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Is cardcomplete.at a Scam? Security Check Results - card complete Service Bank AG

cardcomplete.at Security Report Summary

cardcomplete.at received a security score of 66 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers card complete Service Bank AG's website security posture. card complete Service Bank AG operates in the Finance industry in Austria.

card complete Service Bank AG is a leading Austrian financial services provider specializing in credit and prepaid card solutions for private and corporate customers. The company offers a comprehensive suite of payment products including card issuance, acceptance devices, and processing systems, positioning itself as a full-service payment solutions provider in Austria. The website reflects a mature digital presence with clear branding, extensive customer support options, and a focus on secure and convenient payment management through their complete Control app and customer portal. Technically, the website employs modern JavaScript libraries and integrates third-party services such as Google Tag Manager and Cookiebot for analytics and consent management. The site is mobile-optimized, accessible, and uses HTTPS to secure communications. However, explicit security headers are not evident in the HTML, and no public security policy or vulnerability disclosure program is found, indicating areas for security maturity improvement. From a security posture perspective, the site demonstrates good practices including secure login portals and cookie consent mechanisms, but lacks published incident response contacts and security certifications. The absence of WHOIS data reduces transparency but does not detract significantly from the overall legitimacy given the professional presentation and business information consistency. Overall, card complete presents a trustworthy and professional online presence suitable for its financial services market, with recommendations to enhance security headers, publish security policies, and improve WHOIS transparency to further strengthen trust and compliance.

The security scan identified 20 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, Google Tag Manager, Cookiebot, ReadSpeaker, Swiper.js.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is cardcomplete.at Safe? Security Analysis for card complete Service Bank AG

https://cardcomplete.at

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FinanceAustrialarge
JavaScriptGoogle Tag ManagerCookiebotReadSpeakerSwiper.js
Analyzed 10/21/2025Completed 10:24:29 PM5mo ago
66
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

card complete Service Bank AG is a leading Austrian financial services provider specializing in credit and prepaid card solutions for private and corporate customers. The company offers a comprehensive suite of payment products including card issuance, acceptance devices, and processing systems, positioning itself as a full-service payment solutions provider in Austria. The website reflects a mature digital presence with clear branding, extensive customer support options, and a focus on secure and convenient payment management through their complete Control app and customer portal. Technically, the website employs modern JavaScript libraries and integrates third-party services such as Google Tag Manager and Cookiebot for analytics and consent management. The site is mobile-optimized, accessible, and uses HTTPS to secure communications. However, explicit security headers are not evident in the HTML, and no public security policy or vulnerability disclosure program is found, indicating areas for security maturity improvement. From a security posture perspective, the site demonstrates good practices including secure login portals and cookie consent mechanisms, but lacks published incident response contacts and security certifications. The absence of WHOIS data reduces transparency but does not detract significantly from the overall legitimacy given the professional presentation and business information consistency. Overall, card complete presents a trustworthy and professional online presence suitable for its financial services market, with recommendations to enhance security headers, publish security policies, and improve WHOIS transparency to further strengthen trust and compliance.

Detected Technologies

JavaScriptGoogle Tag ManagerCookiebotReadSpeakerSwiper.js

6 urgent findings need attention

1 critical · 5 high

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

3 findings

85/100

GDPR Compliance

2 findings

83/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

card complete holds a strong market position in Austria as a comprehensive payment solutions provider, targeting both private individuals and corporate clients. Their business model revolves around card issuance, payment acceptance, and value-added services such as insurance and customer support. The company leverages partnerships and initiatives like 'phishen impossible' to enhance security awareness. The presence of a dedicated customer portal and mobile app indicates investment in digital customer engagement. The company appears to be large in size with a well-established brand, though exact founding year and parent company details are not disclosed. Their ecosystem includes partner domains and service portals tightly integrated with their core offerings.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The website's security posture is solid with enforced HTTPS and cookie consent mechanisms. The use of secure login portals and absence of exposed sensitive data are positive indicators. However, the lack of visible security headers such as Content-Security-Policy and absence of a public security policy or incident response contact reduces the overall security maturity. No vulnerabilities or malware indicators were detected in the content. The site would benefit from publishing a vulnerability disclosure program and enhancing security headers to align with best practices and regulatory compliance such as GDPR and NIS2.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and publish comprehensive security headers including Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

card complete Service Bank AG

Description:

card complete – Der voll integrierte Karten-Komplettanbieter in Österreich vereint alle Elemente des bargeldlosen Zahlens – von der Produktentwicklung über Akzeptanzgeräte bis zu Abwicklungssystemen.

Key Services:
Credit cardsPrepaid cardsPayment terminalscomplete Control AppInsurance servicesCard blocking servicesCustomer support
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
JavaScriptGoogle Tag ManagerCookiebotReadSpeakerSwiper.js
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML
  • Secure login modal with external portal links

Analytics & Tracking

Services:
Google Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Teads
Marketing Tools:
Cookiebot
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and professional design.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

85/100
Score

Weak X-Content-Type-Options configuration

LOW

Current value: "nosniff, nosniff"

Weak Referrer-Policy configuration

LOW

Current value: "same-origin, same-origin"

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

83/100
Score

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 a:mx01.rexx-systems.de ip4:193.228.86.27 ip4:128.65.132.115 ip4:128.65.132.50 include:spf.de.umantis.com include:spf.messagelabs.com -all
DNS Lookups:3/10
Policy:-all
DKIM Selectors Found
Selector:mail(1416-bit rsa)
DMARC Details
Policy:quarantine
Subdomain Policy:quarantine
Aggregate Reports:dmarc@cardcomplete.com
Forensic Reports:dmarc@cardcomplete.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

0/100
Score

Unable to retrieve SSL certificate

CRITICAL

Could not establish secure connection to retrieve certificate information

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

90/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

DNS Records

A Records:128.65.132.107
Name Servers:
dns1.telekom.atDNS only
dns2.telekom.atDNS only
dns3.telekom.atDNS only
MX Records:
20: cluster1a.eu.messagelabs.com
10: cluster1.eu.messagelabs.com
SOA:Serial: 2025051600, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:121ms

SPF Analysis

SPF Record:
v=spf1 a:mx01.rexx-systems.de ip4:193.228.86.27 ip4:128.65.132.115 ip4:128.65.132.50 include:spf.de.umantis.com include:spf.messagelabs.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does cardcomplete.at compare?

See how cardcomplete.at stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern JavaScript-based front end with libraries such as Swiper.js for UI components and integrates third-party services including Google Tag Manager for analytics and Cookiebot for consent management. The site is mobile responsive and accessible, with good SEO practices evident from meta tags and structured data. No CMS or hosting provider details are explicitly detected. Performance is moderate with asynchronous loading of scripts. The technical infrastructure supports a professional user experience but could be improved by adding explicit security headers and optimizing third-party script management.
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PDF Report & Export

PDF download, email delivery, unlock code

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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaincardcomplete.at
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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