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Is compensalife.eu a Scam? Security Check Results - Compensa Elukindlustus

compensalife.eu Security Report Summary

compensalife.eu received a security score of 69 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Compensa Elukindlustus's website security posture. Compensa Elukindlustus operates in the Finance industry in Estonia.

Compensa Elukindlustus is an established insurance provider in Estonia specializing in life insurance and related products such as accident, cancer, savings, and pension insurance. The company targets both private individuals and business clients, offering a comprehensive portfolio of insurance services. Their market position is solid within the Estonian insurance sector, supported by a professional and well-structured website that reflects their business offerings clearly. The website is built on a mature technical infrastructure using ASP.NET WebForms and DotNetNuke CMS, integrating modern analytics and marketing tools such as Google Tag Manager, Google Analytics, Hotjar, and Cookiebot for consent management. The site is mobile optimized and demonstrates good SEO and accessibility practices.

The security scan identified 29 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: jQuery 3.5.1, jQuery UI 1.13.2, Google Tag Manager, Google Analytics, Hotjar, Cookiebot CMP.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is compensalife.eu Safe? Security Analysis for Compensa Elukindlustus

https://www.compensalife.eu/LV

Check if compensalife.eu is a scam or legitimate. Free security scan and reviews.

FinanceEstoniamedium
jQuery 3.5.1jQuery UI 1.13.2Google Tag ManagerGoogle AnalyticsHotjar+1 more
Analyzed 7/30/2025Completed 4:24:16 PM7mo ago
69
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Order summary

Domaincompensalife.eu
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Compensa Elukindlustus is an established insurance provider in Estonia specializing in life insurance and related products such as accident, cancer, savings, and pension insurance. The company targets both private individuals and business clients, offering a comprehensive portfolio of insurance services. Their market position is solid within the Estonian insurance sector, supported by a professional and well-structured website that reflects their business offerings clearly. The website is built on a mature technical infrastructure using ASP.NET WebForms and DotNetNuke CMS, integrating modern analytics and marketing tools such as Google Tag Manager, Google Analytics, Hotjar, and Cookiebot for consent management. The site is mobile optimized and demonstrates good SEO and accessibility practices.

Detected Technologies

jQuery 3.5.1jQuery UI 1.13.2Google Tag ManagerGoogle AnalyticsHotjarCookiebot CMP

7 urgent findings need attention

7 high

Continuous monitoring

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

4 findings

65/100

GDPR Compliance

2 findings

83/100

NIS2 Compliance

9 findings

2/100

Email Security

4 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The company operates primarily in the finance sector, focusing on insurance products tailored to the Estonian market. Their business model revolves around providing risk management solutions through various insurance policies. The presence of related domains for Latvia and broader European markets indicates a regional partnership ecosystem. The website's content and navigation are designed to serve both private and corporate clients, with clear segmentation. The use of multiple tracking and marketing tools suggests an active digital marketing strategy aimed at customer acquisition and retention. However, the absence of explicit terms of service and security policy pages indicates areas for improvement in transparency and compliance documentation.

Security Posture Analysis

Comprehensive Security Assessment

The website enforces HTTPS and employs a comprehensive cookie consent mechanism compliant with GDPR, indicating a good baseline security posture. The integration of third-party analytics and marketing scripts is managed through consent, reducing privacy risks. However, there is no explicit security policy or incident response contact information published, which could hinder effective communication in case of security incidents. Security headers are not explicitly confirmed in the provided data, suggesting potential gaps in HTTP security configurations. No vulnerabilities or exposed sensitive data were detected in the HTML content. Overall, the security posture is solid but could be enhanced by publishing formal security policies and improving HTTP header configurations.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and publish a formal security policy and incident response contact information on the website.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Compensa Elukindlustus

Description:

Compensast saad - elukindlustus, õnnetusjuhtumikindlustus, vähihaiguste kindlustus, kogumiskindlustus, pensionikindlustus.

Key Services:
Life insuranceAccident insuranceCancer insuranceSavings insurancePension insurance
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
jQuery 3.5.1jQuery UI 1.13.2Google Tag ManagerGoogle AnalyticsHotjarCookiebot CMP
Frameworks:
ASP.NET WebForms
Platforms:
Windows Server (implied by ASP.NET)
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enforced
  • Cookie consent with opt-in/out
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google AnalyticsHotjar
Tracking Level:extensive
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Google AdsFacebook Ads
Tracking Pixels:
HotjarFacebook Pixel
Marketing Tools:
Cookiebot CMP
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website uses HTTPS and modern consent management

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

65/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

83/100
Score

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphoneform

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, health, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

Strict DMARC Alignment

LOW

Strict alignment may cause legitimate emails to fail

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx ip4:92.62.128.226 ip4:79.98.24.133 include:spf.tmes.trendmicro.com include:spf.protection.outlook.com include:_spf.smaily.com include:_spf.mlsend.com -all
DNS Lookups:5/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1296-bit rsa)
DMARC Details
Policy:quarantine
Subdomain Policy:reject
Aggregate Reports:51e67c6218e74625894ba3fabd5165a2@dmarc-reports.cloudflare.net
Forensic Reports:dmarc@compensalife.ee

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

67/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 62 days

Mixed Content Detected

MEDIUM

1 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
15 years(mature)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:92.62.128.231
Name Servers:
bowen.ns.cloudflare.com
sasha.ns.cloudflare.com
MX Records:
5: compensa-life.in.tmes.trendmicro.eu
SOA:Serial: 2378548305, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:71ms

SPF Analysis

SPF Record:
v=spf1 mx ip4:92.62.128.226 ip4:79.98.24.133 include:spf.tmes.trendmicro.com include:spf.protection.outlook.com include:_spf.smaily.com include:_spf.mlsend.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does compensalife.eu compare?

See how compensalife.eu stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a mature ASP.NET WebForms framework with DotNetNuke CMS, leveraging jQuery and jQuery UI libraries for frontend interactions. It integrates Google Tag Manager for managing analytics and marketing tags, along with Hotjar for user behavior analysis and Cookiebot for GDPR-compliant cookie consent management. The site uses standard web technologies and is mobile optimized with responsive design elements. Performance is moderate, with room for improvement in loading speed and accessibility compliance. The technical stack is stable but could benefit from modernization to newer frameworks and enhanced security configurations.
Professional PDF & Marketing Data

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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaincompensalife.eu
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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