Is creditreform.lv Safe? Security Analysis for SIA “CREDITREFORM Rating”
http://creditreform.lvCheck if creditreform.lv is a scam or legitimate. Free security scan and reviews.
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Creditreform.lv represents a well-established Latvian credit information provider operating since 1995. The company offers comprehensive business information services including credit reports, monitoring, marketing data, and credit scoring tools such as CrefoScore. The website reflects a professional business model targeting B2B clients seeking reliable financial data on Latvian and international companies. The site is integrated with partner services for debt collection and online portals, enhancing its service ecosystem. Technically, the website uses a modern but straightforward technology stack including jQuery, Owl Carousel, and Google Fonts. The site is mobile optimized with good navigation and content structure, though accessibility features are basic. No CMS or hosting provider details are evident. Performance is moderate with no major technical issues detected. Security posture is adequate but could be improved by adding security headers and publishing explicit security policies. No vulnerabilities or exposed sensitive data were found in the HTML content. Privacy compliance is strong with clear GDPR and cookie policies and consent mechanisms. Contact information and company registration details are transparently provided, supporting business credibility. Overall, the site presents a trustworthy and professional front for Creditreform’s credit information services. The lack of WHOIS data limits domain trust analysis, but the business and website content align well with a legitimate financial service provider. Strategic improvements in security headers, accessibility, and incident response transparency would enhance the security posture and trust further.
Detected Technologies
9 urgent findings need attention
1 critical · 8 high
- + 1 more findings in the full report below
Keep creditreform.lv under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
3 findings
80/100
GDPR Compliance
3 findings
40/100
NIS2 Compliance
9 findings
2/100
Email Security
4 findings
75/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Creditreform.lv holds a strong market position in Latvia as a trusted credit information provider with a history dating back to 1995. Its competitive advantage lies in its comprehensive credit data offerings, unique credit scoring tool CrefoScore, and integration with an international Creditreform network spanning 22 countries. The business model focuses on B2B services providing financial risk assessment and monitoring tools to companies. Revenue streams likely include subscription access to credit reports, monitoring services, and consulting. The partnership with B2 Impact for debt collection indicates strategic outsourcing to focus on core competencies. The target customers are businesses requiring reliable credit and financial data for decision-making. The website’s clear branding, professional content, and transparent contact details support a credible market presence. Growth opportunities may include expanding digital services and enhancing data analytics capabilities.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Company Registration
SIA “CREDITREFORM Rating”
LV40003807493
40003807493
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a moderate security maturity level. HTTPS is presumed enabled though not explicitly confirmed in the HTML content. No security headers were detected in the provided data, indicating room for improvement in HTTP security configurations. The site does not expose sensitive data or vulnerable libraries in its HTML. Privacy policies and cookie consent mechanisms are implemented, supporting GDPR compliance. However, there is no visible incident response or security policy documentation, nor a vulnerability disclosure or security.txt file. The absence of security certifications or explicit frameworks suggests a basic security culture. To enhance security posture, the organization should implement recommended security headers, publish incident response and vulnerability disclosure policies, and regularly audit third-party components. These steps will reduce risk and improve trustworthiness.
Strategic Recommendations
Priority Actions for Security Improvement
Implement comprehensive HTTP security headers including Content-Security-Policy, Strict-Transport-Security, X-Frame-Options, and X-Content-Type-Options.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
SIA “CREDITREFORM Rating”
Creditreform is a trusted credit information provider in Latvia operating since 1995, offering business information, credit history, and data services. It provides financial status and creditworthiness reports on Latvian and foreign companies via the CrediWeb portal, including the CrefoScore tool for assessing payment ability.
good
consistent
Technical Stack
moderate
good
basic
basic
Security Assessment
- No exposed sensitive data in HTML
- No visible vulnerable libraries
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website content is fully accessible and not blocked by WAF or security challenges.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
EU business without adequate privacy measures
CRITICALEU businesses are subject to strict GDPR requirements
Third-party services without privacy policy
HIGHDetected services: Google Analytics, Google APIs
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: transport, banking, digital
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
DMARC not enforcing
MEDIUMDMARC policy is set to "none"
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
Mixed Content Detected
MEDIUM1 resources loaded over insecure HTTP
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
Insufficient Name Servers
MEDIUMDomain has only 1 name server (minimum 2 recommended)
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
DMARC Policy Set to None
LOWDMARC is configured but not enforcing any policy
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does creditreform.lv compare?
See how creditreform.lv stacks up against similar websites in the same industry.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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