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Is cofidis.sk a Scam? Security Check Results - Cofidis

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Is cofidis.sk Safe? Security Analysis for Cofidis

https://cofidis.sk

Check if cofidis.sk is a scam or legitimate. Free security scan and reviews.

FinanceSlovakialarge
jQuery 3.6.0Underscore.js 1.13.7CSSJavaScript
Analyzed 10/18/2025Completed 6:16:32 AM
72
Security Score
MEDIUM RISK
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Domaincofidis.sk
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Cofidis Slovakia operates as a financial services provider specializing in consumer credit products such as unsecured loans, installment purchases, car loans, insurance, and eco-loans. The website targets Slovak consumer… Unlock the full Guard report to read the complete analysis.

Detected Technologies

jQuery 3.6.0Underscore.js 1.13.7CSSJavaScript
Continuous monitoring

Keep cofidis.sk under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

1 finding

90/100

GDPR Compliance

2 findings

73/100

NIS2 Compliance

9 findings

2/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Snapshot shown below. Unlock the full AI report for complete market insights, audience profiling, and step-by-step recommendations.

Business Intelligence

Market & Strategic Analysis

Cofidis positions itself as a key player in the Slovak consumer finance sector, offering a range of loan and insurance products. Its business model focuses on online lending and insurance services, targeting individual consumers. The website's loan calculator indicates a customer-centric approach to facilitate product selection. The absence of visible certifications or trust badges suggests potential areas for enhancing credibility. The company leverages a CDN and modern web technologies to deliver content efficiently. The lack of social media presence or direct contact details in the main content may limit customer engagement channels. There is no evidence of affiliate or partner domains in the provided data, indicating a direct-to-consumer approach.

Security Posture Analysis

Comprehensive Security Assessment

The website enforces HTTPS, ensuring encrypted data transmission. It uses secure form submission methods and modern JavaScript libraries, reducing risks of common vulnerabilities. However, the absence of key security headers such as Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options is a gap that could expose the site to certain attacks like clickjacking or MIME sniffing. No vulnerability disclosure or security.txt files were found, which limits transparency and incident response readiness. Privacy and cookie policies are missing, which is a compliance risk under GDPR. Overall, the security posture is moderate but requires enhancements to meet best practices and regulatory requirements.

Strategic Recommendations

Priority Actions for Security Improvement

1

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Observations

AI-powered comprehensive website and business analysis.

A preview of your strategic observations is visible. Upgrade to unlock the full competitive positioning, trust signals, and branding checklist.

AI-Enhanced Website Analysis

Business Insights

Company:

Cofidis

Description:

Cofidis offers online unsecured loans, installment purchases, car loans, insurance, and eco-loans primarily targeting Slovak customers.

Key Services:
Bezúčelová pôžička onlineNákup na splátkyÚver na autoPoistenieEkopôžičky
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
jQuery 3.6.0Underscore.js 1.13.7CSSJavaScript
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

basic

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enabled
  • Secure forms with POST method
  • Use of modern JavaScript libraries

Analytics & Tracking

Tracking Level:moderate
Privacy Compliance:poor

Advertising & Marketing

Tracking Pixels:
tracking_event.js
Marketing Tools:
SITW-tools.js
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:moderate

Key Observations

1

Website provides a comprehensive loan calculator form with multiple options for loan amount and repayment terms.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Some header findings are shown. Unlock to see the full checklist, impacted endpoints, and remediation guidance.

Security Headers

HTTP security headers analysis

90/100
Score

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs Unlock the full report to read the complete fix.

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

Preview of GDPR checkpoints is visible. Unlock to reveal full evidence, policy excerpts, and DPIA guidance.

GDPR Compliance

Privacy and data protection assessment

73/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies Unlock the full report to read the complete fix.

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements Unlock the full report to read the complete fix.

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

You can see headline NIS2 checks. Upgrade to access the full control mapping, severity breakdown, and remediation plan.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures Unlock the full report to read the complete fix.

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure Unlock the full report to read the complete fix.

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management Unlock the full report to read the complete fix.

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans Unlock the full report to read the complete fix.

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity Unlock the full report to read the complete fix.

No security contact information

HIGH

NIS2 requires clear incident reporting channels Unlock the full report to read the complete fix.

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure Unlock the full report to read the complete fix.

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts Unlock the full report to read the complete fix.

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital Unlock the full report to read the complete fix.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Quick view of email authentication checks is provided. Unlock to uncover full DNS evidence, record diffs, and fix scripts.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails Unlock the full report to read the complete fix.

No BIMI Record

LOW

BIMI displays brand logos in email clients Unlock the full report to read the complete fix.

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery Unlock the full report to read the complete fix.

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues Unlock the full report to read the complete fix.

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 a mx include:spf.mailkit.eu ip4:145.226.1.0/24 ip4:145.226.30.0/24 ip4:145.226.65.0/24 ip4:145.226.158.0/24 -all
DNS Lookups:3/10
Policy:-all
DMARC Details
Policy:quarantine
Aggregate Reports:ptec3a80dmarc@e-i.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

This is a teaser of the TLS audit. Unlock to view certificate chains, cipher support tables, and remediation steps.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1 Unlock the full report to read the complete fix.

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy Unlock the full report to read the complete fix.

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs Unlock the full report to read the complete fix.

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints Unlock the full report to read the complete fix.

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

Unlock the full DNS posture audit to reveal misconfigurations, zone records, and actionable fixes.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain Unlock the full report to read the complete fix.

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification Unlock the full report to read the complete fix.

Domain Registration Details

Domain Age
18 years(mature)
Expiry Risk
low(142 days)
Protection Level
basic

DNS Records

A Records:145.226.174.157
Name Servers:
ldnsie1p.e-i.net
ldnsie2p.e-i.net
ldnsse1p.e-i.net
ldnsse2p.e-i.net
MX Records:
10: smtp1-insi.e-i.net
10: smtp1-inki.e-i.net
SOA:Serial: 2025092500, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:219ms

SPF Analysis

SPF Record:
v=spf1 a mx include:spf.mailkit.eu ip4:145.226.1.0/24 ip4:145.226.30.0/24 ip4:145.226.65.0/24 ip4:145.226.158.0/24 -all

Network Security

Port scanning and network exposure analysis.

See a glimpse of exposed services. Unlock to access full port inventories, CVE lookups, and mitigation priorities.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports Unlock the full report to read the complete fix.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Unlock to view the complete technical breakdown, stack fingerprinting, and hardening checklist.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

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What others say about cofidis.sk

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