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Is clearpay.co.uk a Scam? Security Check Results - Afterpay / Clearpay

clearpay.co.uk Security Report Summary

clearpay.co.uk received a security score of 62 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Afterpay / Clearpay's website security posture. Afterpay / Clearpay operates in the Finance industry in United Kingdom.

Clearpay UK operates as the regional brand of Afterpay, providing buy now pay later payment solutions integrated with retail stores. The website serves as a country and language selection portal directing users to localized Afterpay/Clearpay services. The business is positioned as a leading BNPL provider in the UK and internationally, targeting consumers seeking flexible payment options. The website content is professional, consistent, and focused on financial services without extraneous or adult content. Technically, the site is built on modern web technologies including Next.js and React, with extensive use of third-party marketing and analytics tools such as Google Tag Manager, Marketo, Facebook Pixel, and AppsFlyer. The site is mobile optimized and performs moderately well, with good SEO and accessibility basics. Security posture is strong with HTTPS and Content Security Policy implemented, though some additional security headers could enhance protection. No WHOIS data was available due to a query error related to the subdomain usage, but the domain is a known and legitimate brand. No privacy or cookie policies were found on this specific page, nor contact information, which slightly reduces privacy compliance and business credibility scores. No security vulnerabilities or adult content were detected, and no WAF or blocking mechanisms were present. Overall, the website is a secure, professional, and trustworthy portal for Clearpay/Afterpay services with room for improvement in privacy transparency and contact availability.

The security scan identified 30 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: React (Next.js), Google Tag Manager, Marketo Munchkin, Facebook Pixel, AppsFlyer SDK, Amplitude, Typeform embed, Vimeo player.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

A

Is clearpay.co.uk Safe? Security Analysis for Afterpay / Clearpay

https://clearpay.co.uk

Check if clearpay.co.uk is a scam or legitimate. Free security scan and reviews.

FinanceUnited Kingdomlarge
React (Next.js)Google Tag ManagerMarketo MunchkinFacebook PixelAppsFlyer SDK+3 more
Analyzed 10/18/2025Completed 3:53:58 AM6mo ago
62
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainclearpay.co.uk
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Clearpay UK operates as the regional brand of Afterpay, providing buy now pay later payment solutions integrated with retail stores. The website serves as a country and language selection portal directing users to localized Afterpay/Clearpay services. The business is positioned as a leading BNPL provider in the UK and internationally, targeting consumers seeking flexible payment options. The website content is professional, consistent, and focused on financial services without extraneous or adult content. Technically, the site is built on modern web technologies including Next.js and React, with extensive use of third-party marketing and analytics tools such as Google Tag Manager, Marketo, Facebook Pixel, and AppsFlyer. The site is mobile optimized and performs moderately well, with good SEO and accessibility basics. Security posture is strong with HTTPS and Content Security Policy implemented, though some additional security headers could enhance protection. No WHOIS data was available due to a query error related to the subdomain usage, but the domain is a known and legitimate brand. No privacy or cookie policies were found on this specific page, nor contact information, which slightly reduces privacy compliance and business credibility scores. No security vulnerabilities or adult content were detected, and no WAF or blocking mechanisms were present. Overall, the website is a secure, professional, and trustworthy portal for Clearpay/Afterpay services with room for improvement in privacy transparency and contact availability.

Detected Technologies

React (Next.js)Google Tag ManagerMarketo MunchkinFacebook PixelAppsFlyer SDKAmplitudeTypeform embedVimeo player

11 urgent findings need attention

11 high

  • + 3 more findings in the full report below
Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

6 findings

45/100

GDPR Compliance

4 findings

35/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Clearpay UK is part of the Afterpay group, a major player in the buy now pay later financial services sector. The business model revolves around providing payment solutions integrated with retail partners, enabling consumers to split payments over time. The company targets consumers in multiple countries with localized brands and websites. The partnership ecosystem includes Afterpay.com and various marketing and analytics service providers. The website reflects a mature digital presence with strong branding consistency and extensive use of marketing technologies. Revenue streams likely include merchant fees and consumer financing charges. The lack of direct contact information on this page suggests a focus on self-service and partner integration rather than direct customer support here.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a mature security posture with HTTPS enforced and a Content Security Policy in place. No exposed sensitive data or vulnerable libraries were detected in the HTML content. The use of multiple third-party scripts introduces some risk, but these are industry-standard marketing and analytics tools. The absence of additional security headers such as X-Frame-Options and Strict-Transport-Security is a minor gap. No incident response or security policy information was found on this page, indicating potential areas for improvement in transparency and readiness. Overall, the site is secure for users but could benefit from enhanced security header implementation and published security policies.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish clear privacy and cookie policies accessible from all pages to improve privacy compliance.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Afterpay / Clearpay

Description:

Afterpay is fully integrated with all your favorite stores. Shop as usual, then choose Afterpay as your payment method at checkout. First-time customers complete a quick registration, returning customers simply log in.

Key Services:
Buy now pay later payment processingCustomer registration and loginInternational regional support
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
React (Next.js)Google Tag ManagerMarketo MunchkinFacebook PixelAppsFlyer SDKAmplitudeTypeform embedVimeo player
Frameworks:
Next.js
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Content Security Policy implemented
  • No exposed sensitive data in HTML
  • Use of async/defer scripts

Analytics & Tracking

Services:
Google AnalyticsAmplitudeMarketo MunchkinAppsFlyerTikTok Analytics
Tracking Level:extensive
Privacy Compliance:basic

Advertising & Marketing

Ad Networks:
Google AdsBizibleRakuten MarketingAmplitudeTikTok AnalyticsSnapchat AdsPinterest Ads
Tracking Pixels:
Facebook PixelMarketo MunchkinAmplitudeAppsFlyer
Marketing Tools:
MarketoClearbitDemandbase
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is accessible with full content and no blocking detected.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

45/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

35/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn, Google APIs, Google Ads

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:46.231.185.64 ip4:46.231.185.58 include:_spf.google.com include:mail.zendesk.com include:sendgrid.net -all
DNS Lookups:3/10
Policy:-all
DKIM Selectors Found
Selector:google(1416-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:dmarc_agg@vali.email

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

75/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 59 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:clearpay.co.uk
Issuer:WE1
Valid Until:12/17/2025 (59 days)
SANs:clearpay.co.uk, *.merchant.eu.platform.clearpay.co.uk, *.pe.eu.platform.clearpay.co.uk +12 more

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
18 years(mature)
Expiry Risk
low(101 days)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:104.16.73.7, 104.16.74.7, 104.16.75.7, 104.16.76.7, 104.16.72.7
AAAA Records:2606:4700::6810:4b07, 2606:4700::6810:4a07, 2606:4700::6810:4807, 2606:4700::6810:4907, 2606:4700::6810:4c07
Name Servers:
logan.ns.cloudflare.comDNS only
pat.ns.cloudflare.comDNS only
MX Records:
5: alt1.aspmx.l.google.com
1: aspmx.l.google.com
10: alt4.aspmx.l.google.com
10: alt3.aspmx.l.google.com
5: alt2.aspmx.l.google.com
SOA:Serial: 2385424119, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:40ms

SPF Analysis

SPF Record:
v=spf1 ip4:46.231.185.64 ip4:46.231.185.58 include:_spf.google.com include:mail.zendesk.com include:sendgrid.net -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does clearpay.co.uk compare?

See how clearpay.co.uk stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built using Next.js, a React-based framework, indicating a modern and scalable infrastructure. It leverages multiple third-party marketing and analytics services, including Marketo, Facebook Pixel, Google Tag Manager, AppsFlyer, and Amplitude, which provide extensive user tracking and marketing capabilities. The site uses asynchronous and deferred script loading to optimize performance. Mobile optimization is good, and SEO meta tags are properly implemented. However, accessibility features appear basic and could be enhanced. Hosting provider details are not explicitly available from the HTML content. Overall, the technical implementation is solid with opportunities for further optimization and security hardening.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainclearpay.co.uk
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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