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Is creditreform.md a Scam? Security Check Results - Creditreform Moldova

creditreform.md Security Report Summary

creditreform.md received a security score of 65 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Creditreform Moldova's website security posture. Creditreform Moldova operates in the Finance industry in Moldova.

Creditreform Moldova operates as a regional branch of the global Creditreform group, providing credit reporting, risk evaluation, and debt collection services to businesses in Moldova. The website is professionally designed using TYPO3 CMS and integrates modern frontend technologies such as Swiper.js and Cookiebot for cookie consent management. The site targets business customers seeking to assess creditworthiness and manage financial risks effectively. The presence of detailed cookie consent and GDPR compliance mechanisms reflects a mature approach to privacy and data protection. However, explicit privacy policy and terms of service pages are not clearly visible in the provided content, suggesting room for improvement in transparency. The technical infrastructure is solid with HTTPS enforced and security headers present, supporting a good security posture. No critical vulnerabilities or suspicious content were detected, and the WHOIS data aligns well with the business claims, indicating legitimacy and trustworthiness.

The security scan identified 30 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: TYPO3 CMS, Cookiebot, Google Analytics, Swiper.js.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is creditreform.md Safe? Security Analysis for Creditreform Moldova

https://creditreform.md

Check if creditreform.md is a scam or legitimate. Free security scan and reviews.

FinanceMoldovamedium
TYPO3 CMSCookiebotGoogle AnalyticsSwiper.js
Analyzed 7/24/2025Completed 10:04:59 PM8mo ago
65
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domaincreditreform.md
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Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Creditreform Moldova operates as a regional branch of the global Creditreform group, providing credit reporting, risk evaluation, and debt collection services to businesses in Moldova. The website is professionally designed using TYPO3 CMS and integrates modern frontend technologies such as Swiper.js and Cookiebot for cookie consent management. The site targets business customers seeking to assess creditworthiness and manage financial risks effectively. The presence of detailed cookie consent and GDPR compliance mechanisms reflects a mature approach to privacy and data protection. However, explicit privacy policy and terms of service pages are not clearly visible in the provided content, suggesting room for improvement in transparency. The technical infrastructure is solid with HTTPS enforced and security headers present, supporting a good security posture. No critical vulnerabilities or suspicious content were detected, and the WHOIS data aligns well with the business claims, indicating legitimacy and trustworthiness.

Detected Technologies

TYPO3 CMSCookiebotGoogle AnalyticsSwiper.js

9 urgent findings need attention

1 critical · 8 high

  • + 1 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

3 findings

70/100

GDPR Compliance

1 finding

95/100

NIS2 Compliance

9 findings

2/100

Email Security

6 findings

40/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Creditreform Moldova benefits from its affiliation with the established Creditreform group, leveraging a broad network of partner domains and services across Europe. The business model focuses on B2B services in the finance sector, offering credit reports and risk management solutions. The website content is targeted at companies needing reliable credit information and debt collection support. The integration of multiple partner domains and inter-domain cookie consent indicates a collaborative ecosystem. The lack of explicit contact emails and phone numbers on the homepage suggests that direct contact may be handled via forms or dedicated contact pages. The company appears to maintain a medium-sized operation with consistent branding and a clear market position within Moldova and the broader Creditreform network.

Extracted Contact Information

Marketing Intelligence Data

Physical Addresses (1)

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a good security posture with HTTPS enabled and multiple security headers implemented, including HSTS, X-Frame-Options, and Content-Security-Policy. The use of Cookiebot for consent management ensures compliance with GDPR cookie regulations. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of published security policies, incident response contacts, or vulnerability disclosure mechanisms limits transparency and readiness for security incidents. The site would benefit from publishing a security.txt file and providing explicit incident response contacts to enhance trust and preparedness. Overall, the security measures in place are appropriate for the business type and website functionality.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a clear privacy policy URL prominently on the website and ensure it is comprehensive.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Creditreform Moldova

Description:

Creditreform Moldova offers credit reports, risk evaluation, and debt collection services to help businesses assess partners and manage risks.

Key Services:
Credit reportsRisk evaluationDebt collection
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
TYPO3 CMSCookiebotGoogle AnalyticsSwiper.js
Frameworks:
TYPO3 CMS
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • Cookie consent with granular controls
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google Analytics
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Google
Tracking Pixels:
Cookiebot
Marketing Tools:
Cookiebot
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website uses TYPO3 CMS with modern frontend technologies.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

70/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

95/100
Score

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, health, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

40/100
Score

No SPF record found

HIGH

SPF helps prevent email spoofing

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

No email authentication configured

CRITICAL

Domain is vulnerable to email spoofing

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 37 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

60/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

No DMARC Record

MEDIUM

DMARC policy not configured

Domain Registration Details

Domain Age
12 years(mature)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:194.55.199.46
Name Servers:
ns7.rcs-rds.ro
ns8.rcs-rds.ro
MX Records:
0: server01.creditreform.md
SOA:Serial: 2024072900, TTL: 86400s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:94ms

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does creditreform.md compare?

See how creditreform.md stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on TYPO3 CMS, a robust and widely used content management system, indicating a stable technical foundation. Frontend technologies include Swiper.js for interactive sliders and Cookiebot for cookie consent management, reflecting modern web practices. The site uses compressed CSS assets and preloads fonts for performance optimization. The presence of structured data (JSON-LD) for website and search actions supports SEO efforts. Performance is moderate with good mobile optimization and basic accessibility features. No critical technical debt or outdated libraries were observed. Opportunities exist to improve accessibility and add more explicit metadata for enhanced SEO and user experience.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaincreditreform.md
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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