Is creditreform.lv Safe? Security Analysis for SIA “CREDITREFORM Rating”
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Creditreform.lv represents a well-established Latvian credit information provider operating since 1995. The company offers comprehensive business information services including credit reports, monitoring, marketing data,… Unlock the full Guard report to read the complete analysis.
Detected Technologies
Keep creditreform.lv under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
Cancel anytime. Alerts sent to the contacts you choose. Unlock the full report to view historical timelines and alerts.
Security Headers
3 findings
80/100
GDPR Compliance
3 findings
40/100
NIS2 Compliance
9 findings
2/100
Email Security
4 findings
75/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Snapshot shown below. Unlock the full AI report for complete market insights, audience profiling, and step-by-step recommendations.
Business Intelligence
Market & Strategic Analysis
Creditreform.lv holds a strong market position in Latvia as a trusted credit information provider with a history dating back to 1995. Its competitive advantage lies in its comprehensive credit data offerings, unique credit scoring tool CrefoScore, and integration with an international Creditreform network spanning 22 countries. The business model focuses on B2B services providing financial risk assessment and monitoring tools to companies. Revenue streams likely include subscription access to credit reports, monitoring services, and consulting. The partnership with B2 Impact for debt collection indicates strategic outsourcing to focus on core competencies. The target customers are businesses requiring reliable credit and financial data for decision-making. The website’s clear branding, professional content, and transparent contact details support a credible market presence. Growth opportunities may include expanding digital services and enhancing data analytics capabilities.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Company Registration
SIA “CREDITREFORM Rating”
LV40003807493
40003807493
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a moderate security maturity level. HTTPS is presumed enabled though not explicitly confirmed in the HTML content. No security headers were detected in the provided data, indicating room for improvement in HTTP security configurations. The site does not expose sensitive data or vulnerable libraries in its HTML. Privacy policies and cookie consent mechanisms are implemented, supporting GDPR compliance. However, there is no visible incident response or security policy documentation, nor a vulnerability disclosure or security.txt file. The absence of security certifications or explicit frameworks suggests a basic security culture. To enhance security posture, the organization should implement recommended security headers, publish incident response and vulnerability disclosure policies, and regularly audit third-party components. These steps will reduce risk and improve trustworthiness.
Strategic Recommendations
Priority Actions for Security Improvement
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✨Observations
AI-powered comprehensive website and business analysis.
A preview of your strategic observations is visible. Upgrade to unlock the full competitive positioning, trust signals, and branding checklist.
AI-Enhanced Website Analysis
Business Insights
SIA “CREDITREFORM Rating”
Creditreform is a trusted credit information provider in Latvia operating since 1995, offering business information, credit history, and data services. It provides financial status and creditworthiness reports on Latvian and foreign companies via the CrediWeb portal, including the CrefoScore tool for assessing payment ability.
good
consistent
Technical Stack
moderate
good
basic
basic
Security Assessment
- No exposed sensitive data in HTML
- No visible vulnerable libraries
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website content is fully accessible and not blocked by WAF or security challenges.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Some header findings are shown. Unlock to see the full checklist, impacted endpoints, and remediation guidance.
Security Headers
HTTP security headers analysis
Missing Referrer-Policy header
LOWControls referrer information sent with requests Unlock the full report to read the complete fix.
Missing Permissions-Policy header
MEDIUMControls browser features and APIs Unlock the full report to read the complete fix.
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages Unlock the full report to read the complete fix.
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
Preview of GDPR checkpoints is visible. Unlock to reveal full evidence, policy excerpts, and DPIA guidance.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy Unlock the full report to read the complete fix.
EU business without adequate privacy measures
CRITICALEU businesses are subject to strict GDPR requirements Unlock the full report to read the complete fix.
Third-party services without privacy policy
HIGHDetected services: Google Analytics, Google APIs Unlock the full report to read the complete fix.
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
You can see headline NIS2 checks. Upgrade to access the full control mapping, severity breakdown, and remediation plan.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures Unlock the full report to read the complete fix.
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure Unlock the full report to read the complete fix.
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management Unlock the full report to read the complete fix.
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans Unlock the full report to read the complete fix.
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity Unlock the full report to read the complete fix.
No security contact information
HIGHNIS2 requires clear incident reporting channels Unlock the full report to read the complete fix.
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure Unlock the full report to read the complete fix.
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts Unlock the full report to read the complete fix.
Critical sector without clear security compliance
HIGHDetected sectors: transport, banking, digital Unlock the full report to read the complete fix.
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Quick view of email authentication checks is provided. Unlock to uncover full DNS evidence, record diffs, and fix scripts.
Email Security
SPF, DKIM, and DMARC validation
DMARC not enforcing
MEDIUMDMARC policy is set to "none" Unlock the full report to read the complete fix.
No BIMI Record
LOWBIMI displays brand logos in email clients Unlock the full report to read the complete fix.
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery Unlock the full report to read the complete fix.
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues Unlock the full report to read the complete fix.
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
This is a teaser of the TLS audit. Unlock to view certificate chains, cipher support tables, and remediation steps.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1 Unlock the full report to read the complete fix.
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy Unlock the full report to read the complete fix.
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs Unlock the full report to read the complete fix.
Mixed Content Detected
MEDIUM1 resources loaded over insecure HTTP Unlock the full report to read the complete fix.
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints Unlock the full report to read the complete fix.
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
Unlock the full DNS posture audit to reveal misconfigurations, zone records, and actionable fixes.
DNS Health
DNS configuration and security assessment
Insufficient Name Servers
MEDIUMDomain has only 1 name server (minimum 2 recommended) Unlock the full report to read the complete fix.
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain Unlock the full report to read the complete fix.
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found Unlock the full report to read the complete fix.
DMARC Policy Set to None
LOWDMARC is configured but not enforcing any policy Unlock the full report to read the complete fix.
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
See a glimpse of exposed services. Unlock to access full port inventories, CVE lookups, and mitigation priorities.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports Unlock the full report to read the complete fix.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Unlock to view the complete technical breakdown, stack fingerprinting, and hardening checklist.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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