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Is commerzbank.de a Scam? Security Check Results - Commerzbank

commerzbank.de Security Report Summary

commerzbank.de received a security score of 70 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Commerzbank's website security posture. Commerzbank operates in the Finance industry in Germany.

Commerzbank is a major German bank serving private and business customers with a comprehensive online banking portal. The website provides access to banking services and information tailored to its target audience of private individuals and entrepreneurs. The bank holds a strong market position in the German financial sector, offering a wide range of financial products and services. The website's technical infrastructure includes modern JavaScript-based analytics and monitoring tools such as Dynatrace and Google Analytics, indicating a mature digital presence. Security measures include HTTPS enforcement and CSRF token usage, although visible security headers and explicit security policies are not present in the provided content. Privacy compliance is partially addressed through a cookie consent mechanism, but no explicit privacy or terms of service pages were detected in the analyzed HTML snippet. Overall, the website is professional, secure, and trustworthy, with room for improvement in privacy transparency and security header implementation.

The security scan identified 25 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, Dynatrace Ruxit agent, Google Analytics, Cookie consent management.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is commerzbank.de Safe? Security Analysis for Commerzbank

https://commerzbank.de

Check if commerzbank.de is a scam or legitimate. Free security scan and reviews.

FinanceGermanyenterprise
JavaScriptDynatrace Ruxit agentGoogle AnalyticsCookie consent management
Analyzed 10/22/2025Completed 4:07:38 PM5mo ago
70
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domaincommerzbank.de
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

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AI Summary

Commerzbank is a major German bank serving private and business customers with a comprehensive online banking portal. The website provides access to banking services and information tailored to its target audience of private individuals and entrepreneurs. The bank holds a strong market position in the German financial sector, offering a wide range of financial products and services. The website's technical infrastructure includes modern JavaScript-based analytics and monitoring tools such as Dynatrace and Google Analytics, indicating a mature digital presence. Security measures include HTTPS enforcement and CSRF token usage, although visible security headers and explicit security policies are not present in the provided content. Privacy compliance is partially addressed through a cookie consent mechanism, but no explicit privacy or terms of service pages were detected in the analyzed HTML snippet. Overall, the website is professional, secure, and trustworthy, with room for improvement in privacy transparency and security header implementation.

Detected Technologies

JavaScriptDynatrace Ruxit agentGoogle AnalyticsCookie consent management

8 urgent findings need attention

8 high

Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

2 findings

75/100

GDPR Compliance

3 findings

68/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Commerzbank operates as an essential entity in the banking sector, focusing on retail and corporate banking services in Germany. Its business model revolves around providing financial products and online banking access to private and business customers. The website content and metadata reflect a clear branding strategy and consistent messaging aligned with its market position. The use of advanced analytics and monitoring tools suggests a focus on performance and customer experience optimization. The absence of explicit contact information and detailed privacy policies in the analyzed content may indicate these are located on separate pages or require deeper navigation. The bank's domain and name server configuration align with its brand, supporting legitimacy and trust. No suspicious domains or partners were identified in the provided data.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a good security posture with HTTPS enabled and CSRF token protection in AJAX requests. However, the lack of visible security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options represents an area for improvement. No vulnerabilities or exposed sensitive data were detected in the provided content. The absence of a published security policy or incident response contact channels limits transparency and may impact user trust. The use of reputable analytics and monitoring services indicates ongoing security and performance monitoring. Overall, the security maturity is solid but could benefit from enhanced header implementation and public security documentation.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and publish a comprehensive privacy policy and terms of service accessible from the homepage.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Commerzbank

Description:

Im Portal für Privat- und Unternehmerkunden finden Sie Ihren Online-Zugang sowie alle Angebote und Informationen, die Sie für Ihre Bankgeschäfte benötigen.

Key Services:
Online banking accessPrivate customer bankingBusiness customer bankingFinancial products and services
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
JavaScriptDynatrace Ruxit agentGoogle AnalyticsCookie consent management
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enforced
  • CSRF token usage in AJAX calls

Analytics & Tracking

Services:
Google AnalyticsDynatrace Ruxit
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Marketing Tools:
Dynatrace Ruxit
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is professionally designed and targeted at banking customers in Germany.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

75/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 a ip4:212.149.50.150 ip4:212.149.48.100 include:spf.protection.outlook.com -all
DNS Lookups:2/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
Selector:selector2(1416-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:lubermwp@ag.eu.dmarcadvisor.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:212.149.50.185
Name Servers:
ns2.commerzbank.com
ns3.commerzbank.com
ns4.commerzbank.com
ns5.commerzbank.com
MX Records:
5: commerzbank-com.mail.protection.outlook.com
SOA:Serial: 1898, TTL: 302s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:72ms

SPF Analysis

SPF Record:
v=spf1 a ip4:212.149.50.150 ip4:212.149.48.100 include:spf.protection.outlook.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does commerzbank.de compare?

See how commerzbank.de stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses modern JavaScript technologies and integrates third-party analytics and monitoring tools such as Google Analytics and Dynatrace Ruxit. The presence of CSRF tokens in AJAX calls indicates attention to secure session management. The site appears mobile optimized with responsive design elements. Performance is moderate, with potential for improvement through optimization of scripts and assets. No CMS or hosting provider information was explicitly detected. The technical implementation is solid but could be improved by adding accessibility enhancements and security headers. SEO is supported by proper meta tags and Open Graph data, aiding social media sharing and search engine indexing.
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PDF Report & Export

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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaincommerzbank.de
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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