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Is collector.se a Scam? Security Check Results - Collector

collector.se Security Report Summary

collector.se received a security score of 71 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Collector's website security posture. Collector operates in the Finance industry in Sweden.

Collector is a Swedish financial services provider offering personal loans, credit cards, and savings accounts primarily targeting private individuals and businesses in Sweden. The company operates under the brand Collector, which is part of Norion Bank AB. The website demonstrates a mature digital presence with a focus on user experience, clear product offerings, and compliance with privacy regulations such as GDPR. The technical infrastructure includes modern web technologies, cookie consent management, and analytics integration, reflecting a well-maintained platform. Security posture is strong with HTTPS enforcement and standard security headers, although explicit security policies and incident response contacts are not published. Overall, the site is professional, trustworthy, and aligned with industry standards for financial services.

The security scan identified 23 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, Google Tag Manager, CookiePro Consent Management, HTML5, CSS3, Proxima Nova font.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is collector.se Safe? Security Analysis for Collector

https://collector.se

Check if collector.se is a scam or legitimate. Free security scan and reviews.

FinanceSwedenmedium
JavaScriptGoogle Tag ManagerCookiePro Consent ManagementHTML5CSS3+1 more
Analyzed 7/24/2025Completed 4:46:29 AM8mo ago
71
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domaincollector.se
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Collector is a Swedish financial services provider offering personal loans, credit cards, and savings accounts primarily targeting private individuals and businesses in Sweden. The company operates under the brand Collector, which is part of Norion Bank AB. The website demonstrates a mature digital presence with a focus on user experience, clear product offerings, and compliance with privacy regulations such as GDPR. The technical infrastructure includes modern web technologies, cookie consent management, and analytics integration, reflecting a well-maintained platform. Security posture is strong with HTTPS enforcement and standard security headers, although explicit security policies and incident response contacts are not published. Overall, the site is professional, trustworthy, and aligned with industry standards for financial services.

Detected Technologies

JavaScriptGoogle Tag ManagerCookiePro Consent ManagementHTML5CSS3Proxima Nova font

9 urgent findings need attention

1 critical · 8 high

  • + 1 more findings in the full report below
Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

1 finding

95/100

GDPR Compliance

3 findings

40/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Collector positions itself as a reliable and customer-focused financial institution in the Swedish market, emphasizing sustainable lending without collateral. Its business model revolves around consumer finance products including unsecured loans, a travel-friendly Mastercard credit card, and competitive savings accounts protected by the Swedish deposit guarantee. The company leverages digital channels for customer acquisition and service delivery, including BankID for secure loan applications. Partnerships and parent company affiliation with Norion Bank AB enhance credibility. The presence of educational content and warnings about fraud indicate a customer-centric approach. Growth potential is supported by digital tools such as a mobile app and integration with payment platforms like Apple Pay.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a solid security foundation with HTTPS, modern security headers, and cookie consent mechanisms that respect user privacy. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. However, the absence of a published security policy, incident response contacts, or vulnerability disclosure program suggests room for improvement in transparency and readiness. The site uses third-party scripts for analytics and consent management, which appear to be well integrated. Overall, the security posture is good but could be enhanced by formalizing security governance documentation and incident handling procedures.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page detailing security practices and user guidance.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Collector

Description:

Collector erbjuder privatlån och kreditkort till privatpersoner samt sparkonton till privatpersoner och företag. Med fokus på sund och hållbar kreditgivning hjälper Collector kunder att låna tryggt utan säkerhet. Collector är ett varumärke inom Norion Bank AB (tidigare Collector Bank AB).

Key Services:
PrivatlånKreditkort (Easyliving Mastercard)Sparkonton för privatpersoner och företag
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
JavaScriptGoogle Tag ManagerCookiePro Consent ManagementHTML5CSS3Proxima Nova font
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
90/100
Best Practices:
  • HTTPS enforced
  • Cookie consent with opt-out
  • No exposed sensitive data in HTML
  • No vulnerable libraries detected

Analytics & Tracking

Services:
Google AnalyticsFloodlight
Tracking Level:minimal
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Floodlight
Marketing Tools:
CookiePro Consent Management
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and no blocking detected.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

95/100
Score

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

40/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, health, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.protection.outlook.com include:sendgrid.net ip4:167.89.79.208 include:3959933.spf07.hubspotemail.net ip4:149.72.220.25 -all
DNS Lookups:3/10
Policy:-all
DKIM Selectors Found
Selector:selector2(1296-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:w9con3om@ag.eu.dmarcian.com
Forensic Reports:w9con3om@fr.eu.dmarcian.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

82/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
25 years(mature)
Expiry Risk
low(expired)
Protection Level
noneDNSSEC OFF
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:51.12.87.213
Name Servers:
ns1-04.azure-dns.com
ns2-04.azure-dns.net
ns3-04.azure-dns.org
ns4-04.azure-dns.info
MX Records:
10: collector-se.mail.protection.outlook.com
SOA:Serial: 2020121101, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:102ms

SPF Analysis

SPF Record:
v=spf1 include:spf.protection.outlook.com include:sendgrid.net ip4:167.89.79.208 include:3959933.spf07.hubspotemail.net ip4:149.72.220.25 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does collector.se compare?

See how collector.se stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern tech stack including HTML5, CSS3, and JavaScript with external libraries such as Google Tag Manager and CookiePro for analytics and consent management. The site is mobile-optimized with responsive design and preloaded web fonts for performance. SEO best practices are observed with proper meta tags and structured data (JSON-LD). Hosting details are not explicitly identified, but the site is served over HTTPS with strong SSL configuration. Performance is moderate, with potential for optimization in loading speed. Accessibility features such as ARIA labels and keyboard navigation are present, indicating attention to inclusive design. Overall, the technical implementation supports a professional and user-friendly online presence.
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PDF Report & Export

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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaincollector.se
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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