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Is creditas.cz a Scam? Security Check Results - Banka CREDITAS a.s.

creditas.cz Security Report Summary

creditas.cz received a security score of 47 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Banka CREDITAS a.s.'s website security posture. Banka CREDITAS a.s. operates in the Finance industry in Czech Republic.

Banka CREDITAS a.s. is a Czech bank established in 1996, originally as a credit union and licensed as a bank since 2016. It offers a range of financial services including savings accounts, loans, investment products, and corporate financing primarily targeting Czech companies and expanding into Western Europe. The bank is part of the CREDITAS Group, a Czech investment group with interests in financial services, energy, and real estate. The website is professionally designed, mobile-optimized, and provides comprehensive business and contact information. Technically, it uses modern web technologies and a proprietary CMS (Solidpixels). Security posture is good with HTTPS enforced and secure forms, though explicit security headers and published security policies are lacking. Privacy compliance is partial with a cookie consent mechanism but no clear privacy policy page found. WHOIS data is unavailable, which slightly reduces trust but the overall business credibility remains high.

The security scan identified 19 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, Google Tag Manager, Bing Ads, Cookielaw.org scripts, Solidpixels CMS.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

B

Is creditas.cz Safe? Security Analysis for Banka CREDITAS a.s.

https://creditas.cz

Check if creditas.cz is a scam or legitimate. Free security scan and reviews.

FinanceCzech Republicmedium
JavaScriptGoogle Tag ManagerBing AdsCookielaw.org scriptsSolidpixels CMS
Analyzed 10/17/2025Completed 6:04:19 PM5mo ago
47
Security Score
HIGH RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domaincreditas.cz
Access tierFull report or marketing add-on

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VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Banka CREDITAS a.s. is a Czech bank established in 1996, originally as a credit union and licensed as a bank since 2016. It offers a range of financial services including savings accounts, loans, investment products, and corporate financing primarily targeting Czech companies and expanding into Western Europe. The bank is part of the CREDITAS Group, a Czech investment group with interests in financial services, energy, and real estate. The website is professionally designed, mobile-optimized, and provides comprehensive business and contact information. Technically, it uses modern web technologies and a proprietary CMS (Solidpixels). Security posture is good with HTTPS enforced and secure forms, though explicit security headers and published security policies are lacking. Privacy compliance is partial with a cookie consent mechanism but no clear privacy policy page found. WHOIS data is unavailable, which slightly reduces trust but the overall business credibility remains high.

Detected Technologies

JavaScriptGoogle Tag ManagerBing AdsCookielaw.org scriptsSolidpixels CMS

2 urgent findings need attention

2 high

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Keep creditas.cz under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

1 finding

0/100

GDPR Compliance

1 finding

0/100

NIS2 Compliance

1 finding

0/100

Email Security

5 findings

75/100

Security scan incomplete. 3 out of 9 security checks failed to complete. The website may be inaccessible or protected by security measures. Please retry the scan or verify the website is accessible.

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Banka CREDITAS holds a growing position in the Czech banking sector with a focus on medium-sized enterprises and retail clients. Its competitive advantage lies in personalized banking services, Czech ownership, and recent strategic acquisitions including Max Bank and MeDirect bank group. The business model emphasizes deposit appreciation, lending, and investment services. The bank maintains a network of 35 branches, catering especially to clients preferring personal banking. The CREDITAS Group umbrella provides diversified investment and operational support. The website reflects a mature digital presence with clear branding and active social media engagement.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

Banka CREDITAS a.s.

VAT Number:

CZ699006775

Registration Number:

634 92 555

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a solid security foundation with HTTPS and secure form validation. However, the absence of explicit security headers such as Content-Security-Policy and X-Frame-Options is a gap. No visible incident response or vulnerability disclosure information is published, which is a common expectation for financial institutions. The lack of WHOIS transparency is a concern but may be due to registry policies. Overall, the security posture is good but could be enhanced by publishing security policies, incident contacts, and improving HTTP headers.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a comprehensive privacy policy page clearly accessible from the website footer or main navigation.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Banka CREDITAS a.s.

Description:

Banka CREDITAS offers its clients convenient payment services, interesting savings valuation and attractive investment opportunities. In corporate banking, it specializes in financing Czech companies and foreign exchange conversions.

Key Services:
Savings accountsTerm depositsLoansInvestment instrumentsCorporate financingForeign exchange conversions
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
JavaScriptGoogle Tag ManagerBing AdsCookielaw.org scriptsSolidpixels CMS
Frameworks:
Solidpixels
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Secure forms with validation
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google Analytics (via Google Tag Manager implied)
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Ad Networks:
Bing Ads
Tracking Pixels:
Bing Ads
Marketing Tools:
Bing Ads
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is professionally designed and content-rich.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

0/100
Score
Analysis failed - content could not be retrieved

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

0/100
Score
Analysis failed - content could not be retrieved

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

0/100
Score
Analysis failed - content could not be retrieved

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

75/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

Strict DMARC Alignment

LOW

Strict alignment may cause legitimate emails to fail

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:91.139.8.83 ip4:91.139.8.94 ip4:85.115.52.190 ip4:85.115.60.190 ip4:54.229.2.165 ip4:52.30.130.201 ip4:85.115.32.0/19 ip4:196.216.238.0/23 ip4:177.39.96.0/22 ip4:103.1.196.0/22 ip4:86.111.220.0/22 ip4:208.87.232.0/21 ip4:116.50.56.0/21 ip4:86.1 11.216.0/23 ip4:192.151.176.0/20 ip4:157.167.0.0/16 ip4:194.50.248.76 ip4:194.50.248.12 include:spf.protection.outlook.com include:spf.solidpixels.com -all
DNS Lookups:2/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
DMARC Details
Policy:none
Aggregate Reports:89af84a246@rua.easydmarc.eu
Forensic Reports:89af84a246@ruf.easydmarc.eu

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

42/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 84 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Mixed Content Detected

MEDIUM

2 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
16 years(mature)

DNS Records

A Records:104.18.21.71, 104.18.20.71
Name Servers:
cullen.ns.cloudflare.com
fish.ns.cloudflare.com
MX Records:
10: creditas-cz.mail.protection.outlook.com
SOA:Serial: 2385955751, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:74ms

SPF Analysis

SPF Record:
v=spf1 ip4:91.139.8.83 ip4:91.139.8.94 ip4:85.115.52.190 ip4:85.115.60.190 ip4:54.229.2.165 ip4:52.30.130.201 ip4:85.115.32.0/19 ip4:196.216.238.0/23 ip4:177.39.96.0/22 ip4:103.1.196.0/22 ip4:86.111.220.0/22 ip4:208.87.232.0/21 ip4:116.50.56.0/21 ip4:86.1 11.216.0/23 ip4:192.151.176.0/20 ip4:157.167.0.0/16 ip4:194.50.248.76 ip4:194.50.248.12 include:spf.protection.outlook.com include:spf.solidpixels.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does creditas.cz compare?

creditas.cz scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on the Solidpixels CMS platform and uses modern JavaScript libraries and asynchronous loading for performance optimization. It integrates Google Tag Manager and Bing Ads for analytics and marketing. The site is mobile responsive and accessible with good SEO practices including meta tags and Open Graph data. Performance is moderate with room for optimization. No major technical debt or deprecated technologies detected. Hosting provider details are not explicitly found. Overall, the technical infrastructure supports a professional and scalable online presence.
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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaincreditas.cz
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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