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Is creem.io a Scam? Security Check Results - Creem

creem.io Security Report Summary

creem.io received a security score of 66 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Creem's website security posture. Creem operates in the Technology industry in N/a.

Creem is a technology company specializing in providing financial infrastructure and payment solutions tailored for SaaS companies and indie hackers. Their platform focuses on automating complex financial workflows such as tax compliance, global merchant of record services, fraud protection, and revenue sharing. Positioned as a cost-effective and modern alternative to traditional payment processors, Creem targets small to medium-sized digital businesses and indie hackers who require fast, reliable, and compliant payment solutions. The website demonstrates a professional design with clear messaging and customer testimonials, reinforcing its market position. Technically, the website is built using modern frameworks including React and Next.js, hosted on Vercel, and integrates marketing and analytics tools such as Google Tag Manager and Google Ads. The site is mobile-optimized and performs moderately well, though some accessibility features could be improved. Security posture is adequate with HTTPS enforced, but lacks visible security headers and formal security policies. Privacy compliance is weak due to the absence of privacy and cookie policies. Overall, the security posture is moderate with no critical vulnerabilities detected in the visible content. However, the lack of explicit privacy policies, cookie consent, and contact information for security incidents presents compliance and trust gaps. The domain WHOIS data is unavailable due to privacy protection or query failure, which is common for tech startups but reduces transparency. Strategically, Creem should prioritize publishing comprehensive privacy and cookie policies, implement security headers, and provide clear contact channels for security and support. These steps will enhance trust, compliance, and security posture, supporting their growth in the competitive SaaS payment infrastructure market.

The security scan identified 29 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: React, Next.js, Vercel Analytics, Google Tag Manager, Google Ads (gtag.js).

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is creem.io Safe? Security Analysis for Creem

https://creem.io

Check if creem.io is a scam or legitimate. Free security scan and reviews.

TechnologyN/asmall
ReactNext.jsVercel AnalyticsGoogle Tag ManagerGoogle Ads (gtag.js)
Analyzed 10/12/2025Completed 3:32:44 PM6mo ago
66
Security Score
MEDIUM RISK

Below Technology avg (72)

10,000+

Domains scanned

500+

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Domaincreem.io
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VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Creem is a technology company specializing in providing financial infrastructure and payment solutions tailored for SaaS companies and indie hackers. Their platform focuses on automating complex financial workflows such as tax compliance, global merchant of record services, fraud protection, and revenue sharing. Positioned as a cost-effective and modern alternative to traditional payment processors, Creem targets small to medium-sized digital businesses and indie hackers who require fast, reliable, and compliant payment solutions. The website demonstrates a professional design with clear messaging and customer testimonials, reinforcing its market position. Technically, the website is built using modern frameworks including React and Next.js, hosted on Vercel, and integrates marketing and analytics tools such as Google Tag Manager and Google Ads. The site is mobile-optimized and performs moderately well, though some accessibility features could be improved. Security posture is adequate with HTTPS enforced, but lacks visible security headers and formal security policies. Privacy compliance is weak due to the absence of privacy and cookie policies. Overall, the security posture is moderate with no critical vulnerabilities detected in the visible content. However, the lack of explicit privacy policies, cookie consent, and contact information for security incidents presents compliance and trust gaps. The domain WHOIS data is unavailable due to privacy protection or query failure, which is common for tech startups but reduces transparency. Strategically, Creem should prioritize publishing comprehensive privacy and cookie policies, implement security headers, and provide clear contact channels for security and support. These steps will enhance trust, compliance, and security posture, supporting their growth in the competitive SaaS payment infrastructure market.

Detected Technologies

ReactNext.jsVercel AnalyticsGoogle Tag ManagerGoogle Ads (gtag.js)

9 urgent findings need attention

9 high

  • + 1 more findings in the full report below
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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

5 findings

60/100

GDPR Compliance

4 findings

35/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Creem operates in the competitive SaaS payment infrastructure sector, targeting indie hackers and small SaaS companies that require streamlined financial workflows and global tax compliance. Their business model is B2B SaaS, offering merchant of record services, fraud protection, and automated financial operations. The company leverages a modern tech stack and cloud hosting to enable rapid deployment and scalability. Customer testimonials indicate strong user satisfaction and fast integration times, suggesting a competitive advantage in ease of use and support. The platform's roadmap includes upcoming features like crypto payments and revenue sharing, indicating growth and innovation focus. Creem's marketing ecosystem includes Google Ads and Tag Manager, supporting customer acquisition and analytics. The lack of visible company registration or VAT information suggests a startup or early-stage company. Overall, Creem is positioned as a nimble, customer-focused player in the SaaS payment space with potential for expansion.

Security Posture Analysis

Comprehensive Security Assessment

Creem's website enforces HTTPS, ensuring encrypted communications. However, the absence of key security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security reduces protection against common web attacks. No exposed sensitive data or vulnerable libraries were detected in the HTML content. The site lacks visible privacy and cookie policies, which is a compliance gap under GDPR and other privacy regulations. No security.txt or vulnerability disclosure information is provided, limiting transparency for security researchers. Contact information for incident response is not found, which may delay response to security issues. Overall, the security maturity is moderate but can be significantly improved by implementing security headers, publishing policies, and establishing clear incident response channels.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a comprehensive privacy policy and cookie consent mechanism to improve privacy compliance and user trust.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Creem

Description:

Creem provides financial infrastructure and payment solutions tailored for SaaS companies and indie hackers, focusing on automating tax compliance, global merchant of record services, fraud protection, and financial workflows.

Key Services:
Global Merchant of RecordTax Compliance AutomationFinancial Workflows AutomationFraud ProtectionInstant SetupGlobal OperationsAI-Powered InsightsRevenue Sharing (coming soon)Crypto Payments (coming soon)
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
ReactNext.jsVercel AnalyticsGoogle Tag ManagerGoogle Ads (gtag.js)
Frameworks:
Next.jsReact
Platforms:
Vercel
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of Google Tag Manager for analytics

Analytics & Tracking

Services:
Vercel AnalyticsGoogle Tag Manager
Tracking Level:moderate
Privacy Compliance:poor

Advertising & Marketing

Ad Networks:
Google Ads
Marketing Tools:
Vercel Analytics
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:moderate

Key Observations

1

Website is accessible and not blocked by WAF or security challenges

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

60/100
Score

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

35/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Third-party services without privacy policy

HIGH

Detected services: Google Analytics

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

Strict DMARC Alignment

LOW

Strict alignment may cause legitimate emails to fail

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.google.com ~all
DNS Lookups:1/10
Policy:~all
DKIM Selectors Found
Selector:google(1416-bit rsa)
DMARC Details
Policy:quarantine
Subdomain Policy:none
Aggregate Reports:alerts@creem.io
Forensic Reports:alerts@creem.io

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 45 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Registration Details

Domain Age
1 years(established)
Expiry Risk
none(760 days)
Protection Level
strongDNSSEC OFF
Suspicious Indicators Detected
  • Privacy/proxy registration detected

DNS Records

A Records:76.76.21.21
Name Servers:
liberty.ns.cloudflare.com
yevgen.ns.cloudflare.com
MX Records:
1: aspmx.l.google.com
10: alt3.aspmx.l.google.com
10: alt4.aspmx.l.google.com
5: alt1.aspmx.l.google.com
5: alt2.aspmx.l.google.com
SOA:Serial: 2384543316, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:76ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.google.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does creem.io compare?

See how creem.io stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a modern React and Next.js framework hosted on Vercel, indicating a contemporary and scalable infrastructure. Integration with Google Tag Manager and Google Ads shows active marketing and analytics usage. The site is mobile-optimized with good design quality and navigation clarity. Performance is moderate, with asynchronous loading of scripts to improve user experience. However, the lack of CMS or structured data like JSON-LD limits SEO potential. No visible forms or data collection fields were detected in the main HTML content, suggesting minimal direct user data collection on the landing page. Technical debt appears low, but improvements in accessibility and security headers are recommended to reduce risks and enhance compliance.
Professional PDF & Marketing Data

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PDF Report & Export

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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaincreem.io
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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