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Is cardgate.com a Scam? Security Check Results - CardGate B.V.

cardgate.com Security Report Summary

cardgate.com received a security score of 54 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers CardGate B.V.'s website security posture. CardGate B.V. operates in the Finance industry in Netherlands.

CardGate B.V. operates a professional online payment gateway service tailored for webshops, primarily targeting Dutch and European e-commerce businesses. The company offers a broad range of payment methods, easy integration via plugins and APIs, and a management dashboard called Mijn CardGate. The business model is transaction-based with volume discounts, positioning CardGate as a competitive player in the payment services market. The website is well-structured, multilingual, and provides clear business and contact information, enhancing user trust and accessibility. Technically, the website is built on WordPress with a modern tech stack including jQuery, Google Analytics, and various UI libraries. It employs HTTPS with strong SSL configuration and uses Google reCAPTCHA v3 for form security. However, some security headers are missing, and no explicit cookie consent mechanism was detected, indicating areas for improvement in privacy compliance. The site is mobile-optimized and SEO-friendly, supporting good user experience and discoverability. From a security perspective, CardGate demonstrates good practices such as encrypted connections and input sanitization. The partnership with CURO Payments, a licensed payment service provider under Dutch Central Bank supervision, adds a strong trust signal. The absence of WHOIS domain registration data is a notable concern, potentially indicating privacy protection or registration issues that should be clarified to avoid trust erosion. Overall, CardGate presents a secure, professional, and user-friendly payment gateway service with minor gaps in privacy compliance and domain registration transparency. Strategic improvements in security headers, cookie consent, and WHOIS data transparency would enhance trust and compliance.

The security scan identified 29 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress, PHP, jQuery, Google Analytics, Yoast SEO, Contact Form 7, WPML (multilingual plugin), MetaSlider, Easy Fancybox, Slick Carousel, Owl Carousel, Google reCAPTCHA v3, Tawk.to live chat.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is cardgate.com Safe? Security Analysis for CardGate B.V.

https://cardgate.com

Check if cardgate.com is a scam or legitimate. Free security scan and reviews.

FinanceNetherlandsmedium
WordPressPHPjQueryGoogle AnalyticsYoast SEO+8 more
Analyzed 7/8/2025Completed 1:52:56 AM8mo ago
54
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domaincardgate.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

CardGate B.V. operates a professional online payment gateway service tailored for webshops, primarily targeting Dutch and European e-commerce businesses. The company offers a broad range of payment methods, easy integration via plugins and APIs, and a management dashboard called Mijn CardGate. The business model is transaction-based with volume discounts, positioning CardGate as a competitive player in the payment services market. The website is well-structured, multilingual, and provides clear business and contact information, enhancing user trust and accessibility. Technically, the website is built on WordPress with a modern tech stack including jQuery, Google Analytics, and various UI libraries. It employs HTTPS with strong SSL configuration and uses Google reCAPTCHA v3 for form security. However, some security headers are missing, and no explicit cookie consent mechanism was detected, indicating areas for improvement in privacy compliance. The site is mobile-optimized and SEO-friendly, supporting good user experience and discoverability. From a security perspective, CardGate demonstrates good practices such as encrypted connections and input sanitization. The partnership with CURO Payments, a licensed payment service provider under Dutch Central Bank supervision, adds a strong trust signal. The absence of WHOIS domain registration data is a notable concern, potentially indicating privacy protection or registration issues that should be clarified to avoid trust erosion. Overall, CardGate presents a secure, professional, and user-friendly payment gateway service with minor gaps in privacy compliance and domain registration transparency. Strategic improvements in security headers, cookie consent, and WHOIS data transparency would enhance trust and compliance.

Detected Technologies

WordPressPHPjQueryGoogle AnalyticsYoast SEOContact Form 7WPML (multilingual plugin)MetaSliderEasy FancyboxSlick CarouselOwl CarouselGoogle reCAPTCHA v3Tawk.to live chat

9 urgent findings need attention

1 critical · 8 high

  • + 1 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

6 findings

35/100

GDPR Compliance

4 findings

53/100

NIS2 Compliance

8 findings

17/100

Email Security

6 findings

65/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

CardGate is positioned as an essential payment gateway provider in the Dutch and broader European e-commerce sector. Its competitive advantage lies in offering a wide variety of payment methods, simple integration options, and transparent pricing without hidden fees. The company targets webshop owners who require reliable and secure payment processing solutions. Revenue streams are primarily transaction fees with incentives for higher volumes. The partnership ecosystem includes CURO Payments and regulatory bodies like the Dutch Central Bank and Chamber of Commerce, reinforcing legitimacy. Growth indicators include multilingual support and active content updates. The business operates with a medium company size profile and a clear focus on finance and e-commerce sectors.

Security Posture Analysis

Comprehensive Security Assessment

CardGate's security posture is solid with HTTPS enforced, use of Google reCAPTCHA v3, and input sanitization via DOMPurify. The partnership with a licensed payment service provider under regulatory supervision further strengthens security credibility. However, the lack of security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options reduces defense-in-depth. No explicit security or incident response policies are published, and no security.txt file is present. Privacy compliance is partial due to missing cookie consent mechanisms. No vulnerabilities or exposed sensitive data were detected in the HTML content. Overall, the security maturity is good but can be improved by implementing recommended headers and formalizing security policies.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement comprehensive security headers including CSP, HSTS, and X-Frame-Options to enhance protection against common web attacks.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

CardGate B.V.

Description:

CardGate offers an internet payment solution for webshops, providing easy installation, multiple payment methods including international payments, and transparent pricing. They provide a dashboard called Mijn CardGate for transaction management and reporting.

Key Services:
Payment gateway integrationMultiple payment methods supportTransaction management dashboardCustomer support and consultancy
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPressPHPjQueryGoogle AnalyticsYoast SEOContact Form 7WPML (multilingual plugin)MetaSliderEasy FancyboxSlick CarouselOwl CarouselGoogle reCAPTCHA v3Tawk.to live chat
Platforms:
WordPress CMS
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Use of Google reCAPTCHA v3 for forms
  • No exposed sensitive data in HTML
  • Use of security plugins (e.g., DOMPurify for SVG sanitization)

Analytics & Tracking

Services:
Google AnalyticsGoogle Tag Manager
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Marketing Tools:
Yoast SEOTawk.to live chat
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

35/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

53/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

65/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

DMARC Partial Enforcement

LOW

DMARC only applies to 5% of messages

Strict DMARC Alignment

LOW

Strict alignment may cause legitimate emails to fail

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.relay.mailprotect.be include:mailers.curopayments.net -all
DNS Lookups:2/10
Policy:-all
DMARC Details
Policy:quarantine(5% enforcement)
Aggregate Reports:dmarc@cardgate.com
Forensic Reports:dmarc@cardgate.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

0/100
Score

Unable to retrieve SSL certificate

CRITICAL

Could not establish secure connection to retrieve certificate information

Mixed Content Detected

MEDIUM

3 resources loaded over insecure HTTP

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:104.26.4.237, 172.67.71.180, 104.26.5.237
AAAA Records:2606:4700:20::ac43:47b4, 2606:4700:20::681a:5ed, 2606:4700:20::681a:4ed
Name Servers:
david.ns.cloudflare.comDNS only
june.ns.cloudflare.comDNS only
MX Records:
1: aspmx.l.google.com
10: alt3.aspmx.l.google.com
10: alt4.aspmx.l.google.com
5: alt1.aspmx.l.google.com
5: alt2.aspmx.l.google.com
SOA:Serial: 2375342228, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:43ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.relay.mailprotect.be include:mailers.curopayments.net -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does cardgate.com compare?

See how cardgate.com stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a WordPress CMS platform using a combination of popular JavaScript libraries and plugins such as jQuery, MetaSlider, Slick Carousel, and Easy Fancybox. It integrates Google Analytics and Google Tag Manager for analytics and tracking, and uses WPML for multilingual support. The site is mobile-optimized with responsive design and good SEO practices via Yoast SEO. Performance is moderate, with some reliance on external CDNs for fonts and scripts. The technical infrastructure is modern but could benefit from enhanced security configurations and performance optimizations. Hosting provider details are not explicitly identified from the content.
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PDF Report & Export

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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaincardgate.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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