical debt or deprecated technologies were observed. Hosting details are not explicit but the site is served securely over HTTPS. The technical implementation supports a robust and scalable digital presence suitable for the company's business needs.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaincapcito.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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