Is ctbi.com Safe? Security Analysis for Community Trust Bancorp, Inc.
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Below Finance avg (78)
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Community Trust Bancorp, Inc. operates Community Trust Bank, a regional financial institution primarily serving Kentucky and surrounding areas. The bank offers a comprehensive suite of personal, business, mortgage, and investment banking services, supported by online and mobile banking platforms. The company is publicly traded on NASDAQ under the symbol CTBI, indicating a mature market presence and regulatory compliance. The website reflects a professional banking institution with clear navigation, investor relations information, and multiple service offerings tailored to retail and commercial customers. Technically, the website is built on the DNN CMS platform, leveraging modern web technologies such as Bootstrap, jQuery, and FontAwesome. It integrates Google Analytics and Google Tag Manager for tracking and marketing purposes. The site is mobile responsive and provides secure online banking access via embedded iframes. However, some security best practices like explicit security headers and cookie consent mechanisms could be improved. From a security perspective, the site enforces HTTPS and provides security policy information, but lacks visible incident response or vulnerability disclosure policies. The absence of WHOIS data is a concern but may be due to query limitations or privacy protection. Overall, the site demonstrates a solid security posture with room for enhancement in transparency and compliance. The overall risk assessment is moderate to low, with recommendations to improve privacy compliance, publish incident response details, and enhance security headers. These steps will strengthen trust and regulatory adherence, supporting the bank's reputation and customer confidence.
Detected Technologies
8 urgent findings need attention
8 high
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Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
3 findings
70/100
GDPR Compliance
4 findings
53/100
NIS2 Compliance
8 findings
17/100
Email Security
3 findings
85/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Community Trust Bancorp, Inc. holds a strong regional position as a community bank with diversified financial services including personal and business banking, mortgage lending, wealth management, and financial advisory. Its NASDAQ listing and investor relations presence indicate a publicly accountable entity with growth ambitions. The bank leverages partnerships for credit card services and check ordering, enhancing its product offerings. The target market includes individuals, families, small businesses, and institutions primarily in Kentucky. The business model focuses on traditional banking complemented by digital services, aiming to balance personalized local service with modern convenience. Growth indicators include active promotions, employment opportunities, and a comprehensive online presence. The partnership ecosystem includes financial service providers and technology vendors supporting online banking and payments.
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a mature security posture with mandatory HTTPS encryption and secure login mechanisms for online banking. The presence of a dedicated security policy page and third-party website disclaimers reflects awareness of security and privacy concerns. However, the lack of explicit security headers such as Content Security Policy, HSTS, and X-Frame-Options reduces defense-in-depth. No incident response or vulnerability disclosure information is publicly available, which limits transparency and readiness perception. The absence of a security.txt file and cookie consent banner indicates gaps in compliance with modern privacy regulations like GDPR. No vulnerabilities or exposed sensitive data were detected in the content. Overall, the security maturity is good but could be improved by adopting additional security headers, publishing incident response procedures, and enhancing privacy compliance.
Strategic Recommendations
Priority Actions for Security Improvement
Implement comprehensive security headers including CSP, HSTS, and X-Frame-Options to strengthen browser security.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Community Trust Bancorp, Inc.
Community Trust Bank is a financial institution offering personal, business, and mortgage banking services including online banking, loans, and local customer support primarily serving Kentucky and surrounding areas.
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enforced
- Secure login iframe for online banking
- Security policy page available
- Third party website disclaimers
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with rich content and navigation
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
No Data Protection Officer mentioned
LOWLarge organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Delete Lock Not Enabled
LOWDomain can be deleted without additional verification
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does ctbi.com compare?
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🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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PDF Report & Export
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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