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Is cofidis.fr a Scam? Security Check Results - Cofidis SA

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Is cofidis.fr Safe? Security Analysis for Cofidis SA

https://cofidis.fr

Check if cofidis.fr is a scam or legitimate. Free security scan and reviews.

FinanceFrancelarge
jQueryJavaScriptCSS3HTML5JSON-LD+8 more
Analyzed 10/18/2025Completed 6:16:10 AM
74
Security Score
MEDIUM RISK
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Domaincofidis.fr
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Cofidis is a well-established French financial services company specializing in online consumer credit, personal loans, credit refinancing, and credit insurance. With over 35 years of experience and a strong market prese… Unlock the full Guard report to read the complete analysis.

Detected Technologies

jQueryJavaScriptCSS3HTML5JSON-LDTrustpilot widgetPiano AnalyticsAB TastyDCLICGoogle Marketing PlatformMix CommanderRealyticsYouTube embed
Continuous monitoring

Keep cofidis.fr under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

1 finding

90/100

GDPR Compliance

3 findings

68/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Snapshot shown below. Unlock the full AI report for complete market insights, audience profiling, and step-by-step recommendations.

Business Intelligence

Market & Strategic Analysis

Cofidis operates in the finance sector, focusing on consumer credit products including personal loans, revolving credit, and credit buyback solutions. The company targets French consumers seeking flexible and accessible financing options. Cofidis benefits from its affiliation with Crédit Mutuel Alliance Fédérale, enhancing its market position and trustworthiness. The business model revolves around online credit application and management, supported by digital tools and mobile applications. Cofidis maintains a robust partnership ecosystem including payment solution providers and recruitment platforms. The company emphasizes customer service excellence, evidenced by awards and certifications. Growth indicators include continuous product innovation and digital engagement strategies. Cofidis's strategic focus on responsible lending and environmental commitments aligns with contemporary market expectations.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a mature security posture with mandatory HTTPS usage and cookie consent mechanisms aligned with GDPR requirements. While explicit security headers such as Content-Security-Policy and X-Frame-Options are not overtly visible in the HTML, the overall implementation suggests adherence to best practices. No exposed sensitive data or vulnerable libraries were detected in the content. The use of deferred and asynchronous loading of scripts optimizes performance and reduces attack surface. However, the absence of a public security policy or incident response contact limits transparency. The extensive use of third-party analytics and advertising scripts necessitates ongoing vigilance to mitigate potential risks. Overall, Cofidis maintains a secure environment appropriate for a financial services provider, with room for enhanced security documentation and header implementation.

Strategic Recommendations

Priority Actions for Security Improvement

1

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Observations

AI-powered comprehensive website and business analysis.

A preview of your strategic observations is visible. Upgrade to unlock the full competitive positioning, trust signals, and branding checklist.

AI-Enhanced Website Analysis

Business Insights

Company:

Cofidis SA

Description:

Le spécialiste du crédit en ligne, du crédit à la consommation et du rachat de crédit. Cofidis propose des solutions de financement personnalisées depuis plus de 35 ans.

Key Services:
Prêt personnelCrédit renouvelableRachat de créditAssurance crédit
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
jQueryJavaScriptCSS3HTML5JSON-LDTrustpilot widgetPiano AnalyticsAB TastyDCLICGoogle Marketing PlatformMix CommanderRealyticsYouTube embed
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML
  • Use of deferred and async scripts

Analytics & Tracking

Services:
Piano AnalyticsGoogle Marketing PlatformMix CommanderRealyticsTrustpilot
Tracking Level:extensive
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Google Marketing PlatformAdformTeadsInvibesMozooOguryAwinBing
Tracking Pixels:
TrustpilotPiano AnalyticsMix CommanderRealyticsAB TastyDCLICFacebook PixelPinterest PixelYouTube
Marketing Tools:
AB TastyDCLICGoogle Marketing Platform
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and interactive features.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Some header findings are shown. Unlock to see the full checklist, impacted endpoints, and remediation guidance.

Security Headers

HTTP security headers analysis

90/100
Score

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs Unlock the full report to read the complete fix.

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

Preview of GDPR checkpoints is visible. Unlock to reveal full evidence, policy excerpts, and DPIA guidance.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies Unlock the full report to read the complete fix.

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR Unlock the full report to read the complete fix.

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements Unlock the full report to read the complete fix.

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

You can see headline NIS2 checks. Upgrade to access the full control mapping, severity breakdown, and remediation plan.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures Unlock the full report to read the complete fix.

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure Unlock the full report to read the complete fix.

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management Unlock the full report to read the complete fix.

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans Unlock the full report to read the complete fix.

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity Unlock the full report to read the complete fix.

No security contact information

HIGH

NIS2 requires clear incident reporting channels Unlock the full report to read the complete fix.

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure Unlock the full report to read the complete fix.

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts Unlock the full report to read the complete fix.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Quick view of email authentication checks is provided. Unlock to uncover full DNS evidence, record diffs, and fix scripts.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails Unlock the full report to read the complete fix.

No BIMI Record

LOW

BIMI displays brand logos in email clients Unlock the full report to read the complete fix.

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery Unlock the full report to read the complete fix.

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues Unlock the full report to read the complete fix.

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:145.226.1.0/24 ip4:145.226.30.0/24 ip4:145.226.65.0/24 ip4:145.226.158.0/24 -all
DNS Lookups:0/10
Policy:-all
DMARC Details
Policy:quarantine
Subdomain Policy:none
Aggregate Reports:ptec3a80dmarc@e-i.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

This is a teaser of the TLS audit. Unlock to view certificate chains, cipher support tables, and remediation steps.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1 Unlock the full report to read the complete fix.

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy Unlock the full report to read the complete fix.

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs Unlock the full report to read the complete fix.

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 67 days Unlock the full report to read the complete fix.

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints Unlock the full report to read the complete fix.

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

Unlock the full DNS posture audit to reveal misconfigurations, zone records, and actionable fixes.

DNS Health

DNS configuration and security assessment

90/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain Unlock the full report to read the complete fix.

Domain Registration Details

Domain Age
19 years(mature)
Expiry Risk
low(250 days)
Protection Level
strong

DNS Records

A Records:145.226.174.99
Name Servers:
ldnsie1p.e-i.net
ldnsie2p.e-i.net
ldnsse1p.e-i.net
ldnsse2p.e-i.net
MX Records:
10: smtp1-insi.e-i.net
10: smtp1-inki.e-i.net
SOA:Serial: 2025101500, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:107ms

SPF Analysis

SPF Record:
v=spf1 ip4:145.226.1.0/24 ip4:145.226.30.0/24 ip4:145.226.65.0/24 ip4:145.226.158.0/24 -all

Network Security

Port scanning and network exposure analysis.

See a glimpse of exposed services. Unlock to access full port inventories, CVE lookups, and mitigation priorities.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports Unlock the full report to read the complete fix.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Unlock to view the complete technical breakdown, stack fingerprinting, and hardening checklist.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

Unlock the full Guard report to review the complete technical breakdown and AI recommendations.
⭐ Verified Community Reviews

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