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Is creditas.cz a Scam? Security Check Results - Banka CREDITAS a.s.

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Is creditas.cz Safe? Security Analysis for Banka CREDITAS a.s.

https://creditas.cz

Check if creditas.cz is a scam or legitimate. Free security scan and reviews.

FinanceCzech Republicmedium
JavaScriptGoogle Tag ManagerBing AdsCookielaw.org scriptsSolidpixels CMS
Analyzed 10/17/2025Completed 6:04:19 PM
47
Security Score
HIGH RISK
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Domaincreditas.cz
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Banka CREDITAS a.s. is a Czech bank established in 1996, originally as a credit union and licensed as a bank since 2016. It offers a range of financial services including savings accounts, loans, investment products, and… Unlock the full Guard report to read the complete analysis.

Detected Technologies

JavaScriptGoogle Tag ManagerBing AdsCookielaw.org scriptsSolidpixels CMS
Continuous monitoring

Keep creditas.cz under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

1 finding

0/100

GDPR Compliance

1 finding

0/100

NIS2 Compliance

1 finding

0/100

Email Security

5 findings

75/100

Security scan incomplete. 3 out of 9 security checks failed to complete. The website may be inaccessible or protected by security measures. Please retry the scan or verify the website is accessible.

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Snapshot shown below. Unlock the full AI report for complete market insights, audience profiling, and step-by-step recommendations.

Business Intelligence

Market & Strategic Analysis

Banka CREDITAS holds a growing position in the Czech banking sector with a focus on medium-sized enterprises and retail clients. Its competitive advantage lies in personalized banking services, Czech ownership, and recent strategic acquisitions including Max Bank and MeDirect bank group. The business model emphasizes deposit appreciation, lending, and investment services. The bank maintains a network of 35 branches, catering especially to clients preferring personal banking. The CREDITAS Group umbrella provides diversified investment and operational support. The website reflects a mature digital presence with clear branding and active social media engagement.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

Banka CREDITAS a.s.

VAT Number:

CZ699006775

Registration Number:

634 92 555

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a solid security foundation with HTTPS and secure form validation. However, the absence of explicit security headers such as Content-Security-Policy and X-Frame-Options is a gap. No visible incident response or vulnerability disclosure information is published, which is a common expectation for financial institutions. The lack of WHOIS transparency is a concern but may be due to registry policies. Overall, the security posture is good but could be enhanced by publishing security policies, incident contacts, and improving HTTP headers.

Strategic Recommendations

Priority Actions for Security Improvement

1

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Observations

AI-powered comprehensive website and business analysis.

A preview of your strategic observations is visible. Upgrade to unlock the full competitive positioning, trust signals, and branding checklist.

AI-Enhanced Website Analysis

Business Insights

Company:

Banka CREDITAS a.s.

Description:

Banka CREDITAS offers its clients convenient payment services, interesting savings valuation and attractive investment opportunities. In corporate banking, it specializes in financing Czech companies and foreign exchange conversions.

Key Services:
Savings accountsTerm depositsLoansInvestment instrumentsCorporate financingForeign exchange conversions
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
JavaScriptGoogle Tag ManagerBing AdsCookielaw.org scriptsSolidpixels CMS
Frameworks:
Solidpixels
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Secure forms with validation
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google Analytics (via Google Tag Manager implied)
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Ad Networks:
Bing Ads
Tracking Pixels:
Bing Ads
Marketing Tools:
Bing Ads
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is professionally designed and content-rich.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Some header findings are shown. Unlock to see the full checklist, impacted endpoints, and remediation guidance.

Security Headers

HTTP security headers analysis

0/100
Score
Analysis failed - content could not be retrieved

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

Preview of GDPR checkpoints is visible. Unlock to reveal full evidence, policy excerpts, and DPIA guidance.

GDPR Compliance

Privacy and data protection assessment

0/100
Score
Analysis failed - content could not be retrieved

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

You can see headline NIS2 checks. Upgrade to access the full control mapping, severity breakdown, and remediation plan.

NIS2 Compliance

Network & Information Security Directive

0/100
Score
Analysis failed - content could not be retrieved

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Quick view of email authentication checks is provided. Unlock to uncover full DNS evidence, record diffs, and fix scripts.

Email Security

SPF, DKIM, and DMARC validation

75/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none" Unlock the full report to read the complete fix.

Strict DMARC Alignment

LOW

Strict alignment may cause legitimate emails to fail Unlock the full report to read the complete fix.

No BIMI Record

LOW

BIMI displays brand logos in email clients Unlock the full report to read the complete fix.

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery Unlock the full report to read the complete fix.

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues Unlock the full report to read the complete fix.

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:91.139.8.83 ip4:91.139.8.94 ip4:85.115.52.190 ip4:85.115.60.190 ip4:54.229.2.165 ip4:52.30.130.201 ip4:85.115.32.0/19 ip4:196.216.238.0/23 ip4:177.39.96.0/22 ip4:103.1.196.0/22 ip4:86.111.220.0/22 ip4:208.87.232.0/21 ip4:116.50.56.0/21 ip4:86.1 11.216.0/23 ip4:192.151.176.0/20 ip4:157.167.0.0/16 ip4:194.50.248.76 ip4:194.50.248.12 include:spf.protection.outlook.com include:spf.solidpixels.com -all
DNS Lookups:2/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
DMARC Details
Policy:none
Aggregate Reports:89af84a246@rua.easydmarc.eu
Forensic Reports:89af84a246@ruf.easydmarc.eu

🏆SSL/TLS Security

Certificate validity and encryption analysis.

This is a teaser of the TLS audit. Unlock to view certificate chains, cipher support tables, and remediation steps.

SSL/TLS Security

Certificate validity and encryption analysis

42/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1 Unlock the full report to read the complete fix.

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy Unlock the full report to read the complete fix.

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs Unlock the full report to read the complete fix.

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 84 days Unlock the full report to read the complete fix.

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak Unlock the full report to read the complete fix.

Mixed Content Detected

MEDIUM

2 resources loaded over insecure HTTP Unlock the full report to read the complete fix.

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints Unlock the full report to read the complete fix.

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

Unlock the full DNS posture audit to reveal misconfigurations, zone records, and actionable fixes.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain Unlock the full report to read the complete fix.

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found Unlock the full report to read the complete fix.

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy Unlock the full report to read the complete fix.

Domain Registration Details

Domain Age
16 years(mature)

DNS Records

A Records:104.18.21.71, 104.18.20.71
Name Servers:
cullen.ns.cloudflare.com
fish.ns.cloudflare.com
MX Records:
10: creditas-cz.mail.protection.outlook.com
SOA:Serial: 2385955751, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:74ms

SPF Analysis

SPF Record:
v=spf1 ip4:91.139.8.83 ip4:91.139.8.94 ip4:85.115.52.190 ip4:85.115.60.190 ip4:54.229.2.165 ip4:52.30.130.201 ip4:85.115.32.0/19 ip4:196.216.238.0/23 ip4:177.39.96.0/22 ip4:103.1.196.0/22 ip4:86.111.220.0/22 ip4:208.87.232.0/21 ip4:116.50.56.0/21 ip4:86.1 11.216.0/23 ip4:192.151.176.0/20 ip4:157.167.0.0/16 ip4:194.50.248.76 ip4:194.50.248.12 include:spf.protection.outlook.com include:spf.solidpixels.com -all

Network Security

Port scanning and network exposure analysis.

See a glimpse of exposed services. Unlock to access full port inventories, CVE lookups, and mitigation priorities.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports Unlock the full report to read the complete fix.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Unlock to view the complete technical breakdown, stack fingerprinting, and hardening checklist.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

Unlock the full Guard report to review the complete technical breakdown and AI recommendations.
⭐ Verified Community Reviews

What others say about creditas.cz

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