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Is creditreform.cz a Scam? Security Check Results - Creditreform s.r.o.

creditreform.cz Security Report Summary

creditreform.cz received a security score of 72 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Creditreform s.r.o.'s website security posture. Creditreform s.r.o. operates in the Finance industry in Czech Republic.

Creditreform s.r.o. is a Czech-based financial services company specializing in credit information, scoring, debt collection, and market analysis. The company provides comprehensive economic data and certification services to businesses, supporting credit risk assessment and financial stability verification. Their market position is solid within the regional finance sector, supported by a network of partner domains across Europe. The website is built on TYPO3 CMS and integrates modern frontend technologies and cookie consent management via Cookiebot, reflecting a mature digital infrastructure. Security posture is good with HTTPS enforced and cookie consent implemented, though some security headers could be improved. The absence of public WHOIS data due to privacy protection slightly reduces transparency but is common for such businesses. Overall, the site is professional, compliant with GDPR, and trustworthy for business users.

The security scan identified 24 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: TYPO3 CMS, Cookiebot, Swiper.js, jQuery (implied by TYPO3 typical usage), Google Analytics.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is creditreform.cz Safe? Security Analysis for Creditreform s.r.o.

https://creditreform.cz

Check if creditreform.cz is a scam or legitimate. Free security scan and reviews.

FinanceCzech Republicmedium
TYPO3 CMSCookiebotSwiper.jsjQuery (implied by TYPO3 typical usage)Google Analytics
Analyzed 7/24/2025Completed 10:04:59 PM8mo ago
72
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domaincreditreform.cz
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Creditreform s.r.o. is a Czech-based financial services company specializing in credit information, scoring, debt collection, and market analysis. The company provides comprehensive economic data and certification services to businesses, supporting credit risk assessment and financial stability verification. Their market position is solid within the regional finance sector, supported by a network of partner domains across Europe. The website is built on TYPO3 CMS and integrates modern frontend technologies and cookie consent management via Cookiebot, reflecting a mature digital infrastructure. Security posture is good with HTTPS enforced and cookie consent implemented, though some security headers could be improved. The absence of public WHOIS data due to privacy protection slightly reduces transparency but is common for such businesses. Overall, the site is professional, compliant with GDPR, and trustworthy for business users.

Detected Technologies

TYPO3 CMSCookiebotSwiper.jsjQuery (implied by TYPO3 typical usage)Google Analytics

7 urgent findings need attention

7 high

Continuous monitoring

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

2 findings

75/100

GDPR Compliance

No critical findings yet

100/100

NIS2 Compliance

9 findings

2/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Creditreform operates primarily in the finance sector, offering B2B services including credit scoring, economic information databases, debt collection, and ESG scoring. Their revenue streams likely include subscription access to databases, certification issuance, and debt management services. The company targets businesses needing reliable credit and financial data for decision-making. The broad partner ecosystem across multiple European countries enhances their market reach and service capabilities. The business model is service-oriented with a focus on data accuracy and compliance. Growth indicators include multilingual offerings and ESG integration, aligning with modern sustainability trends.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

Creditreform s.r.o.

VAT Number:

CZ07064730

Registration Number:

07064730

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a good security baseline with HTTPS and cookie consent mechanisms in place. However, explicit security headers like Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options are not visibly configured in the HTML source, which could be improved to mitigate common web vulnerabilities. No exposed sensitive data or vulnerable libraries were detected. The site lacks a publicly visible security policy or incident response contact, which could enhance transparency and preparedness. Overall, the security posture is adequate for the business type but could benefit from enhanced header configurations and documented security policies.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement comprehensive security headers including CSP, X-Frame-Options, and X-Content-Type-Options to strengthen web security.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Creditreform s.r.o.

Description:

Creditreform s.r.o. provides economic information, credit scoring, certification, debt collection, monitoring, and analysis services primarily for Czech and international companies. They offer online databases, financial stability certificates, and ESG scoring in cooperation with Creditreform Rating AG.

Key Services:
Economic information and scoringDebt collection and managementMarket monitoringFinancial certification (CrefoZert)ESG scoring
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
TYPO3 CMSCookiebotSwiper.jsjQuery (implied by TYPO3 typical usage)Google Analytics
Frameworks:
TYPO3 CMS
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • Cookie consent management
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google Analytics
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Google
Tracking Pixels:
Cookiebot
Marketing Tools:
Cookiebot
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website uses TYPO3 CMS with modern frontend libraries

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

75/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

100/100
Score
No issues found

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphoneform

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, health, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx ip4:217.28.60.203/29 a:mail.crefo.cz a:test-mail.crefo.cz a:mail.envox.lv -all
DNS Lookups:4/10
Policy:-all

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 30 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

No DMARC Record

MEDIUM

DMARC policy not configured

Domain Registration Details

Domain Age
26 years(mature)

DNS Records

A Records:194.55.199.21
Name Servers:
ns1.websupport.cz
ns2.websupport.cz
ns3.websupport.eu
MX Records:
10: tuxecoa008.ecofis.de
SOA:Serial: 1739971999, TTL: 2560s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:59ms

SPF Analysis

SPF Record:
v=spf1 mx ip4:217.28.60.203/29 a:mail.crefo.cz a:test-mail.crefo.cz a:mail.envox.lv -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does creditreform.cz compare?

See how creditreform.cz stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on TYPO3 CMS, a robust and scalable content management system suitable for enterprise-level sites. Frontend technologies include Swiper.js for sliders and Cookiebot for consent management, indicating modern UI/UX practices. Performance is moderate with responsive design and mobile optimization evident. SEO is supported by proper meta tags and structured data (JSON-LD) for search actions. Accessibility is basic but could be improved. Hosting provider details are not explicit. Overall, the technical infrastructure is solid but has room for optimization in security headers and accessibility compliance.
Professional PDF & Marketing Data

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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaincreditreform.cz
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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