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Is clearpay.co.uk a Scam? Security Check Results - Afterpay / Clearpay

A

Is clearpay.co.uk Safe? Security Analysis for Afterpay / Clearpay

https://clearpay.co.uk

Check if clearpay.co.uk is a scam or legitimate. Free security scan and reviews.

FinanceUnited Kingdomlarge
React (Next.js)Google Tag ManagerMarketo MunchkinFacebook PixelAppsFlyer SDK+3 more
Analyzed 10/18/2025Completed 3:53:58 AM
62
Security Score
MEDIUM RISK
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Domainclearpay.co.uk
Access tierFull report or marketing add-on

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VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Clearpay UK operates as the regional brand of Afterpay, providing buy now pay later payment solutions integrated with retail stores. The website serves as a country and language selection portal directing users to locali… Unlock the full Guard report to read the complete analysis.

Detected Technologies

React (Next.js)Google Tag ManagerMarketo MunchkinFacebook PixelAppsFlyer SDKAmplitudeTypeform embedVimeo player
Continuous monitoring

Keep clearpay.co.uk under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

6 findings

45/100

GDPR Compliance

4 findings

35/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Snapshot shown below. Unlock the full AI report for complete market insights, audience profiling, and step-by-step recommendations.

Business Intelligence

Market & Strategic Analysis

Clearpay UK is part of the Afterpay group, a major player in the buy now pay later financial services sector. The business model revolves around providing payment solutions integrated with retail partners, enabling consumers to split payments over time. The company targets consumers in multiple countries with localized brands and websites. The partnership ecosystem includes Afterpay.com and various marketing and analytics service providers. The website reflects a mature digital presence with strong branding consistency and extensive use of marketing technologies. Revenue streams likely include merchant fees and consumer financing charges. The lack of direct contact information on this page suggests a focus on self-service and partner integration rather than direct customer support here.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a mature security posture with HTTPS enforced and a Content Security Policy in place. No exposed sensitive data or vulnerable libraries were detected in the HTML content. The use of multiple third-party scripts introduces some risk, but these are industry-standard marketing and analytics tools. The absence of additional security headers such as X-Frame-Options and Strict-Transport-Security is a minor gap. No incident response or security policy information was found on this page, indicating potential areas for improvement in transparency and readiness. Overall, the site is secure for users but could benefit from enhanced security header implementation and published security policies.

Strategic Recommendations

Priority Actions for Security Improvement

1

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Observations

AI-powered comprehensive website and business analysis.

A preview of your strategic observations is visible. Upgrade to unlock the full competitive positioning, trust signals, and branding checklist.

AI-Enhanced Website Analysis

Business Insights

Company:

Afterpay / Clearpay

Description:

Afterpay is fully integrated with all your favorite stores. Shop as usual, then choose Afterpay as your payment method at checkout. First-time customers complete a quick registration, returning customers simply log in.

Key Services:
Buy now pay later payment processingCustomer registration and loginInternational regional support
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
React (Next.js)Google Tag ManagerMarketo MunchkinFacebook PixelAppsFlyer SDKAmplitudeTypeform embedVimeo player
Frameworks:
Next.js
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Content Security Policy implemented
  • No exposed sensitive data in HTML
  • Use of async/defer scripts

Analytics & Tracking

Services:
Google AnalyticsAmplitudeMarketo MunchkinAppsFlyerTikTok Analytics
Tracking Level:extensive
Privacy Compliance:basic

Advertising & Marketing

Ad Networks:
Google AdsBizibleRakuten MarketingAmplitudeTikTok AnalyticsSnapchat AdsPinterest Ads
Tracking Pixels:
Facebook PixelMarketo MunchkinAmplitudeAppsFlyer
Marketing Tools:
MarketoClearbitDemandbase
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is accessible with full content and no blocking detected.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Some header findings are shown. Unlock to see the full checklist, impacted endpoints, and remediation guidance.

Security Headers

HTTP security headers analysis

45/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks Unlock the full report to read the complete fix.

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing Unlock the full report to read the complete fix.

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended) Unlock the full report to read the complete fix.

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests Unlock the full report to read the complete fix.

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs Unlock the full report to read the complete fix.

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages Unlock the full report to read the complete fix.

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

Preview of GDPR checkpoints is visible. Unlock to reveal full evidence, policy excerpts, and DPIA guidance.

GDPR Compliance

Privacy and data protection assessment

35/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy Unlock the full report to read the complete fix.

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage Unlock the full report to read the complete fix.

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies Unlock the full report to read the complete fix.

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn, Google APIs, Google Ads Unlock the full report to read the complete fix.

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

You can see headline NIS2 checks. Upgrade to access the full control mapping, severity breakdown, and remediation plan.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures Unlock the full report to read the complete fix.

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure Unlock the full report to read the complete fix.

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management Unlock the full report to read the complete fix.

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans Unlock the full report to read the complete fix.

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity Unlock the full report to read the complete fix.

No security contact information

HIGH

NIS2 requires clear incident reporting channels Unlock the full report to read the complete fix.

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure Unlock the full report to read the complete fix.

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts Unlock the full report to read the complete fix.

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital Unlock the full report to read the complete fix.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Quick view of email authentication checks is provided. Unlock to uncover full DNS evidence, record diffs, and fix scripts.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients Unlock the full report to read the complete fix.

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery Unlock the full report to read the complete fix.

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues Unlock the full report to read the complete fix.

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:46.231.185.64 ip4:46.231.185.58 include:_spf.google.com include:mail.zendesk.com include:sendgrid.net -all
DNS Lookups:3/10
Policy:-all
DKIM Selectors Found
Selector:google(1416-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:dmarc_agg@vali.email

🏆SSL/TLS Security

Certificate validity and encryption analysis.

This is a teaser of the TLS audit. Unlock to view certificate chains, cipher support tables, and remediation steps.

SSL/TLS Security

Certificate validity and encryption analysis

75/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 59 days Unlock the full report to read the complete fix.

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak Unlock the full report to read the complete fix.

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints Unlock the full report to read the complete fix.

Certificate Details

Subject:clearpay.co.uk
Issuer:WE1
Valid Until:12/17/2025 (59 days)
SANs:clearpay.co.uk, *.merchant.eu.platform.clearpay.co.uk, *.pe.eu.platform.clearpay.co.uk +12 more

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

Unlock the full DNS posture audit to reveal misconfigurations, zone records, and actionable fixes.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain Unlock the full report to read the complete fix.

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found Unlock the full report to read the complete fix.

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization Unlock the full report to read the complete fix.

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification Unlock the full report to read the complete fix.

Domain Registration Details

Domain Age
18 years(mature)
Expiry Risk
low(279 days)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:104.16.73.7, 104.16.74.7, 104.16.75.7, 104.16.76.7, 104.16.72.7
AAAA Records:2606:4700::6810:4b07, 2606:4700::6810:4a07, 2606:4700::6810:4807, 2606:4700::6810:4907, 2606:4700::6810:4c07
Name Servers:
logan.ns.cloudflare.comDNS only
pat.ns.cloudflare.comDNS only
MX Records:
5: alt1.aspmx.l.google.com
1: aspmx.l.google.com
10: alt4.aspmx.l.google.com
10: alt3.aspmx.l.google.com
5: alt2.aspmx.l.google.com
SOA:Serial: 2385424119, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:40ms

SPF Analysis

SPF Record:
v=spf1 ip4:46.231.185.64 ip4:46.231.185.58 include:_spf.google.com include:mail.zendesk.com include:sendgrid.net -all

Network Security

Port scanning and network exposure analysis.

See a glimpse of exposed services. Unlock to access full port inventories, CVE lookups, and mitigation priorities.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports Unlock the full report to read the complete fix.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Unlock to view the complete technical breakdown, stack fingerprinting, and hardening checklist.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

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