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Is creditreform.lt a Scam? Security Check Results - Creditreform Lithuania

creditreform.lt Security Report Summary

creditreform.lt received a security score of 69 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Creditreform Lithuania's website security posture. Creditreform Lithuania operates in the Finance industry in Lithuania.

Creditreform Lithuania is a well-established financial services company specializing in credit risk management, debt collection, and market analysis since 1993. The company targets businesses in Lithuania seeking to manage credit risks and improve financial decision-making. The website is professionally designed using TYPO3 CMS and integrates modern technologies such as Google Tag Manager and Cookiebot for analytics and privacy compliance. The presence of a comprehensive cookie consent mechanism indicates good GDPR compliance. Security posture is strong with HTTPS enforced and no visible vulnerabilities, although security headers and explicit incident response contacts are missing. The lack of WHOIS data transparency slightly reduces trustworthiness but the overall digital maturity and business credibility remain solid. Strategic recommendations include enhancing security headers, publishing security policies, and improving contact information visibility.

The security scan identified 29 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: TYPO3 CMS, Google Tag Manager, Cookiebot, Swiper.js.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is creditreform.lt Safe? Security Analysis for Creditreform Lithuania

https://creditreform.lt

Check if creditreform.lt is a scam or legitimate. Free security scan and reviews.

FinanceLithuaniamedium
TYPO3 CMSGoogle Tag ManagerCookiebotSwiper.js
Analyzed 7/24/2025Completed 11:02:19 PM8mo ago
69
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domaincreditreform.lt
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Creditreform Lithuania is a well-established financial services company specializing in credit risk management, debt collection, and market analysis since 1993. The company targets businesses in Lithuania seeking to manage credit risks and improve financial decision-making. The website is professionally designed using TYPO3 CMS and integrates modern technologies such as Google Tag Manager and Cookiebot for analytics and privacy compliance. The presence of a comprehensive cookie consent mechanism indicates good GDPR compliance. Security posture is strong with HTTPS enforced and no visible vulnerabilities, although security headers and explicit incident response contacts are missing. The lack of WHOIS data transparency slightly reduces trustworthiness but the overall digital maturity and business credibility remain solid. Strategic recommendations include enhancing security headers, publishing security policies, and improving contact information visibility.

Detected Technologies

TYPO3 CMSGoogle Tag ManagerCookiebotSwiper.js

7 urgent findings need attention

7 high

Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

3 findings

70/100

GDPR Compliance

1 finding

95/100

NIS2 Compliance

9 findings

2/100

Email Security

5 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Creditreform Lithuania operates within a network of related Creditreform domains across Europe, indicating a broad partnership ecosystem. The business model focuses on B2B services in finance, providing creditworthiness assessments, debt collection, and market data analytics. The company leverages digital tools for marketing and analytics, including Google Analytics and Tag Manager, and maintains GDPR compliance through Cookiebot. The website's content and navigation are clear and professional, supporting a positive user experience. Growth indicators include multilingual support and integration with sister sites. However, the absence of explicit contact details and WHOIS transparency suggests areas for operational improvement.

Extracted Contact Information

Marketing Intelligence Data

Physical Addresses (1)

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a good security baseline with HTTPS enabled and cookie consent mechanisms in place. However, no explicit security headers were detected in the provided data, and there is no published security policy or incident response information. The absence of a security.txt file or vulnerability disclosure program limits transparency and readiness for security incidents. No vulnerabilities or exposed sensitive data were found in the HTML content. Overall, the security posture is moderate to strong but could benefit from enhanced security headers, documented policies, and incident response contacts to improve resilience and trust.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and enforce security headers such as Content-Security-Policy, X-Frame-Options, and X-XSS-Protection.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Creditreform Lithuania

Description:

Creditreform Lithuania helps manage business risks since 1993, offering creditworthiness and risk assessment, debt collection, market analysis, and client data services.

Key Services:
Creditworthiness and risk assessmentDebt collection and receivables managementMarket analysis and customer data
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
TYPO3 CMSGoogle Tag ManagerCookiebotSwiper.js
Frameworks:
TYPO3 CMS
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Cookie consent with granular controls
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google Analytics
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Google
Tracking Pixels:
Cookiebot
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenge.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

70/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

95/100
Score

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, health, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No DMARC reporting

LOW

DMARC aggregate reports not configured

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:89.249.81.242 ip4:89.249.81.220 -all
DNS Lookups:0/10
Policy:-all
DKIM Selectors Found
Selector:default(1296-bit rsa)
DMARC Details
Policy:none

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 66 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.2TLSv1.3TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

65/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
22 years(mature)
Expiry Risk
medium(expired)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:194.55.199.47
Name Servers:
dns1.balt.net
dns2.balt.net
dns3.balt.net
dns4.balt.netDNS only
dns4.baltneta.ltWHOIS only
MX Records:
20: mail2.pvs.lt
10: mail.pvs.lt
SOA:Serial: 2012071995, TTL: 60s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:92ms

SPF Analysis

SPF Record:
v=spf1 ip4:89.249.81.242 ip4:89.249.81.220 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does creditreform.lt compare?

See how creditreform.lt stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on TYPO3 CMS, a mature and flexible content management system. It uses modern frontend libraries such as Swiper.js for interactive elements and integrates Google Tag Manager for analytics and marketing. Cookiebot is used for cookie consent management, indicating attention to privacy compliance. The site is mobile-optimized with responsive design and good SEO practices including structured data (JSON-LD) for search engines. Performance is moderate, with compressed CSS assets and lazy loading of fonts. No hosting provider details were identified from the HTML content. Technical risks are minimal but could include the need for improved security headers and enhanced accessibility compliance.
Professional PDF & Marketing Data

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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaincreditreform.lt
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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