Is celticbank.com Safe? Security Analysis for Celtic Bank
https://celticbank.comCheck if celticbank.com is a scam or legitimate. Free security scan and reviews.
Below Finance avg (78)
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Celtic Bank is a medium-sized financial institution specializing in commercial financing and SBA loans, positioning itself as a top ten SBA Preferred Lender in the United States. The company offers a broad range of loan products tailored to small and medium business needs, including SBA 7(a), 504 loans, construction financing, equipment financing, and specialty loans such as renewable energy and supply chain financing. Their market position is strengthened by detailed customer testimonials, case studies, and a professional online presence. Technically, the website leverages modern frameworks like React and Next.js with a headless WordPress backend, hosted behind Cloudflare, ensuring a contemporary digital infrastructure. However, the SSL certificate is invalid and no TLS protocols are enabled, which is a critical security flaw. Security headers are well implemented but some security best practices need improvement, including enabling OCSP stapling and session resumption. Privacy compliance is basic, with no cookie consent mechanism despite the use of tracking and advertising scripts. Overall, the website is professional and credible but requires urgent security fixes to protect user data and maintain trust.
Detected Technologies
6 urgent findings need attention
6 high
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Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
2 findings
90/100
GDPR Compliance
5 findings
43/100
NIS2 Compliance
8 findings
17/100
Email Security
1 finding
50/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Celtic Bank targets small to medium-sized business owners seeking commercial financing solutions, with a strong focus on SBA loan products. Their business model revolves around in-house underwriting and approval, enabling faster loan processing. The company maintains a diverse loan portfolio addressing various business needs such as acquisitions, working capital, construction, and equipment financing. Their content strategy includes educational blog posts, detailed loan descriptions, and customer testimonials, which enhance credibility and customer engagement. Partnerships with technology and marketing platforms like Podium, Wistia, and Google services support their digital marketing efforts. The company’s strategic use of social media and case studies indicates a mature marketing approach aimed at building trust and expanding market reach.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a moderate security maturity level with several positive indicators such as a comprehensive Content Security Policy, strict transport security headers, and permissions policies restricting sensitive device features. However, the invalid SSL certificate and absence of enabled TLS protocols represent critical vulnerabilities that expose users to potential data interception and man-in-the-middle attacks. The lack of OCSP stapling and session resumption further weakens the SSL/TLS security posture. The disabled X-XSS-Protection header suggests reliance on modern browser protections but may leave some older browsers vulnerable. No explicit incident response or security policy information is found, indicating potential gaps in security governance and readiness. Privacy compliance is limited, with no cookie consent mechanism despite active tracking technologies, which may pose regulatory risks.
Strategic Recommendations
Priority Actions for Security Improvement
Immediately fix and renew the SSL certificate and enable TLS 1.2 and 1.3 protocols to secure all communications.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Weak X-XSS-Protection configuration
LOWCurrent value: "0"
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
Insufficient contact information
MEDIUMGDPR requires organizations to provide clear contact details
No Data Protection Officer mentioned
LOWLarge organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
Email Security Check Incomplete
MEDIUMSome email security checks timed out
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
DNS Records
DNSSEC Status
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does celticbank.com compare?
See how celticbank.com stacks up against similar websites in the same industry.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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