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Is cardif.cz a Scam? Security Check Results - BNP Paribas Cardif Česká republika

cardif.cz Security Report Summary

cardif.cz received a security score of 63 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers BNP Paribas Cardif Česká republika's website security posture. BNP Paribas Cardif Česká republika operates in the Finance industry in Czech Republic.

BNP Paribas Cardif Česká republika is a well-established insurance company founded in 2001, offering a broad range of personal and property insurance products including loan repayment insurance, everyday risk insurance, extended warranty insurance, household and liability insurance, travel insurance, and accident insurance. The company positions itself as a trusted insurer with a strong market presence in the Czech Republic, supported by multiple awards and positive client testimonials. The website reflects a mature digital presence built on WordPress with modern SEO and user experience practices, including mobile optimization and accessibility features. Security posture is solid with HTTPS and no visible vulnerabilities, though explicit security policies and incident response contacts are not published. Privacy compliance is well addressed with clear privacy and cookie policies and consent mechanisms. Overall, the site demonstrates high professionalism, trustworthiness, and business credibility.

The security scan identified 27 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress, Yoast SEO plugin, Google Tag Manager, Jetpack, SearchWP, Landbot Livechat.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is cardif.cz Safe? Security Analysis for BNP Paribas Cardif Česká republika

https://cardif.cz

Check if cardif.cz is a scam or legitimate. Free security scan and reviews.

FinanceCzech Republiclarge
WordPressYoast SEO pluginGoogle Tag ManagerJetpackSearchWP+1 more
Analyzed 7/30/2025Completed 8:36:51 PM8mo ago
63
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domaincardif.cz
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

BNP Paribas Cardif Česká republika is a well-established insurance company founded in 2001, offering a broad range of personal and property insurance products including loan repayment insurance, everyday risk insurance, extended warranty insurance, household and liability insurance, travel insurance, and accident insurance. The company positions itself as a trusted insurer with a strong market presence in the Czech Republic, supported by multiple awards and positive client testimonials. The website reflects a mature digital presence built on WordPress with modern SEO and user experience practices, including mobile optimization and accessibility features. Security posture is solid with HTTPS and no visible vulnerabilities, though explicit security policies and incident response contacts are not published. Privacy compliance is well addressed with clear privacy and cookie policies and consent mechanisms. Overall, the site demonstrates high professionalism, trustworthiness, and business credibility.

Detected Technologies

WordPressYoast SEO pluginGoogle Tag ManagerJetpackSearchWPLandbot Livechat

11 urgent findings need attention

1 critical · 10 high

  • + 3 more findings in the full report below
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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

5 findings

55/100

GDPR Compliance

4 findings

25/100

NIS2 Compliance

9 findings

2/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The company operates in the finance sector, specifically insurance, targeting the general public in the Czech Republic. It benefits from the backing of the BNP Paribas group, enhancing its market credibility. The business model focuses on direct insurance sales and claims management, supported by online client zones and digital tools. The presence of awards and client videos indicates strong customer engagement and brand trust. Partnerships include career platforms and Google services for location and reviews. The company maintains a consistent brand image and provides comprehensive corporate information, supporting transparency and regulatory compliance.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The website employs HTTPS with good SSL configuration and uses Google Tag Manager and Jetpack for analytics and tracking. No security headers were explicitly detected in the HTML content, suggesting room for improvement. There is no dedicated security policy or incident response page, nor a security.txt file, which are recommended for enhanced transparency and vulnerability management. No exposed sensitive data or vulnerable libraries were found. The site uses consent mechanisms for cookies, aligning with GDPR requirements. Overall, the security posture is good but could be strengthened by publishing explicit security policies and adding security headers.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page outlining security practices and controls.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

BNP Paribas Cardif Česká republika

Description:

BNP Paribas Cardif Pojišťovna. Pojistíme vás, vaše blízké, ale i váš osobní majetek, půjčky, hypotéky nebo kreditní karty

Key Services:
Pojištění schopnosti splácetPojištění každodenních rizikPojištění prodloužené zárukyPojištění domácnosti a odpovědnostiCestovní pojištěníÚrazové pojištění
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
WordPressYoast SEO pluginGoogle Tag ManagerJetpackSearchWPLandbot Livechat
Platforms:
WordPress
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of Google Tag Manager with dataLayer
  • No visible vulnerable libraries

Analytics & Tracking

Services:
Jetpack StatsGoogle Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Jetpack StatsOneTrust
Marketing Tools:
Landbot LivechatYoast SEO
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is professionally designed and well-structured

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

55/100
Score

Weak X-Frame-Options configuration

LOW

Current value: "ALLOW-FROM https://frontend-dot-partner-cockpit.ew.r.appspot.com"

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

25/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, Twitter, LinkedIn, Google APIs

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, health, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:p._spf.bnpparibas.com -all
DNS Lookups:1/10
Policy:-all
DMARC Details
Policy:reject
Aggregate Reports:f1rg2pej@ag.eu.dmarcian.com
Forensic Reports:f1rg2pej@fr.eu.dmarcian.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

80/100
Score

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:bnp17s.bnpparibas.com
Issuer:DigiCert Global G3 TLS ECC SHA384 2020 CA1
Valid Until:1/21/2026 (175 days)
SANs:bnp17s.bnpparibas.com, bnpparibascardif.at, bnpparibascardif.bg +87 more

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Registration Details

Domain Age
24 years(mature)

DNS Records

A Records:23.3.91.154, 23.3.91.157
AAAA Records:2a02:26f0:41::215:f0b3, 2a02:26f0:41::215:f0b5
Name Servers:
ns1.bnpparibas.com
ns2.bnpparibas.com
ns3.domivesta.net
ns4.domivesta.com
MX Records:
5: smtp-in-internet-usr-m.gslb.srv.bnpparibas
SOA:Serial: 123, TTL: 600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:185ms

SPF Analysis

SPF Record:
v=spf1 include:p._spf.bnpparibas.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does cardif.cz compare?

See how cardif.cz stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress CMS with plugins such as Yoast SEO, Jetpack, and SearchWP, indicating a modern and extensible platform. Google Tag Manager is used for analytics and marketing tags, and Landbot Livechat provides interactive customer support. The site is mobile optimized and accessible, with good SEO metadata including Open Graph and JSON-LD structured data. Performance is moderate, with lazy loading images and responsive design. Hosting provider details are not explicit but the domain uses multiple authoritative nameservers including bnpparibas.com. The technical stack is well maintained with no visible deprecated or vulnerable components.
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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaincardif.cz
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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